CA | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Biola University looks strongest as a selective value play, with its best program landing at $1,418,262 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 20.9 years.
4-year net cost
$125,980
Estimated debt
$78,108
Early salary signal
$86,736
Graduation rate
68%
Why this score?
Fair Value is a Degreeli Value Score v1 directional read based on modeled cost ($125,980), estimated debt ($78,108), early-career salary ($86,736), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that payback could take longer than many families expect. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Completion/outcome signal supports the value case.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
Programs
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
71
Fair Value
Data Confidence
Medium
Completion ROI
$1,418,262
Salary Outlook
$86,736
Estimated Debt
$78,108
Payback
7.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Completion/outcome signal supports the value case.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
DOCTORAL
Click to inspect salary, debt, payback, strengths, and risks.
71
Fair Value
Data Confidence
Medium
Completion ROI
$1,407,108
Salary Outlook
$86,093
Estimated Debt
$78,108
Payback
7.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Completion/outcome signal supports the value case.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
63
Caution Zone
Data Confidence
Medium
Completion ROI
$1,253,412
Salary Outlook
$77,225
Estimated Debt
$78,108
Payback
8.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$1,149,619
Salary Outlook
$71,237
Estimated Debt
$78,108
Payback
9.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$1,143,724
Salary Outlook
$70,897
Estimated Debt
$78,108
Payback
9.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$1,081,113
Salary Outlook
$67,285
Estimated Debt
$78,108
Payback
9.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
47
High Risk
Data Confidence
Medium
Completion ROI
$982,147
Salary Outlook
$61,576
Estimated Debt
$78,108
Payback
10.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
46
High Risk
Data Confidence
Medium
Completion ROI
$964,787
Salary Outlook
$60,574
Estimated Debt
$78,108
Payback
10.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
45
High Risk
Data Confidence
Medium
Completion ROI
$946,535
Salary Outlook
$59,521
Estimated Debt
$78,108
Payback
11 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
40
High Risk
Data Confidence
Medium
Completion ROI
$859,520
Salary Outlook
$54,501
Estimated Debt
$78,108
Payback
12 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
39
High Risk
Data Confidence
Medium
Completion ROI
$848,894
Salary Outlook
$53,888
Estimated Debt
$78,108
Payback
12.2 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
36
High Risk
Data Confidence
Medium
Completion ROI
$801,182
Salary Outlook
$51,135
Estimated Debt
$78,108
Payback
12.8 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
34
High Risk
Data Confidence
Medium
Completion ROI
$757,390
Salary Outlook
$48,609
Estimated Debt
$78,108
Payback
13.5 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
34
High Risk
Data Confidence
Medium
Completion ROI
$753,402
Salary Outlook
$48,379
Estimated Debt
$78,108
Payback
13.5 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
34
High Risk
Data Confidence
Medium
Completion ROI
$736,286
Salary Outlook
$47,391
Estimated Debt
$78,108
Payback
13.8 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
33
High Risk
Data Confidence
Medium
Completion ROI
$727,146
Salary Outlook
$46,864
Estimated Debt
$78,108
Payback
14 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
33
High Risk
Data Confidence
Medium
Completion ROI
$726,227
Salary Outlook
$46,811
Estimated Debt
$78,108
Payback
14 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
33
High Risk
Data Confidence
Medium
Completion ROI
$725,024
Salary Outlook
$46,742
Estimated Debt
$78,108
Payback
14 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
32
High Risk
Data Confidence
Medium
Completion ROI
$706,690
Salary Outlook
$45,684
Estimated Debt
$78,108
Payback
14.3 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
32
High Risk
Data Confidence
Medium
Completion ROI
$697,294
Salary Outlook
$45,142
Estimated Debt
$78,108
Payback
14.5 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
31
High Risk
Data Confidence
Medium
Completion ROI
$677,933
Salary Outlook
$44,025
Estimated Debt
$78,108
Payback
14.9 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
29
High Risk
Data Confidence
Medium
Completion ROI
$641,957
Salary Outlook
$41,949
Estimated Debt
$78,108
Payback
15.6 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
28
High Risk
Data Confidence
Medium
Completion ROI
$612,010
Salary Outlook
$40,221
Estimated Debt
$78,108
Payback
16.3 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
27
High Risk
Data Confidence
Medium
Completion ROI
$601,397
Salary Outlook
$39,609
Estimated Debt
$78,108
Payback
16.5 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
26
High Risk
Data Confidence
Medium
Completion ROI
$583,402
Salary Outlook
$38,571
Estimated Debt
$78,108
Payback
17 years
Strengths
Completion/outcome signal supports the value case.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
25
High Risk
Data Confidence
Medium
Completion ROI
$558,335
Salary Outlook
$37,125
Estimated Debt
$78,108
Payback
17.6 years
Strengths
Completion/outcome signal supports the value case.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
25
High Risk
Data Confidence
Medium
Completion ROI
$550,981
Salary Outlook
$36,701
Estimated Debt
$78,108
Payback
17.8 years
Strengths
Completion/outcome signal supports the value case.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
22
High Risk
Data Confidence
Medium
Completion ROI
$498,280
Salary Outlook
$33,660
Estimated Debt
$78,108
Payback
19.5 years
Strengths
Completion/outcome signal supports the value case.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
21
High Risk
Data Confidence
Medium
Completion ROI
$475,809
Salary Outlook
$32,364
Estimated Debt
$78,108
Payback
20.2 years
Strengths
Completion/outcome signal supports the value case.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
21
High Risk
Data Confidence
Medium
Completion ROI
$459,166
Salary Outlook
$31,404
Estimated Debt
$78,108
Payback
20.9 years
Strengths
Completion/outcome signal supports the value case.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
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ROI Snapshot
BACHELORS
71
Fair Value
On-time ROI
$2,098,020
Risk-adjusted ROI
$1,418,262
Value at risk
$679,758
Payback
7.6 years
DOCTORAL
71
Fair Value
On-time ROI
$2,081,520
Risk-adjusted ROI
$1,407,108
Value at risk
$674,412
Payback
7.6 years
MASTERS
63
Caution Zone
On-time ROI
$1,854,160
Risk-adjusted ROI
$1,253,412
Value at risk
$600,748
Payback
8.5 years
BACHELORS
57
High Risk
On-time ROI
$1,700,620
Risk-adjusted ROI
$1,149,619
Value at risk
$551,001
Payback
9.2 years
MASTERS
57
High Risk
On-time ROI
$1,691,900
Risk-adjusted ROI
$1,143,724
Value at risk
$548,176
Payback
9.2 years
MASTERS
52
High Risk
On-time ROI
$1,599,280
Risk-adjusted ROI
$1,081,113
Value at risk
$518,167
Payback
9.7 years
BACHELORS
47
High Risk
On-time ROI
$1,452,880
Risk-adjusted ROI
$982,147
Value at risk
$470,733
Payback
10.6 years
MASTERS
46
High Risk
On-time ROI
$1,427,200
Risk-adjusted ROI
$964,787
Value at risk
$462,413
Payback
10.8 years
MASTERS
45
High Risk
On-time ROI
$1,400,200
Risk-adjusted ROI
$946,535
Value at risk
$453,665
Payback
11 years
BACHELORS
40
High Risk
On-time ROI
$1,271,480
Risk-adjusted ROI
$859,520
Value at risk
$411,960
Payback
12 years
BACHELORS
39
High Risk
On-time ROI
$1,255,760
Risk-adjusted ROI
$848,894
Value at risk
$406,866
Payback
12.2 years
BACHELORS
36
High Risk
On-time ROI
$1,185,180
Risk-adjusted ROI
$801,182
Value at risk
$383,998
Payback
12.8 years
BACHELORS
34
High Risk
On-time ROI
$1,120,400
Risk-adjusted ROI
$757,390
Value at risk
$363,010
Payback
13.5 years
MASTERS
34
High Risk
On-time ROI
$1,114,500
Risk-adjusted ROI
$753,402
Value at risk
$361,098
Payback
13.5 years
MASTERS
34
High Risk
On-time ROI
$1,089,180
Risk-adjusted ROI
$736,286
Value at risk
$352,894
Payback
13.8 years
BACHELORS
33
High Risk
On-time ROI
$1,075,660
Risk-adjusted ROI
$727,146
Value at risk
$348,514
Payback
14 years
BACHELORS
33
High Risk
On-time ROI
$1,074,300
Risk-adjusted ROI
$726,227
Value at risk
$348,073
Payback
14 years
BACHELORS
33
High Risk
On-time ROI
$1,072,520
Risk-adjusted ROI
$725,024
Value at risk
$347,496
Payback
14 years
BACHELORS
32
High Risk
On-time ROI
$1,045,400
Risk-adjusted ROI
$706,690
Value at risk
$338,710
Payback
14.3 years
MASTERS
32
High Risk
On-time ROI
$1,031,500
Risk-adjusted ROI
$697,294
Value at risk
$334,206
Payback
14.5 years
MASTERS
31
High Risk
On-time ROI
$1,002,860
Risk-adjusted ROI
$677,933
Value at risk
$324,927
Payback
14.9 years
BACHELORS
29
High Risk
On-time ROI
$949,640
Risk-adjusted ROI
$641,957
Value at risk
$307,683
Payback
15.6 years
BACHELORS
28
High Risk
On-time ROI
$905,340
Risk-adjusted ROI
$612,010
Value at risk
$293,330
Payback
16.3 years
BACHELORS
27
High Risk
On-time ROI
$889,640
Risk-adjusted ROI
$601,397
Value at risk
$288,243
Payback
16.5 years
BACHELORS
26
High Risk
On-time ROI
$863,020
Risk-adjusted ROI
$583,402
Value at risk
$279,618
Payback
17 years
BACHELORS
25
High Risk
On-time ROI
$825,940
Risk-adjusted ROI
$558,335
Value at risk
$267,605
Payback
17.6 years
BACHELORS
25
High Risk
On-time ROI
$815,060
Risk-adjusted ROI
$550,981
Value at risk
$264,079
Payback
17.8 years
BACHELORS
22
High Risk
On-time ROI
$737,100
Risk-adjusted ROI
$498,280
Value at risk
$238,820
Payback
19.5 years
BACHELORS
21
High Risk
On-time ROI
$703,860
Risk-adjusted ROI
$475,809
Value at risk
$228,051
Payback
20.2 years
BACHELORS
21
High Risk
On-time ROI
$679,240
Risk-adjusted ROI
$459,166
Value at risk
$220,074
Payback
20.9 years
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