University of Pennsylvania
Finance and Financial Management Services
Completion ROI
$5,994,269
Payback
2.4 years
Home/Schools/Saint Joseph's University/Clinical/Medical Laboratory Science/Research and Allied Professions
High upside
CERTIFICATE | PA | PRIVATE NONPROFIT
Clinical/Medical Laboratory Science/Research and Allied Professions at Saint Joseph's University
This page puts upside and risk on the same screen so Degreeli can answer the real question: does this degree path still look worth it once completion friction is part of the math?
Degree Value Scorecard
Clinical/Medical Laboratory Science/Research and Allied Professions
Saint Joseph's University
Credential: CERTIFICATEState: PAData confidence: Medium
Editorial Verdict
High debt risk relative to expected outcomes. Compare lower-cost alternatives before committing.
Degreeli Value Score
0Score
High Risk
Data Confidence: Medium
Directional value
0/100
Estimated Net Cost
$0
Estimated Debt
$0
Early-Career Salary
$0
Mid-Career Salary
$0
Category breakdown
Cost Efficiency
17/20
Cost Efficiency
Debt Risk
4.2/20
Debt Risk
Earnings Outlook
9.4/20
Earnings Outlook
Payback Timeline
0/15
Payback Timeline
Completion / Outcome Confidence
10/10
Completion / Outcome Confidence
Graduate Worth-It Reviews
5/10
Graduate Worth-It Reviews
Parent / Student Clarity Signal
2.5/5
Parent / Student Clarity Signal
Cost and debt
Estimated net cost
$118,756
Estimated debt
$73,629
Debt risk
High
Salary and outcome outlook
Early-career salary
$58,596
Mid-career salary
$96,157
Salary outlook
Solid
Payback estimate
Payback years
0.0 years
Completion/outcome
Strong completion signal
Review signals
Graduate review rating
3.4 / 5
Parent review signal
Parents should pressure-test debt before committing
Student signal
Students should compare faster-payback paths
Sample scorecard preview
Saint Joseph's University
Clinical/Medical Laboratory Science/Research and Allied Professions
Degreeli Value Score
48/ 100
High RiskMedium confidence
Estimated Debt
$42K
Early Salary
$54K
Payback
Moderate
Reviews
4.1 / 5
Good outcome potential, but cost control matters. Compare aid packages and lower-debt alternatives before committing.
Strengths and risks
Top strengths
- Cost looks efficient relative to expected early-career pay.
- Completion/outcome signal supports the value case.
Main risks
- Debt risk rises quickly if borrowing approaches the modeled estimate.
- Payback could take longer than many families expect.
- Graduate review signal is limited or modeled.
Why this score?
High Risk is a Degreeli Value Score v1 directional read based on modeled cost ($118,756), estimated debt ($73,629), early-career salary ($58,596), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that debt risk rises quickly if borrowing approaches the modeled estimate. Data confidence is medium, so this should support comparison rather than act as a guarantee.
The Degreeli Value Score is directional, not a guarantee of salary, employment, or personal financial outcome.
Better-value alternatives
Best current alternative
Finance and Financial Management Services
University of Pennsylvania
Degreeli Score
89/100
Debt
$20,400
Payback
2.4 years
Better-value alternative
Legal Research and Advanced Professional Studies
Columbia University
Degreeli Score
89/100
Debt
$15,300
Payback
1.8 years
Better-value alternative
Law
Columbia University
Degreeli Score
89/100
Debt
$16,150
Payback
1.9 years
Methodology and data confidence
Data confidence is medium. Cost, salary, payback, review, and outcome fields should be read as decision support, not financial advice.
MethodologyPrograms
Inspect this path, then stack it against alternatives.
Current school + degree
Clinical/Medical Laboratory Science/Research and Allied Professions at Saint Joseph's University
Expand the core read on debt, salary, payback, review context, and score confidence before comparing.
48
High Risk
Current school + degree
Clinical/Medical Laboratory Science/Research and Allied Professions at Saint Joseph's University
Expand the core read on debt, salary, payback, review context, and score confidence before comparing.
48
High Risk
Data Confidence
Medium
Estimated Debt
$73,629
Early Salary
$58,596
Payback
10.5 years
Worth-It Rating
3.4 / 5
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
High debt risk relative to expected outcomes. Compare lower-cost alternatives before committing.
Better-value alternatives
Compare nearby paths before deciding.
These are sample comparison options from the current preview catalog, not a claim of full national coverage.
Expand
Better-value alternatives
Compare nearby paths before deciding.
These are sample comparison options from the current preview catalog, not a claim of full national coverage.
Columbia University
Legal Research and Advanced Professional Studies
Completion ROI
$5,919,991
Payback
1.8 years
Columbia University
Law
Completion ROI
$5,854,893
Payback
1.9 years
Bottom Line
High upside
Clinical/Medical Laboratory Science/Research and Allied Professions at Saint Joseph's University is a strong bottom-line candidate. Even after adjusting for completion risk, the path still clears $1,090,912 in lifetime ROI.
The combination of $75,123 in 10-year earnings and a payback window of 10.5 years gives this degree path real room to absorb uncertainty.
$29,689 School Net Price
79% School Graduation Rate
Risk Lens
How much value disappears once completion risk is acknowledged?
Ideal Case
$1,383,704
Risk-Adjusted Case
$1,090,912
Value At Risk
$292,792
Degreeli uses this gap to show how much value depends on finishing the program and reaching the expected outcome.
Verified reviews
Verified reviews of Clinical/Medical Laboratory Science/Research and Allied Professions
Only approved reviews tied to Saint Joseph's University and this specific program appear here. Reviewer identities stay private while verification badges explain how affiliation was checked.
No approved reviews yet.
Degreeli publishes only reviews that pass email verification, affiliation checks, automated screening, and moderator approval. Be the first to submit a verified review for this page.
Career AI Exposure
Moderate Exposure (50/100)
This path looks mixed: some tasks are AI-sensitive while human context still matters.
AI Exposure is a second lens beside ROI. It should inform comparison, not replace judgment.
Directional estimate from CERTIFICATE taxonomy and program naming patterns. Replace with occupation-linked datasets as coverage expands.
Exposure Components
Read AI risk as task mix, not destiny.
Entry-Level Friction
54/100
Human Judgment Premium
66/100
Physical-World Durability
52/100
Higher exposure does not mean a path is bad. It means families should compare specialization paths, skill depth, and adaptation speed alongside ROI.
Compare Next
What should a family stack against this path?
University of Pennsylvania | MASTERS
Finance and Financial Management Services
Completion-Adjusted ROI
$5,994,269
Years To Recoup
2.4 years
Columbia University | GRADUATE CERTIFICATE
Legal Research and Advanced Professional Studies
Completion-Adjusted ROI
$5,919,991
Years To Recoup
1.8 years
Columbia University | PROFESSIONAL
Law
Completion-Adjusted ROI
$5,854,893
Years To Recoup
1.9 years
Same Field, Other Schools
The school can change the value story, even inside the same discipline.
Albany College of Pharmacy and Health Sciences
Clinical/Medical Laboratory Science/Research and Allied Professions
Completion-adjusted ROI: $1,007,962
Compare RouteCompare Side By SideAllen College
Clinical/Medical Laboratory Science/Research and Allied Professions
Completion-adjusted ROI: $888,795
Compare RouteCompare Side By SideArkansas State University
Clinical/Medical Laboratory Science/Research and Allied Professions
Completion-adjusted ROI: $608,799
Compare RouteCompare Side By Side