NY | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Hobart and William Smith Colleges has at least one program with standout ROI and a graduation rate of 77%, which lowers the odds that upside disappears in practice.
The main watchout is dispersion. Results span from $524,858 to $1,630,290, so program choice matters more than brand alone.
4-year net cost
$126,252
Estimated debt
$78,276
Early salary signal
$87,230
Graduation rate
77%
Why this score?
Fair Value is a Degreeli Value Score v1 directional read based on modeled cost ($126,252), estimated debt ($78,276), early-career salary ($87,230), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that payback could take longer than many families expect. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Completion/outcome signal supports the value case.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
Programs
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
73
Fair Value
Data Confidence
Medium
Completion ROI
$1,630,290
Salary Outlook
$87,230
Estimated Debt
$78,276
Payback
7.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Completion/outcome signal supports the value case.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
69
Caution Zone
Data Confidence
Medium
Completion ROI
$1,506,520
Salary Outlook
$80,981
Estimated Debt
$78,276
Payback
8.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
49
High Risk
Data Confidence
Medium
Completion ROI
$1,135,040
Salary Outlook
$62,227
Estimated Debt
$78,276
Payback
10.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
48
High Risk
Data Confidence
Medium
Completion ROI
$1,107,215
Salary Outlook
$60,822
Estimated Debt
$78,276
Payback
10.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
45
High Risk
Data Confidence
Medium
Completion ROI
$1,040,363
Salary Outlook
$57,447
Estimated Debt
$78,276
Payback
11.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
40
High Risk
Data Confidence
Medium
Completion ROI
$961,135
Salary Outlook
$53,447
Estimated Debt
$78,276
Payback
12.3 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
40
High Risk
Data Confidence
Medium
Completion ROI
$958,339
Salary Outlook
$53,306
Estimated Debt
$78,276
Payback
12.3 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
40
High Risk
Data Confidence
Medium
Completion ROI
$946,211
Salary Outlook
$52,694
Estimated Debt
$78,276
Payback
12.5 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
37
High Risk
Data Confidence
Medium
Completion ROI
$871,757
Salary Outlook
$48,935
Estimated Debt
$78,276
Payback
13.4 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
36
High Risk
Data Confidence
Medium
Completion ROI
$858,903
Salary Outlook
$48,286
Estimated Debt
$78,276
Payback
13.6 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
36
High Risk
Data Confidence
Medium
Completion ROI
$838,988
Salary Outlook
$47,280
Estimated Debt
$78,276
Payback
13.9 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
35
High Risk
Data Confidence
Medium
Completion ROI
$835,357
Salary Outlook
$47,097
Estimated Debt
$78,276
Payback
13.9 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
35
High Risk
Data Confidence
Medium
Completion ROI
$818,918
Salary Outlook
$46,267
Estimated Debt
$78,276
Payback
14.2 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
33
High Risk
Data Confidence
Medium
Completion ROI
$759,018
Salary Outlook
$43,243
Estimated Debt
$78,276
Payback
15.2 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
23
High Risk
Data Confidence
Medium
Completion ROI
$524,858
Salary Outlook
$31,422
Estimated Debt
$78,276
Payback
20.9 years
Strengths
Completion/outcome signal supports the value case.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Verified reviews
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ROI Snapshot
BACHELORS
73
Fair Value
On-time ROI
$2,110,408
Risk-adjusted ROI
$1,630,290
Value at risk
$480,118
Payback
7.5 years
BACHELORS
69
Caution Zone
On-time ROI
$1,950,188
Risk-adjusted ROI
$1,506,520
Value at risk
$443,668
Payback
8.1 years
BACHELORS
49
High Risk
On-time ROI
$1,469,308
Risk-adjusted ROI
$1,135,040
Value at risk
$334,268
Payback
10.6 years
BACHELORS
48
High Risk
On-time ROI
$1,433,288
Risk-adjusted ROI
$1,107,215
Value at risk
$326,073
Payback
10.8 years
BACHELORS
45
High Risk
On-time ROI
$1,346,748
Risk-adjusted ROI
$1,040,363
Value at risk
$306,385
Payback
11.4 years
BACHELORS
40
High Risk
On-time ROI
$1,244,188
Risk-adjusted ROI
$961,135
Value at risk
$283,053
Payback
12.3 years
BACHELORS
40
High Risk
On-time ROI
$1,240,568
Risk-adjusted ROI
$958,339
Value at risk
$282,229
Payback
12.3 years
BACHELORS
40
High Risk
On-time ROI
$1,224,868
Risk-adjusted ROI
$946,211
Value at risk
$278,657
Payback
12.5 years
BACHELORS
37
High Risk
On-time ROI
$1,128,488
Risk-adjusted ROI
$871,757
Value at risk
$256,731
Payback
13.4 years
BACHELORS
36
High Risk
On-time ROI
$1,111,848
Risk-adjusted ROI
$858,903
Value at risk
$252,945
Payback
13.6 years
BACHELORS
36
High Risk
On-time ROI
$1,086,068
Risk-adjusted ROI
$838,988
Value at risk
$247,080
Payback
13.9 years
BACHELORS
35
High Risk
On-time ROI
$1,081,368
Risk-adjusted ROI
$835,357
Value at risk
$246,011
Payback
13.9 years
BACHELORS
35
High Risk
On-time ROI
$1,060,088
Risk-adjusted ROI
$818,918
Value at risk
$241,170
Payback
14.2 years
BACHELORS
33
High Risk
On-time ROI
$982,548
Risk-adjusted ROI
$759,018
Value at risk
$223,530
Payback
15.2 years
BACHELORS
23
High Risk
On-time ROI
$679,428
Risk-adjusted ROI
$524,858
Value at risk
$154,570
Payback
20.9 years
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