CA | PUBLIC
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
California State University--Monterey Bay looks strongest as a selective value play, with its best program landing at $1,557,097 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 10.7 years.
4-year net cost
$54,652
Estimated debt
$28,419
Early salary signal
$104,901
Graduation rate
59%
Why this score?
Strong Value is a Degreeli Value Score v1 directional read based on modeled cost ($54,652), estimated debt ($28,419), early-career salary ($104,901), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that graduate review signal is limited or modeled. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
Programs
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
88
Strong Value
Data Confidence
Medium
Completion ROI
$1,557,097
Salary Outlook
$104,901
Estimated Debt
$28,419
Payback
2.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
88
Strong Value
Data Confidence
Medium
Completion ROI
$1,328,892
Salary Outlook
$89,840
Estimated Debt
$28,419
Payback
3.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
86
Strong Value
Data Confidence
Medium
Completion ROI
$1,199,378
Salary Outlook
$81,292
Estimated Debt
$28,419
Payback
3.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
85
Strong Value
Data Confidence
Medium
Completion ROI
$1,170,625
Salary Outlook
$79,394
Estimated Debt
$28,419
Payback
3.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
82
Strong Value
Data Confidence
Medium
Completion ROI
$1,101,643
Salary Outlook
$74,841
Estimated Debt
$28,419
Payback
3.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
74
Fair Value
Data Confidence
Medium
Completion ROI
$916,644
Salary Outlook
$62,631
Estimated Debt
$28,419
Payback
4.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
71
Fair Value
Data Confidence
Medium
Completion ROI
$845,760
Salary Outlook
$57,952
Estimated Debt
$28,419
Payback
4.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
71
Fair Value
Data Confidence
Medium
Completion ROI
$841,115
Salary Outlook
$57,646
Estimated Debt
$28,419
Payback
4.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
70
Fair Value
Data Confidence
Medium
Completion ROI
$825,197
Salary Outlook
$56,595
Estimated Debt
$28,419
Payback
5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
64
Caution Zone
Data Confidence
Medium
Completion ROI
$711,567
Salary Outlook
$49,096
Estimated Debt
$28,419
Payback
5.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
63
Caution Zone
Data Confidence
Medium
Completion ROI
$694,277
Salary Outlook
$47,954
Estimated Debt
$28,419
Payback
5.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
62
Caution Zone
Data Confidence
Medium
Completion ROI
$674,210
Salary Outlook
$46,630
Estimated Debt
$28,419
Payback
6.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$665,169
Salary Outlook
$46,033
Estimated Debt
$28,419
Payback
6.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
60
Caution Zone
Data Confidence
Medium
Completion ROI
$643,696
Salary Outlook
$44,616
Estimated Debt
$28,419
Payback
6.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
59
High Risk
Data Confidence
Medium
Completion ROI
$638,011
Salary Outlook
$44,241
Estimated Debt
$28,419
Payback
6.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
59
High Risk
Data Confidence
Medium
Completion ROI
$627,812
Salary Outlook
$43,568
Estimated Debt
$28,419
Payback
6.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
59
High Risk
Data Confidence
Medium
Completion ROI
$625,425
Salary Outlook
$43,410
Estimated Debt
$28,419
Payback
6.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$606,753
Salary Outlook
$42,178
Estimated Debt
$28,419
Payback
6.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
55
High Risk
Data Confidence
Medium
Completion ROI
$577,491
Salary Outlook
$40,246
Estimated Debt
$28,419
Payback
7.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
55
High Risk
Data Confidence
Medium
Completion ROI
$571,819
Salary Outlook
$39,872
Estimated Debt
$28,419
Payback
7.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
53
High Risk
Data Confidence
Medium
Completion ROI
$542,522
Salary Outlook
$37,938
Estimated Debt
$28,419
Payback
7.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$531,850
Salary Outlook
$37,234
Estimated Debt
$28,419
Payback
7.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
44
High Risk
Data Confidence
Medium
Completion ROI
$441,336
Salary Outlook
$31,260
Estimated Debt
$28,419
Payback
9.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
44
High Risk
Data Confidence
Medium
Completion ROI
$439,883
Salary Outlook
$31,164
Estimated Debt
$28,419
Payback
9.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
44
High Risk
Data Confidence
Medium
Completion ROI
$438,346
Salary Outlook
$31,063
Estimated Debt
$28,419
Payback
9.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
37
High Risk
Data Confidence
Medium
Completion ROI
$369,589
Salary Outlook
$26,525
Estimated Debt
$28,419
Payback
10.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
Verified reviews
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ROI Snapshot
BACHELORS
88
Strong Value
On-time ROI
$2,635,128
Risk-adjusted ROI
$1,557,097
Value at risk
$1,078,031
Payback
2.7 years
MASTERS
88
Strong Value
On-time ROI
$2,248,928
Risk-adjusted ROI
$1,328,892
Value at risk
$920,036
Payback
3.2 years
MASTERS
86
Strong Value
On-time ROI
$2,029,748
Risk-adjusted ROI
$1,199,378
Value at risk
$830,370
Payback
3.5 years
BACHELORS
85
Strong Value
On-time ROI
$1,981,088
Risk-adjusted ROI
$1,170,625
Value at risk
$810,463
Payback
3.6 years
MASTERS
82
Strong Value
On-time ROI
$1,864,348
Risk-adjusted ROI
$1,101,643
Value at risk
$762,705
Payback
3.8 years
MASTERS
74
Fair Value
On-time ROI
$1,551,268
Risk-adjusted ROI
$916,644
Value at risk
$634,624
Payback
4.5 years
BACHELORS
71
Fair Value
On-time ROI
$1,431,308
Risk-adjusted ROI
$845,760
Value at risk
$585,548
Payback
4.9 years
MASTERS
71
Fair Value
On-time ROI
$1,423,448
Risk-adjusted ROI
$841,115
Value at risk
$582,333
Payback
4.9 years
BACHELORS
70
Fair Value
On-time ROI
$1,396,508
Risk-adjusted ROI
$825,197
Value at risk
$571,311
Payback
5 years
BACHELORS
64
Caution Zone
On-time ROI
$1,204,208
Risk-adjusted ROI
$711,567
Value at risk
$492,641
Payback
5.8 years
BACHELORS
63
Caution Zone
On-time ROI
$1,174,948
Risk-adjusted ROI
$694,277
Value at risk
$480,671
Payback
5.9 years
BACHELORS
62
Caution Zone
On-time ROI
$1,140,988
Risk-adjusted ROI
$674,210
Value at risk
$466,778
Payback
6.1 years
BACHELORS
61
Caution Zone
On-time ROI
$1,125,688
Risk-adjusted ROI
$665,169
Value at risk
$460,519
Payback
6.2 years
BACHELORS
60
Caution Zone
On-time ROI
$1,089,348
Risk-adjusted ROI
$643,696
Value at risk
$445,652
Payback
6.4 years
BACHELORS
59
High Risk
On-time ROI
$1,079,728
Risk-adjusted ROI
$638,011
Value at risk
$441,717
Payback
6.4 years
BACHELORS
59
High Risk
On-time ROI
$1,062,468
Risk-adjusted ROI
$627,812
Value at risk
$434,656
Payback
6.5 years
BACHELORS
59
High Risk
On-time ROI
$1,058,428
Risk-adjusted ROI
$625,425
Value at risk
$433,003
Payback
6.5 years
BACHELORS
58
High Risk
On-time ROI
$1,026,828
Risk-adjusted ROI
$606,753
Value at risk
$420,075
Payback
6.7 years
BACHELORS
55
High Risk
On-time ROI
$977,308
Risk-adjusted ROI
$577,491
Value at risk
$399,817
Payback
7.1 years
BACHELORS
55
High Risk
On-time ROI
$967,708
Risk-adjusted ROI
$571,819
Value at risk
$395,889
Payback
7.1 years
BACHELORS
53
High Risk
On-time ROI
$918,128
Risk-adjusted ROI
$542,522
Value at risk
$375,606
Payback
7.5 years
BACHELORS
52
High Risk
On-time ROI
$900,068
Risk-adjusted ROI
$531,850
Value at risk
$368,218
Payback
7.6 years
BACHELORS
44
High Risk
On-time ROI
$746,888
Risk-adjusted ROI
$441,336
Value at risk
$305,552
Payback
9.1 years
BACHELORS
44
High Risk
On-time ROI
$744,428
Risk-adjusted ROI
$439,883
Value at risk
$304,545
Payback
9.1 years
BACHELORS
44
High Risk
On-time ROI
$741,828
Risk-adjusted ROI
$438,346
Value at risk
$303,482
Payback
9.1 years
BACHELORS
37
High Risk
On-time ROI
$625,468
Risk-adjusted ROI
$369,589
Value at risk
$255,879
Payback
10.7 years
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