CA | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
California Lutheran University looks strongest as a selective value play, with its best program landing at $2,017,804 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 24.8 years.
4-year net cost
$120,436
Estimated debt
$74,670
Early salary signal
$117,764
Graduation rate
70%
Why this score?
Strong Value is a Degreeli Value Score v1 directional read based on modeled cost ($120,436), estimated debt ($74,670), early-career salary ($117,764), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that graduate review signal is limited or modeled. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Completion/outcome signal supports the value case.
Risks
Graduate review signal is limited or modeled.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
81
Strong Value
Data Confidence
Medium
Completion ROI
$2,017,804
Salary Outlook
$117,764
Estimated Debt
$74,670
Payback
5.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Completion/outcome signal supports the value case.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
67
Caution Zone
Data Confidence
Medium
Completion ROI
$1,322,793
Salary Outlook
$78,819
Estimated Debt
$74,670
Payback
7.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
DOCTORAL
Click to inspect salary, debt, payback, strengths, and risks.
64
Caution Zone
Data Confidence
Medium
Completion ROI
$1,269,799
Salary Outlook
$75,850
Estimated Debt
$74,670
Payback
8.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
63
Caution Zone
Data Confidence
Medium
Completion ROI
$1,244,966
Salary Outlook
$74,458
Estimated Debt
$74,670
Payback
8.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$1,163,033
Salary Outlook
$69,867
Estimated Debt
$74,670
Payback
9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
53
High Risk
Data Confidence
Medium
Completion ROI
$1,075,852
Salary Outlook
$64,982
Estimated Debt
$74,670
Payback
9.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
51
High Risk
Data Confidence
Medium
Completion ROI
$1,060,456
Salary Outlook
$64,119
Estimated Debt
$74,670
Payback
9.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
50
High Risk
Data Confidence
Medium
Completion ROI
$1,044,267
Salary Outlook
$63,212
Estimated Debt
$74,670
Payback
9.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
48
High Risk
Data Confidence
Medium
Completion ROI
$1,000,809
Salary Outlook
$60,777
Estimated Debt
$74,670
Payback
10.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
47
High Risk
Data Confidence
Medium
Completion ROI
$988,434
Salary Outlook
$60,083
Estimated Debt
$74,670
Payback
10.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
47
High Risk
Data Confidence
Medium
Completion ROI
$986,847
Salary Outlook
$59,994
Estimated Debt
$74,670
Payback
10.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
43
High Risk
Data Confidence
Medium
Completion ROI
$918,695
Salary Outlook
$56,176
Estimated Debt
$74,670
Payback
11.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
42
High Risk
Data Confidence
Medium
Completion ROI
$896,270
Salary Outlook
$54,919
Estimated Debt
$74,670
Payback
11.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
41
High Risk
Data Confidence
Medium
Completion ROI
$875,278
Salary Outlook
$53,743
Estimated Debt
$74,670
Payback
11.7 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
41
High Risk
Data Confidence
Medium
Completion ROI
$873,956
Salary Outlook
$53,669
Estimated Debt
$74,670
Payback
11.7 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
40
High Risk
Data Confidence
Medium
Completion ROI
$862,709
Salary Outlook
$53,038
Estimated Debt
$74,670
Payback
11.8 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
37
High Risk
Data Confidence
Medium
Completion ROI
$820,127
Salary Outlook
$50,652
Estimated Debt
$74,670
Payback
12.4 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
36
High Risk
Data Confidence
Medium
Completion ROI
$799,164
Salary Outlook
$49,478
Estimated Debt
$74,670
Payback
12.7 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
35
High Risk
Data Confidence
Medium
Completion ROI
$774,386
Salary Outlook
$48,089
Estimated Debt
$74,670
Payback
13 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
35
High Risk
Data Confidence
Medium
Completion ROI
$762,596
Salary Outlook
$47,429
Estimated Debt
$74,670
Payback
13.2 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
34
High Risk
Data Confidence
Medium
Completion ROI
$754,759
Salary Outlook
$46,990
Estimated Debt
$74,670
Payback
13.3 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
34
High Risk
Data Confidence
Medium
Completion ROI
$748,871
Salary Outlook
$46,660
Estimated Debt
$74,670
Payback
13.4 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
34
High Risk
Data Confidence
Medium
Completion ROI
$739,586
Salary Outlook
$46,139
Estimated Debt
$74,670
Payback
13.6 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
30
High Risk
Data Confidence
Medium
Completion ROI
$645,974
Salary Outlook
$40,894
Estimated Debt
$74,670
Payback
15.3 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
17
High Risk
Data Confidence
Medium
Completion ROI
$366,015
Salary Outlook
$25,206
Estimated Debt
$74,670
Payback
24.8 years
Strengths
Completion/outcome signal supports the value case.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Verified reviews
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ROI Snapshot
MASTERS
81
Strong Value
On-time ROI
$2,899,144
Risk-adjusted ROI
$2,017,804
Value at risk
$881,340
Payback
5.3 years
MASTERS
67
Caution Zone
On-time ROI
$1,900,564
Risk-adjusted ROI
$1,322,793
Value at risk
$577,771
Payback
7.9 years
DOCTORAL
64
Caution Zone
On-time ROI
$1,824,424
Risk-adjusted ROI
$1,269,799
Value at risk
$554,625
Payback
8.3 years
MASTERS
63
Caution Zone
On-time ROI
$1,788,744
Risk-adjusted ROI
$1,244,966
Value at risk
$543,778
Payback
8.4 years
BACHELORS
58
High Risk
On-time ROI
$1,671,024
Risk-adjusted ROI
$1,163,033
Value at risk
$507,991
Payback
9 years
BACHELORS
53
High Risk
On-time ROI
$1,545,764
Risk-adjusted ROI
$1,075,852
Value at risk
$469,912
Payback
9.6 years
MASTERS
51
High Risk
On-time ROI
$1,523,644
Risk-adjusted ROI
$1,060,456
Value at risk
$463,188
Payback
9.8 years
MASTERS
50
High Risk
On-time ROI
$1,500,384
Risk-adjusted ROI
$1,044,267
Value at risk
$456,117
Payback
9.9 years
MASTERS
48
High Risk
On-time ROI
$1,437,944
Risk-adjusted ROI
$1,000,809
Value at risk
$437,135
Payback
10.3 years
BACHELORS
47
High Risk
On-time ROI
$1,420,164
Risk-adjusted ROI
$988,434
Value at risk
$431,730
Payback
10.4 years
BACHELORS
47
High Risk
On-time ROI
$1,417,884
Risk-adjusted ROI
$986,847
Value at risk
$431,037
Payback
10.4 years
MASTERS
43
High Risk
On-time ROI
$1,319,964
Risk-adjusted ROI
$918,695
Value at risk
$401,269
Payback
11.1 years
BACHELORS
42
High Risk
On-time ROI
$1,287,744
Risk-adjusted ROI
$896,270
Value at risk
$391,474
Payback
11.4 years
MASTERS
41
High Risk
On-time ROI
$1,257,584
Risk-adjusted ROI
$875,278
Value at risk
$382,306
Payback
11.7 years
BACHELORS
41
High Risk
On-time ROI
$1,255,684
Risk-adjusted ROI
$873,956
Value at risk
$381,728
Payback
11.7 years
BACHELORS
40
High Risk
On-time ROI
$1,239,524
Risk-adjusted ROI
$862,709
Value at risk
$376,815
Payback
11.8 years
BACHELORS
37
High Risk
On-time ROI
$1,178,344
Risk-adjusted ROI
$820,127
Value at risk
$358,217
Payback
12.4 years
BACHELORS
36
High Risk
On-time ROI
$1,148,224
Risk-adjusted ROI
$799,164
Value at risk
$349,060
Payback
12.7 years
BACHELORS
35
High Risk
On-time ROI
$1,112,624
Risk-adjusted ROI
$774,386
Value at risk
$338,238
Payback
13 years
BACHELORS
35
High Risk
On-time ROI
$1,095,684
Risk-adjusted ROI
$762,596
Value at risk
$333,088
Payback
13.2 years
BACHELORS
34
High Risk
On-time ROI
$1,084,424
Risk-adjusted ROI
$754,759
Value at risk
$329,665
Payback
13.3 years
BACHELORS
34
High Risk
On-time ROI
$1,075,964
Risk-adjusted ROI
$748,871
Value at risk
$327,093
Payback
13.4 years
BACHELORS
34
High Risk
On-time ROI
$1,062,624
Risk-adjusted ROI
$739,586
Value at risk
$323,038
Payback
13.6 years
BACHELORS
30
High Risk
On-time ROI
$928,124
Risk-adjusted ROI
$645,974
Value at risk
$282,150
Payback
15.3 years
BACHELORS
17
High Risk
On-time ROI
$525,884
Risk-adjusted ROI
$366,015
Value at risk
$159,869
Payback
24.8 years
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