AR | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Harding University looks strongest as a selective value play, with its best program landing at $1,801,555 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 15.8 years.
4-year net cost
$88,520
Estimated debt
$54,882
Early salary signal
$105,590
Graduation rate
69%
Why this score?
Strong Value is a Degreeli Value Score v1 directional read based on modeled cost ($88,520), estimated debt ($54,882), early-career salary ($105,590), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that graduate review signal is limited or modeled. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
Programs
PROFESSIONAL
Click to inspect salary, debt, payback, strengths, and risks.
84
Strong Value
Data Confidence
Medium
Completion ROI
$1,801,555
Salary Outlook
$105,590
Estimated Debt
$54,882
Payback
4.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
83
Strong Value
Data Confidence
Medium
Completion ROI
$1,648,841
Salary Outlook
$96,932
Estimated Debt
$54,882
Payback
4.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
82
Strong Value
Data Confidence
Medium
Completion ROI
$1,583,284
Salary Outlook
$93,215
Estimated Debt
$54,882
Payback
4.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Completion/outcome signal supports the value case.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
80
Strong Value
Data Confidence
Medium
Completion ROI
$1,455,321
Salary Outlook
$85,961
Estimated Debt
$54,882
Payback
5.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Completion/outcome signal supports the value case.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
71
Fair Value
Data Confidence
Medium
Completion ROI
$1,205,036
Salary Outlook
$71,771
Estimated Debt
$54,882
Payback
6.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
63
Caution Zone
Data Confidence
Medium
Completion ROI
$1,044,026
Salary Outlook
$62,643
Estimated Debt
$54,882
Payback
7.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
PROFESSIONAL
Click to inspect salary, debt, payback, strengths, and risks.
63
Caution Zone
Data Confidence
Medium
Completion ROI
$1,039,417
Salary Outlook
$62,381
Estimated Debt
$54,882
Payback
7.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
60
Caution Zone
Data Confidence
Medium
Completion ROI
$993,905
Salary Outlook
$59,801
Estimated Debt
$54,882
Payback
7.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$951,710
Salary Outlook
$57,409
Estimated Debt
$54,882
Payback
8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$927,922
Salary Outlook
$56,060
Estimated Debt
$54,882
Payback
8.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$918,718
Salary Outlook
$55,538
Estimated Debt
$54,882
Payback
8.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
47
High Risk
Data Confidence
Medium
Completion ROI
$799,780
Salary Outlook
$48,795
Estimated Debt
$54,882
Payback
9.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
46
High Risk
Data Confidence
Medium
Completion ROI
$792,447
Salary Outlook
$48,380
Estimated Debt
$54,882
Payback
9.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
46
High Risk
Data Confidence
Medium
Completion ROI
$781,303
Salary Outlook
$47,748
Estimated Debt
$54,882
Payback
9.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
45
High Risk
Data Confidence
Medium
Completion ROI
$772,388
Salary Outlook
$47,242
Estimated Debt
$54,882
Payback
9.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
43
High Risk
Data Confidence
Medium
Completion ROI
$748,669
Salary Outlook
$45,898
Estimated Debt
$54,882
Payback
10 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
42
High Risk
Data Confidence
Medium
Completion ROI
$739,603
Salary Outlook
$45,384
Estimated Debt
$54,882
Payback
10.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
38
High Risk
Data Confidence
Medium
Completion ROI
$684,089
Salary Outlook
$42,236
Estimated Debt
$54,882
Payback
10.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
37
High Risk
Data Confidence
Medium
Completion ROI
$666,479
Salary Outlook
$41,238
Estimated Debt
$54,882
Payback
11.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
36
High Risk
Data Confidence
Medium
Completion ROI
$646,736
Salary Outlook
$40,119
Estimated Debt
$54,882
Payback
11.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
35
High Risk
Data Confidence
Medium
Completion ROI
$641,687
Salary Outlook
$39,832
Estimated Debt
$54,882
Payback
11.6 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
35
High Risk
Data Confidence
Medium
Completion ROI
$632,758
Salary Outlook
$39,326
Estimated Debt
$54,882
Payback
11.7 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
33
High Risk
Data Confidence
Medium
Completion ROI
$613,139
Salary Outlook
$38,214
Estimated Debt
$54,882
Payback
12 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
33
High Risk
Data Confidence
Medium
Completion ROI
$610,952
Salary Outlook
$38,090
Estimated Debt
$54,882
Payback
12.1 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
33
High Risk
Data Confidence
Medium
Completion ROI
$609,975
Salary Outlook
$38,034
Estimated Debt
$54,882
Payback
12.1 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
32
High Risk
Data Confidence
Medium
Completion ROI
$599,684
Salary Outlook
$37,451
Estimated Debt
$54,882
Payback
12.3 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
30
High Risk
Data Confidence
Medium
Completion ROI
$571,810
Salary Outlook
$35,871
Estimated Debt
$54,882
Payback
12.8 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
30
High Risk
Data Confidence
Medium
Completion ROI
$569,416
Salary Outlook
$35,735
Estimated Debt
$54,882
Payback
12.9 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
28
High Risk
Data Confidence
Medium
Completion ROI
$507,698
Salary Outlook
$32,236
Estimated Debt
$54,882
Payback
14.3 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
28
High Risk
Data Confidence
Medium
Completion ROI
$506,322
Salary Outlook
$32,158
Estimated Debt
$54,882
Payback
14.3 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
27
High Risk
Data Confidence
Medium
Completion ROI
$453,436
Salary Outlook
$29,160
Estimated Debt
$54,882
Payback
15.8 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
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ROI Snapshot
PROFESSIONAL
84
Strong Value
On-time ROI
$2,618,920
Risk-adjusted ROI
$1,801,555
Value at risk
$817,365
Payback
4.4 years
MASTERS
83
Strong Value
On-time ROI
$2,396,920
Risk-adjusted ROI
$1,648,841
Value at risk
$748,079
Payback
4.7 years
MASTERS
82
Strong Value
On-time ROI
$2,301,620
Risk-adjusted ROI
$1,583,284
Value at risk
$718,336
Payback
4.9 years
MASTERS
80
Strong Value
On-time ROI
$2,115,600
Risk-adjusted ROI
$1,455,321
Value at risk
$660,279
Payback
5.4 years
BACHELORS
71
Fair Value
On-time ROI
$1,751,760
Risk-adjusted ROI
$1,205,036
Value at risk
$546,724
Payback
6.4 years
BACHELORS
63
Caution Zone
On-time ROI
$1,517,700
Risk-adjusted ROI
$1,044,026
Value at risk
$473,674
Payback
7.3 years
PROFESSIONAL
63
Caution Zone
On-time ROI
$1,511,000
Risk-adjusted ROI
$1,039,417
Value at risk
$471,583
Payback
7.4 years
MASTERS
60
Caution Zone
On-time ROI
$1,444,840
Risk-adjusted ROI
$993,905
Value at risk
$450,935
Payback
7.7 years
BACHELORS
58
High Risk
On-time ROI
$1,383,500
Risk-adjusted ROI
$951,710
Value at risk
$431,790
Payback
8 years
BACHELORS
56
High Risk
On-time ROI
$1,348,920
Risk-adjusted ROI
$927,922
Value at risk
$420,998
Payback
8.2 years
BACHELORS
56
High Risk
On-time ROI
$1,335,540
Risk-adjusted ROI
$918,718
Value at risk
$416,822
Payback
8.3 years
BACHELORS
47
High Risk
On-time ROI
$1,162,640
Risk-adjusted ROI
$799,780
Value at risk
$362,860
Payback
9.4 years
BACHELORS
46
High Risk
On-time ROI
$1,151,980
Risk-adjusted ROI
$792,447
Value at risk
$359,533
Payback
9.5 years
MASTERS
46
High Risk
On-time ROI
$1,135,780
Risk-adjusted ROI
$781,303
Value at risk
$354,477
Payback
9.6 years
BACHELORS
45
High Risk
On-time ROI
$1,122,820
Risk-adjusted ROI
$772,388
Value at risk
$350,432
Payback
9.7 years
BACHELORS
43
High Risk
On-time ROI
$1,088,340
Risk-adjusted ROI
$748,669
Value at risk
$339,671
Payback
10 years
BACHELORS
42
High Risk
On-time ROI
$1,075,160
Risk-adjusted ROI
$739,603
Value at risk
$335,557
Payback
10.1 years
BACHELORS
38
High Risk
On-time ROI
$994,460
Risk-adjusted ROI
$684,089
Value at risk
$310,371
Payback
10.9 years
MASTERS
37
High Risk
On-time ROI
$968,860
Risk-adjusted ROI
$666,479
Value at risk
$302,381
Payback
11.2 years
BACHELORS
36
High Risk
On-time ROI
$940,160
Risk-adjusted ROI
$646,736
Value at risk
$293,424
Payback
11.5 years
BACHELORS
35
High Risk
On-time ROI
$932,820
Risk-adjusted ROI
$641,687
Value at risk
$291,133
Payback
11.6 years
MASTERS
35
High Risk
On-time ROI
$919,840
Risk-adjusted ROI
$632,758
Value at risk
$287,082
Payback
11.7 years
BACHELORS
33
High Risk
On-time ROI
$891,320
Risk-adjusted ROI
$613,139
Value at risk
$278,181
Payback
12 years
BACHELORS
33
High Risk
On-time ROI
$888,140
Risk-adjusted ROI
$610,952
Value at risk
$277,188
Payback
12.1 years
BACHELORS
33
High Risk
On-time ROI
$886,720
Risk-adjusted ROI
$609,975
Value at risk
$276,745
Payback
12.1 years
MASTERS
32
High Risk
On-time ROI
$871,760
Risk-adjusted ROI
$599,684
Value at risk
$272,076
Payback
12.3 years
MASTERS
30
High Risk
On-time ROI
$831,240
Risk-adjusted ROI
$571,810
Value at risk
$259,430
Payback
12.8 years
BACHELORS
30
High Risk
On-time ROI
$827,760
Risk-adjusted ROI
$569,416
Value at risk
$258,344
Payback
12.9 years
BACHELORS
28
High Risk
On-time ROI
$738,040
Risk-adjusted ROI
$507,698
Value at risk
$230,342
Payback
14.3 years
BACHELORS
28
High Risk
On-time ROI
$736,040
Risk-adjusted ROI
$506,322
Value at risk
$229,718
Payback
14.3 years
BACHELORS
27
High Risk
On-time ROI
$659,160
Risk-adjusted ROI
$453,436
Value at risk
$205,724
Payback
15.8 years
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