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Gonzaga University

Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.

Overview

High upside

Gonzaga University has at least one program with standout ROI and a graduation rate of 86%, which lowers the odds that upside disappears in practice.

The main watchout is dispersion. Results span from $801,361 to $2,483,343, so program choice matters more than brand alone.

4-year net cost

$140,476

Estimated debt

$87,095

Early salary signal

$117,717

Graduation rate

86%

Why this score?

Fair Value is a Degreeli Value Score v1 directional read based on modeled cost ($140,476), estimated debt ($87,095), early-career salary ($117,717), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that graduate review signal is limited or modeled. Data confidence is medium, so this should support comparison rather than act as a guarantee.

Strengths

Cost looks efficient relative to expected early-career pay.

Earnings outlook is strong for a first-decade career path.

Completion/outcome signal supports the value case.

Risks

Graduate review signal is limited or modeled.

How the score works

Programs

Expand each path before treating the school as one answer.

Browse Program Directory

DOCTORAL

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

Click to inspect salary, debt, payback, strengths, and risks.

79

Fair Value

Expand

Data Confidence

Medium

Completion ROI

$2,483,343

Salary Outlook

$117,717

Estimated Debt

$87,095

Payback

6.2 years

Strengths

Cost looks efficient relative to expected early-career pay.

Earnings outlook is strong for a first-decade career path.

Completion/outcome signal supports the value case.

Risks

Graduate review signal is limited or modeled.

MASTERS

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

Click to inspect salary, debt, payback, strengths, and risks.

76

Fair Value

Expand

Data Confidence

Medium

Completion ROI

$2,190,579

Salary Outlook

$104,485

Estimated Debt

$87,095

Payback

7 years

Strengths

Cost looks efficient relative to expected early-career pay.

Earnings outlook is strong for a first-decade career path.

Completion/outcome signal supports the value case.

Risks

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Computer Science

Click to inspect salary, debt, payback, strengths, and risks.

73

Fair Value

Expand

Data Confidence

Medium

Completion ROI

$1,975,837

Salary Outlook

$94,779

Estimated Debt

$87,095

Payback

7.7 years

Strengths

Cost looks efficient relative to expected early-career pay.

Earnings outlook is strong for a first-decade career path.

Completion/outcome signal supports the value case.

Risks

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

MASTERS

Taxation

Click to inspect salary, debt, payback, strengths, and risks.

69

Caution Zone

Expand

Data Confidence

Medium

Completion ROI

$1,804,189

Salary Outlook

$87,021

Estimated Debt

$87,095

Payback

8.4 years

Strengths

Cost looks efficient relative to expected early-career pay.

Earnings outlook is strong for a first-decade career path.

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Electrical, Electronics, and Communications Engineering

Click to inspect salary, debt, payback, strengths, and risks.

66

Caution Zone

Expand

Data Confidence

Medium

Completion ROI

$1,710,806

Salary Outlook

$82,801

Estimated Debt

$87,095

Payback

8.8 years

Strengths

Cost looks efficient relative to expected early-career pay.

Earnings outlook is strong for a first-decade career path.

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

MASTERS

Business/Commerce, General

Click to inspect salary, debt, payback, strengths, and risks.

64

Caution Zone

Expand

Data Confidence

Medium

Completion ROI

$1,682,158

Salary Outlook

$81,506

Estimated Debt

$87,095

Payback

9 years

Strengths

Cost looks efficient relative to expected early-career pay.

Earnings outlook is strong for a first-decade career path.

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

MASTERS

Business Administration, Management and Operations

Click to inspect salary, debt, payback, strengths, and risks.

62

Caution Zone

Expand

Data Confidence

Medium

Completion ROI

$1,623,394

Salary Outlook

$78,850

Estimated Debt

$87,095

Payback

9.3 years

Strengths

Cost looks efficient relative to expected early-career pay.

Earnings outlook is strong for a first-decade career path.

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

MASTERS

Accounting and Related Services

Click to inspect salary, debt, payback, strengths, and risks.

60

Caution Zone

Expand

Data Confidence

Medium

Completion ROI

$1,587,964

Salary Outlook

$77,249

Estimated Debt

$87,095

Payback

9.5 years

Strengths

Cost looks efficient relative to expected early-career pay.

Earnings outlook is strong for a first-decade career path.

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Accounting and Related Services

Click to inspect salary, debt, payback, strengths, and risks.

58

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,542,385

Salary Outlook

$75,189

Estimated Debt

$87,095

Payback

9.7 years

Strengths

Cost looks efficient relative to expected early-career pay.

Earnings outlook is strong for a first-decade career path.

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

Click to inspect salary, debt, payback, strengths, and risks.

57

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,520,968

Salary Outlook

$74,221

Estimated Debt

$87,095

Payback

9.8 years

Strengths

Cost looks efficient relative to expected early-career pay.

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Mechanical Engineering

Click to inspect salary, debt, payback, strengths, and risks.

56

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,497,860

Salary Outlook

$73,176

Estimated Debt

$87,095

Payback

10 years

Strengths

Cost looks efficient relative to expected early-career pay.

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

PROFESSIONAL

Law

Click to inspect salary, debt, payback, strengths, and risks.

52

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,405,443

Salary Outlook

$69,000

Estimated Debt

$87,095

Payback

10.6 years

Strengths

Cost looks efficient relative to expected early-career pay.

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Civil Engineering

Click to inspect salary, debt, payback, strengths, and risks.

51

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,379,228

Salary Outlook

$67,815

Estimated Debt

$87,095

Payback

10.8 years

Strengths

Cost looks efficient relative to expected early-career pay.

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Business/Commerce, General

Click to inspect salary, debt, payback, strengths, and risks.

49

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,336,377

Salary Outlook

$65,878

Estimated Debt

$87,095

Payback

11.1 years

Strengths

Cost looks efficient relative to expected early-career pay.

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Political Science and Government

Click to inspect salary, debt, payback, strengths, and risks.

41

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,161,104

Salary Outlook

$57,956

Estimated Debt

$87,095

Payback

12.6 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Economics

Click to inspect salary, debt, payback, strengths, and risks.

41

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,156,928

Salary Outlook

$57,768

Estimated Debt

$87,095

Payback

12.6 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

MASTERS

Communication, Journalism, and Related Programs, Other

Click to inspect salary, debt, payback, strengths, and risks.

41

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,154,357

Salary Outlook

$57,651

Estimated Debt

$87,095

Payback

12.7 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Communication and Media Studies

Click to inspect salary, debt, payback, strengths, and risks.

41

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,148,247

Salary Outlook

$57,375

Estimated Debt

$87,095

Payback

12.7 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

MASTERS

Student Counseling and Personnel Services

Click to inspect salary, debt, payback, strengths, and risks.

41

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,132,542

Salary Outlook

$56,665

Estimated Debt

$87,095

Payback

12.9 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Public Relations, Advertising, and Applied Communication

Click to inspect salary, debt, payback, strengths, and risks.

39

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,086,446

Salary Outlook

$54,582

Estimated Debt

$87,095

Payback

13.4 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

MASTERS

Sports, Kinesiology, and Physical Education/Fitness

Click to inspect salary, debt, payback, strengths, and risks.

39

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,078,784

Salary Outlook

$54,236

Estimated Debt

$87,095

Payback

13.5 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Criminology

Click to inspect salary, debt, payback, strengths, and risks.

38

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,055,606

Salary Outlook

$53,188

Estimated Debt

$87,095

Payback

13.7 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Physiology, Pathology and Related Sciences

Click to inspect salary, debt, payback, strengths, and risks.

38

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,041,075

Salary Outlook

$52,531

Estimated Debt

$87,095

Payback

13.9 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

MASTERS

Education, General

Click to inspect salary, debt, payback, strengths, and risks.

37

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,010,166

Salary Outlook

$51,134

Estimated Debt

$87,095

Payback

14.3 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Education, Other

Click to inspect salary, debt, payback, strengths, and risks.

37

High Risk

Expand

Data Confidence

Medium

Completion ROI

$1,007,129

Salary Outlook

$50,997

Estimated Debt

$87,095

Payback

14.3 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Journalism

Click to inspect salary, debt, payback, strengths, and risks.

35

High Risk

Expand

Data Confidence

Medium

Completion ROI

$961,602

Salary Outlook

$48,940

Estimated Debt

$87,095

Payback

14.9 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Sociology

Click to inspect salary, debt, payback, strengths, and risks.

35

High Risk

Expand

Data Confidence

Medium

Completion ROI

$959,583

Salary Outlook

$48,848

Estimated Debt

$87,095

Payback

15 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Psychology, General

Click to inspect salary, debt, payback, strengths, and risks.

35

High Risk

Expand

Data Confidence

Medium

Completion ROI

$940,720

Salary Outlook

$47,996

Estimated Debt

$87,095

Payback

15.2 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Natural Resources Conservation and Research

Click to inspect salary, debt, payback, strengths, and risks.

34

High Risk

Expand

Data Confidence

Medium

Completion ROI

$914,522

Salary Outlook

$46,812

Estimated Debt

$87,095

Payback

15.6 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Mathematics

Click to inspect salary, debt, payback, strengths, and risks.

33

High Risk

Expand

Data Confidence

Medium

Completion ROI

$909,483

Salary Outlook

$46,584

Estimated Debt

$87,095

Payback

15.7 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

English Language and Literature, General

Click to inspect salary, debt, payback, strengths, and risks.

33

High Risk

Expand

Data Confidence

Medium

Completion ROI

$899,611

Salary Outlook

$46,138

Estimated Debt

$87,095

Payback

15.8 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Special Education and Teaching

Click to inspect salary, debt, payback, strengths, and risks.

33

High Risk

Expand

Data Confidence

Medium

Completion ROI

$893,070

Salary Outlook

$45,842

Estimated Debt

$87,095

Payback

15.9 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

Biology, General

Click to inspect salary, debt, payback, strengths, and risks.

31

High Risk

Expand

Data Confidence

Medium

Completion ROI

$840,175

Salary Outlook

$43,451

Estimated Debt

$87,095

Payback

16.8 years

Strengths

Completion/outcome signal supports the value case.

Risks

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Graduate review signal is limited or modeled.

BACHELORS

International Relations and National Security Studies

Click to inspect salary, debt, payback, strengths, and risks.

30

High Risk

Expand

Data Confidence

Medium

Completion ROI

$801,361

Salary Outlook

$41,697

Estimated Debt

$87,095

Payback

17.5 years

Strengths

Completion/outcome signal supports the value case.

Risks

Total cost may be high relative to expected early-career salary.

Debt risk rises quickly if borrowing approaches the modeled estimate.

Payback could take longer than many families expect.

Verified reviews

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ROI Snapshot

Cost, salary, payback, and downside by program.

Personalize ROI

DOCTORAL

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

79

Fair Value

On-time ROI

$2,877,904

Risk-adjusted ROI

$2,483,343

Value at risk

$394,561

Payback

6.2 years

MASTERS

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

76

Fair Value

On-time ROI

$2,538,624

Risk-adjusted ROI

$2,190,579

Value at risk

$348,045

Payback

7 years

BACHELORS

Computer Science

73

Fair Value

On-time ROI

$2,289,764

Risk-adjusted ROI

$1,975,837

Value at risk

$313,927

Payback

7.7 years

MASTERS

Taxation

69

Caution Zone

On-time ROI

$2,090,844

Risk-adjusted ROI

$1,804,189

Value at risk

$286,655

Payback

8.4 years

BACHELORS

Electrical, Electronics, and Communications Engineering

66

Caution Zone

On-time ROI

$1,982,624

Risk-adjusted ROI

$1,710,806

Value at risk

$271,818

Payback

8.8 years

MASTERS

Business/Commerce, General

64

Caution Zone

On-time ROI

$1,949,424

Risk-adjusted ROI

$1,682,158

Value at risk

$267,266

Payback

9 years

MASTERS

Business Administration, Management and Operations

62

Caution Zone

On-time ROI

$1,881,324

Risk-adjusted ROI

$1,623,394

Value at risk

$257,930

Payback

9.3 years

MASTERS

Accounting and Related Services

60

Caution Zone

On-time ROI

$1,840,264

Risk-adjusted ROI

$1,587,964

Value at risk

$252,300

Payback

9.5 years

BACHELORS

Accounting and Related Services

58

High Risk

On-time ROI

$1,787,444

Risk-adjusted ROI

$1,542,385

Value at risk

$245,059

Payback

9.7 years

BACHELORS

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

57

High Risk

On-time ROI

$1,762,624

Risk-adjusted ROI

$1,520,968

Value at risk

$241,656

Payback

9.8 years

BACHELORS

Mechanical Engineering

56

High Risk

On-time ROI

$1,735,844

Risk-adjusted ROI

$1,497,860

Value at risk

$237,984

Payback

10 years

PROFESSIONAL

Law

52

High Risk

On-time ROI

$1,628,744

Risk-adjusted ROI

$1,405,443

Value at risk

$223,301

Payback

10.6 years

BACHELORS

Civil Engineering

51

High Risk

On-time ROI

$1,598,364

Risk-adjusted ROI

$1,379,228

Value at risk

$219,136

Payback

10.8 years

BACHELORS

Business/Commerce, General

49

High Risk

On-time ROI

$1,548,704

Risk-adjusted ROI

$1,336,377

Value at risk

$212,327

Payback

11.1 years

BACHELORS

Political Science and Government

41

High Risk

On-time ROI

$1,345,584

Risk-adjusted ROI

$1,161,104

Value at risk

$184,480

Payback

12.6 years

BACHELORS

Economics

41

High Risk

On-time ROI

$1,340,744

Risk-adjusted ROI

$1,156,928

Value at risk

$183,816

Payback

12.6 years

MASTERS

Communication, Journalism, and Related Programs, Other

41

High Risk

On-time ROI

$1,337,764

Risk-adjusted ROI

$1,154,357

Value at risk

$183,407

Payback

12.7 years

BACHELORS

Communication and Media Studies

41

High Risk

On-time ROI

$1,330,684

Risk-adjusted ROI

$1,148,247

Value at risk

$182,437

Payback

12.7 years

MASTERS

Student Counseling and Personnel Services

41

High Risk

On-time ROI

$1,312,484

Risk-adjusted ROI

$1,132,542

Value at risk

$179,942

Payback

12.9 years

BACHELORS

Public Relations, Advertising, and Applied Communication

39

High Risk

On-time ROI

$1,259,064

Risk-adjusted ROI

$1,086,446

Value at risk

$172,618

Payback

13.4 years

MASTERS

Sports, Kinesiology, and Physical Education/Fitness

39

High Risk

On-time ROI

$1,250,184

Risk-adjusted ROI

$1,078,784

Value at risk

$171,400

Payback

13.5 years

BACHELORS

Criminology

38

High Risk

On-time ROI

$1,223,324

Risk-adjusted ROI

$1,055,606

Value at risk

$167,718

Payback

13.7 years

BACHELORS

Physiology, Pathology and Related Sciences

38

High Risk

On-time ROI

$1,206,484

Risk-adjusted ROI

$1,041,075

Value at risk

$165,409

Payback

13.9 years

MASTERS

Education, General

37

High Risk

On-time ROI

$1,170,664

Risk-adjusted ROI

$1,010,166

Value at risk

$160,498

Payback

14.3 years

BACHELORS

Education, Other

37

High Risk

On-time ROI

$1,167,144

Risk-adjusted ROI

$1,007,129

Value at risk

$160,015

Payback

14.3 years

BACHELORS

Journalism

35

High Risk

On-time ROI

$1,114,384

Risk-adjusted ROI

$961,602

Value at risk

$152,782

Payback

14.9 years

BACHELORS

Sociology

35

High Risk

On-time ROI

$1,112,044

Risk-adjusted ROI

$959,583

Value at risk

$152,461

Payback

15 years

BACHELORS

Psychology, General

35

High Risk

On-time ROI

$1,090,184

Risk-adjusted ROI

$940,720

Value at risk

$149,464

Payback

15.2 years

BACHELORS

Natural Resources Conservation and Research

34

High Risk

On-time ROI

$1,059,824

Risk-adjusted ROI

$914,522

Value at risk

$145,302

Payback

15.6 years

BACHELORS

Mathematics

33

High Risk

On-time ROI

$1,053,984

Risk-adjusted ROI

$909,483

Value at risk

$144,501

Payback

15.7 years

BACHELORS

English Language and Literature, General

33

High Risk

On-time ROI

$1,042,544

Risk-adjusted ROI

$899,611

Value at risk

$142,933

Payback

15.8 years

BACHELORS

Special Education and Teaching

33

High Risk

On-time ROI

$1,034,964

Risk-adjusted ROI

$893,070

Value at risk

$141,894

Payback

15.9 years

BACHELORS

Biology, General

31

High Risk

On-time ROI

$973,664

Risk-adjusted ROI

$840,175

Value at risk

$133,489

Payback

16.8 years

BACHELORS

International Relations and National Security Studies

30

High Risk

On-time ROI

$928,684

Risk-adjusted ROI

$801,361

Value at risk

$127,323

Payback

17.5 years

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