MD | PUBLIC
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Frostburg State University looks strongest as a selective value play, with its best program landing at $1,019,907 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 15 years.
4-year net cost
$66,860
Estimated debt
$34,767
Early salary signal
$82,705
Graduation rate
50%
Why this score?
Strong Value is a Degreeli Value Score v1 directional read based on modeled cost ($66,860), estimated debt ($34,767), early-career salary ($82,705), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that completion or outcome confidence needs more scrutiny. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
81
Strong Value
Data Confidence
Medium
Completion ROI
$1,019,907
Salary Outlook
$82,705
Estimated Debt
$34,767
Payback
4.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
78
Fair Value
Data Confidence
Medium
Completion ROI
$956,730
Salary Outlook
$77,743
Estimated Debt
$34,767
Payback
4.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
71
Fair Value
Data Confidence
Medium
Completion ROI
$824,237
Salary Outlook
$67,338
Estimated Debt
$34,767
Payback
5.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
71
Fair Value
Data Confidence
Medium
Completion ROI
$816,192
Salary Outlook
$66,706
Estimated Debt
$34,767
Payback
5.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
70
Fair Value
Data Confidence
Medium
Completion ROI
$800,986
Salary Outlook
$65,512
Estimated Debt
$34,767
Payback
5.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
62
Caution Zone
Data Confidence
Medium
Completion ROI
$663,468
Salary Outlook
$54,712
Estimated Debt
$34,767
Payback
6.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$658,859
Salary Outlook
$54,350
Estimated Debt
$34,767
Payback
6.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
60
Caution Zone
Data Confidence
Medium
Completion ROI
$637,048
Salary Outlook
$52,638
Estimated Debt
$34,767
Payback
6.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$594,728
Salary Outlook
$49,314
Estimated Debt
$34,767
Payback
7.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$590,199
Salary Outlook
$48,958
Estimated Debt
$34,767
Payback
7.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
55
High Risk
Data Confidence
Medium
Completion ROI
$572,669
Salary Outlook
$47,582
Estimated Debt
$34,767
Payback
7.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
53
High Risk
Data Confidence
Medium
Completion ROI
$540,569
Salary Outlook
$45,061
Estimated Debt
$34,767
Payback
7.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
51
High Risk
Data Confidence
Medium
Completion ROI
$529,624
Salary Outlook
$44,201
Estimated Debt
$34,767
Payback
7.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
51
High Risk
Data Confidence
Medium
Completion ROI
$520,189
Salary Outlook
$43,460
Estimated Debt
$34,767
Payback
8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
50
High Risk
Data Confidence
Medium
Completion ROI
$517,328
Salary Outlook
$43,235
Estimated Debt
$34,767
Payback
8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
49
High Risk
Data Confidence
Medium
Completion ROI
$505,082
Salary Outlook
$42,274
Estimated Debt
$34,767
Payback
8.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
49
High Risk
Data Confidence
Medium
Completion ROI
$502,470
Salary Outlook
$42,069
Estimated Debt
$34,767
Payback
8.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
47
High Risk
Data Confidence
Medium
Completion ROI
$488,108
Salary Outlook
$40,941
Estimated Debt
$34,767
Payback
8.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
46
High Risk
Data Confidence
Medium
Completion ROI
$478,077
Salary Outlook
$40,153
Estimated Debt
$34,767
Payback
8.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
45
High Risk
Data Confidence
Medium
Completion ROI
$467,132
Salary Outlook
$39,293
Estimated Debt
$34,767
Payback
8.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
44
High Risk
Data Confidence
Medium
Completion ROI
$465,483
Salary Outlook
$39,164
Estimated Debt
$34,767
Payback
8.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
43
High Risk
Data Confidence
Medium
Completion ROI
$451,102
Salary Outlook
$38,034
Estimated Debt
$34,767
Payback
9.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
40
High Risk
Data Confidence
Medium
Completion ROI
$432,231
Salary Outlook
$36,552
Estimated Debt
$34,767
Payback
9.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
40
High Risk
Data Confidence
Medium
Completion ROI
$429,748
Salary Outlook
$36,357
Estimated Debt
$34,767
Payback
9.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
40
High Risk
Data Confidence
Medium
Completion ROI
$429,092
Salary Outlook
$36,306
Estimated Debt
$34,767
Payback
9.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
38
High Risk
Data Confidence
Medium
Completion ROI
$415,922
Salary Outlook
$35,272
Estimated Debt
$34,767
Payback
9.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
36
High Risk
Data Confidence
Medium
Completion ROI
$398,184
Salary Outlook
$33,879
Estimated Debt
$34,767
Payback
10.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
23
High Risk
Data Confidence
Medium
Completion ROI
$261,569
Salary Outlook
$23,150
Estimated Debt
$34,767
Payback
15 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Verified reviews
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ROI Snapshot
MASTERS
81
Strong Value
On-time ROI
$2,053,780
Risk-adjusted ROI
$1,019,907
Value at risk
$1,033,873
Payback
4.2 years
BACHELORS
78
Fair Value
On-time ROI
$1,926,560
Risk-adjusted ROI
$956,730
Value at risk
$969,830
Payback
4.5 years
BACHELORS
71
Fair Value
On-time ROI
$1,659,760
Risk-adjusted ROI
$824,237
Value at risk
$835,523
Payback
5.2 years
BACHELORS
71
Fair Value
On-time ROI
$1,643,560
Risk-adjusted ROI
$816,192
Value at risk
$827,368
Payback
5.2 years
BACHELORS
70
Fair Value
On-time ROI
$1,612,940
Risk-adjusted ROI
$800,986
Value at risk
$811,954
Payback
5.3 years
BACHELORS
62
Caution Zone
On-time ROI
$1,336,020
Risk-adjusted ROI
$663,468
Value at risk
$672,552
Payback
6.4 years
BACHELORS
61
Caution Zone
On-time ROI
$1,326,740
Risk-adjusted ROI
$658,859
Value at risk
$667,881
Payback
6.4 years
BACHELORS
60
Caution Zone
On-time ROI
$1,282,820
Risk-adjusted ROI
$637,048
Value at risk
$645,772
Payback
6.6 years
MASTERS
57
High Risk
On-time ROI
$1,197,600
Risk-adjusted ROI
$594,728
Value at risk
$602,872
Payback
7.1 years
BACHELORS
56
High Risk
On-time ROI
$1,188,480
Risk-adjusted ROI
$590,199
Value at risk
$598,281
Payback
7.1 years
BACHELORS
55
High Risk
On-time ROI
$1,153,180
Risk-adjusted ROI
$572,669
Value at risk
$580,511
Payback
7.3 years
BACHELORS
53
High Risk
On-time ROI
$1,088,540
Risk-adjusted ROI
$540,569
Value at risk
$547,971
Payback
7.7 years
BACHELORS
51
High Risk
On-time ROI
$1,066,500
Risk-adjusted ROI
$529,624
Value at risk
$536,876
Payback
7.9 years
BACHELORS
51
High Risk
On-time ROI
$1,047,500
Risk-adjusted ROI
$520,189
Value at risk
$527,311
Payback
8 years
MASTERS
50
High Risk
On-time ROI
$1,041,740
Risk-adjusted ROI
$517,328
Value at risk
$524,412
Payback
8 years
BACHELORS
49
High Risk
On-time ROI
$1,017,080
Risk-adjusted ROI
$505,082
Value at risk
$511,998
Payback
8.2 years
BACHELORS
49
High Risk
On-time ROI
$1,011,820
Risk-adjusted ROI
$502,470
Value at risk
$509,350
Payback
8.3 years
BACHELORS
47
High Risk
On-time ROI
$982,900
Risk-adjusted ROI
$488,108
Value at risk
$494,792
Payback
8.5 years
BACHELORS
46
High Risk
On-time ROI
$962,700
Risk-adjusted ROI
$478,077
Value at risk
$484,623
Payback
8.7 years
BACHELORS
45
High Risk
On-time ROI
$940,660
Risk-adjusted ROI
$467,132
Value at risk
$473,528
Payback
8.8 years
BACHELORS
44
High Risk
On-time ROI
$937,340
Risk-adjusted ROI
$465,483
Value at risk
$471,857
Payback
8.9 years
BACHELORS
43
High Risk
On-time ROI
$908,380
Risk-adjusted ROI
$451,102
Value at risk
$457,278
Payback
9.1 years
BACHELORS
40
High Risk
On-time ROI
$870,380
Risk-adjusted ROI
$432,231
Value at risk
$438,149
Payback
9.5 years
BACHELORS
40
High Risk
On-time ROI
$865,380
Risk-adjusted ROI
$429,748
Value at risk
$435,632
Payback
9.6 years
BACHELORS
40
High Risk
On-time ROI
$864,060
Risk-adjusted ROI
$429,092
Value at risk
$434,968
Payback
9.6 years
BACHELORS
38
High Risk
On-time ROI
$837,540
Risk-adjusted ROI
$415,922
Value at risk
$421,618
Payback
9.9 years
BACHELORS
36
High Risk
On-time ROI
$801,820
Risk-adjusted ROI
$398,184
Value at risk
$403,636
Payback
10.3 years
BACHELORS
23
High Risk
On-time ROI
$526,720
Risk-adjusted ROI
$261,569
Value at risk
$265,151
Payback
15 years
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