Free tools · Independent researchWhat could your
education return?
Start with established research. Then bring your own costs and circumstances into the decision.
Read the definition before the dollar figure.
Georgetown’s 2025 method estimates cumulative earnings less net education costs, using a 0% discount rate. Its horizons begin at enrollment. This is not the additional income caused by attending college, and it is not a program-level or personal guarantee.
Read Georgetown’s report & methodology ↗FREOPP · Program-level researchLook closer at the degree.
FREOPP’s public tables compare undergraduate and graduate programs. Its approach estimates lifetime earnings gains against a no-degree alternative and offers estimates accounting for completion risk. Its figures use a different method from Georgetown’s.
Research & definitions ↗Degreeli · Personal scenarioMake the assumptions yours.
Use your net cost, time in school, and earnings assumptions to test an undiscounted cost scenario. This editable calculation is separate from the research estimates above.
Build my scenario ↗Assumes completion and constant earnings. Excludes taxes, inflation, loan interest, and discounting.