NC | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Gardner-Webb University looks strongest as a selective value play, with its best program landing at $1,353,645 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 13.1 years.
4-year net cost
$70,696
Estimated debt
$43,832
Early salary signal
$98,067
Graduation rate
55%
Why this score?
Strong Value is a Degreeli Value Score v1 directional read based on modeled cost ($70,696), estimated debt ($43,832), early-career salary ($98,067), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that completion or outcome confidence needs more scrutiny. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
84
Strong Value
Data Confidence
Medium
Completion ROI
$1,353,645
Salary Outlook
$98,067
Estimated Debt
$43,832
Payback
3.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
DOCTORAL
Click to inspect salary, debt, payback, strengths, and risks.
82
Strong Value
Data Confidence
Medium
Completion ROI
$1,176,264
Salary Outlook
$85,578
Estimated Debt
$43,832
Payback
4.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
79
Fair Value
Data Confidence
Medium
Completion ROI
$1,114,515
Salary Outlook
$81,230
Estimated Debt
$43,832
Payback
4.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
DOCTORAL
Click to inspect salary, debt, payback, strengths, and risks.
74
Fair Value
Data Confidence
Medium
Completion ROI
$1,004,533
Salary Outlook
$73,486
Estimated Debt
$43,832
Payback
5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
70
Fair Value
Data Confidence
Medium
Completion ROI
$923,365
Salary Outlook
$67,771
Estimated Debt
$43,832
Payback
5.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
DOCTORAL
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$895,670
Salary Outlook
$65,821
Estimated Debt
$43,832
Payback
5.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
65
Caution Zone
Data Confidence
Medium
Completion ROI
$836,535
Salary Outlook
$61,657
Estimated Debt
$43,832
Payback
6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
DOCTORAL
Click to inspect salary, debt, payback, strengths, and risks.
65
Caution Zone
Data Confidence
Medium
Completion ROI
$829,335
Salary Outlook
$61,150
Estimated Debt
$43,832
Payback
6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
63
Caution Zone
Data Confidence
Medium
Completion ROI
$792,988
Salary Outlook
$58,591
Estimated Debt
$43,832
Payback
6.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
60
Caution Zone
Data Confidence
Medium
Completion ROI
$745,618
Salary Outlook
$55,256
Estimated Debt
$43,832
Payback
6.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$716,084
Salary Outlook
$53,177
Estimated Debt
$43,832
Payback
6.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$709,027
Salary Outlook
$52,680
Estimated Debt
$43,832
Payback
7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
53
High Risk
Data Confidence
Medium
Completion ROI
$642,017
Salary Outlook
$47,961
Estimated Debt
$43,832
Payback
7.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$635,780
Salary Outlook
$47,522
Estimated Debt
$43,832
Payback
7.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
50
High Risk
Data Confidence
Medium
Completion ROI
$613,535
Salary Outlook
$45,956
Estimated Debt
$43,832
Payback
8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
49
High Risk
Data Confidence
Medium
Completion ROI
$604,041
Salary Outlook
$45,288
Estimated Debt
$43,832
Payback
8.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
47
High Risk
Data Confidence
Medium
Completion ROI
$584,954
Salary Outlook
$43,944
Estimated Debt
$43,832
Payback
8.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
42
High Risk
Data Confidence
Medium
Completion ROI
$533,674
Salary Outlook
$40,333
Estimated Debt
$43,832
Payback
9.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
39
High Risk
Data Confidence
Medium
Completion ROI
$510,166
Salary Outlook
$38,678
Estimated Debt
$43,832
Payback
9.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
38
High Risk
Data Confidence
Medium
Completion ROI
$498,180
Salary Outlook
$37,834
Estimated Debt
$43,832
Payback
9.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
36
High Risk
Data Confidence
Medium
Completion ROI
$482,493
Salary Outlook
$36,729
Estimated Debt
$43,832
Payback
10 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
34
High Risk
Data Confidence
Medium
Completion ROI
$460,570
Salary Outlook
$35,186
Estimated Debt
$43,832
Payback
10.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
32
High Risk
Data Confidence
Medium
Completion ROI
$436,486
Salary Outlook
$33,490
Estimated Debt
$43,832
Payback
11 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
26
High Risk
Data Confidence
Medium
Completion ROI
$359,450
Salary Outlook
$28,066
Estimated Debt
$43,832
Payback
13.1 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
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ROI Snapshot
MASTERS
84
Strong Value
On-time ROI
$2,443,844
Risk-adjusted ROI
$1,353,645
Value at risk
$1,090,199
Payback
3.7 years
DOCTORAL
82
Strong Value
On-time ROI
$2,123,604
Risk-adjusted ROI
$1,176,264
Value at risk
$947,340
Payback
4.3 years
MASTERS
79
Fair Value
On-time ROI
$2,012,124
Risk-adjusted ROI
$1,114,515
Value at risk
$897,609
Payback
4.5 years
DOCTORAL
74
Fair Value
On-time ROI
$1,813,564
Risk-adjusted ROI
$1,004,533
Value at risk
$809,031
Payback
5 years
MASTERS
70
Fair Value
On-time ROI
$1,667,024
Risk-adjusted ROI
$923,365
Value at risk
$743,659
Payback
5.4 years
DOCTORAL
68
Caution Zone
On-time ROI
$1,617,024
Risk-adjusted ROI
$895,670
Value at risk
$721,354
Payback
5.6 years
MASTERS
65
Caution Zone
On-time ROI
$1,510,264
Risk-adjusted ROI
$836,535
Value at risk
$673,729
Payback
6 years
DOCTORAL
65
Caution Zone
On-time ROI
$1,497,264
Risk-adjusted ROI
$829,335
Value at risk
$667,929
Payback
6 years
BACHELORS
63
Caution Zone
On-time ROI
$1,431,644
Risk-adjusted ROI
$792,988
Value at risk
$638,656
Payback
6.3 years
MASTERS
60
Caution Zone
On-time ROI
$1,346,124
Risk-adjusted ROI
$745,618
Value at risk
$600,506
Payback
6.7 years
BACHELORS
58
High Risk
On-time ROI
$1,292,804
Risk-adjusted ROI
$716,084
Value at risk
$576,720
Payback
6.9 years
ASSOCIATE
57
High Risk
On-time ROI
$1,280,064
Risk-adjusted ROI
$709,027
Value at risk
$571,037
Payback
7 years
BACHELORS
53
High Risk
On-time ROI
$1,159,084
Risk-adjusted ROI
$642,017
Value at risk
$517,067
Payback
7.7 years
MASTERS
52
High Risk
On-time ROI
$1,147,824
Risk-adjusted ROI
$635,780
Value at risk
$512,044
Payback
7.7 years
BACHELORS
50
High Risk
On-time ROI
$1,107,664
Risk-adjusted ROI
$613,535
Value at risk
$494,129
Payback
8 years
BACHELORS
49
High Risk
On-time ROI
$1,090,524
Risk-adjusted ROI
$604,041
Value at risk
$486,483
Payback
8.1 years
MASTERS
47
High Risk
On-time ROI
$1,056,064
Risk-adjusted ROI
$584,954
Value at risk
$471,110
Payback
8.4 years
BACHELORS
42
High Risk
On-time ROI
$963,484
Risk-adjusted ROI
$533,674
Value at risk
$429,810
Payback
9.1 years
BACHELORS
39
High Risk
On-time ROI
$921,044
Risk-adjusted ROI
$510,166
Value at risk
$410,878
Payback
9.5 years
BACHELORS
38
High Risk
On-time ROI
$899,404
Risk-adjusted ROI
$498,180
Value at risk
$401,224
Payback
9.7 years
BACHELORS
36
High Risk
On-time ROI
$871,084
Risk-adjusted ROI
$482,493
Value at risk
$388,591
Payback
10 years
BACHELORS
34
High Risk
On-time ROI
$831,504
Risk-adjusted ROI
$460,570
Value at risk
$370,934
Payback
10.4 years
BACHELORS
32
High Risk
On-time ROI
$788,024
Risk-adjusted ROI
$436,486
Value at risk
$351,538
Payback
11 years
BACHELORS
26
High Risk
On-time ROI
$648,944
Risk-adjusted ROI
$359,450
Value at risk
$289,494
Payback
13.1 years
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