NC | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Montreat College looks strongest as a selective value play, with its best program landing at $674,041 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 18.1 years.
4-year net cost
$108,244
Estimated debt
$67,111
Early salary signal
$56,473
Graduation rate
50%
Why this score?
High Risk is a Degreeli Value Score v1 directional read based on modeled cost ($108,244), estimated debt ($67,111), early-career salary ($56,473), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that debt risk rises quickly if borrowing approaches the modeled estimate. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
43
High Risk
Data Confidence
Medium
Completion ROI
$674,041
Salary Outlook
$56,473
Estimated Debt
$67,111
Payback
10 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
39
High Risk
Data Confidence
Medium
Completion ROI
$620,039
Salary Outlook
$52,287
Estimated Debt
$67,111
Payback
10.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
29
High Risk
Data Confidence
Medium
Completion ROI
$502,987
Salary Outlook
$43,213
Estimated Debt
$67,111
Payback
13 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
20
High Risk
Data Confidence
Medium
Completion ROI
$360,187
Salary Outlook
$32,143
Estimated Debt
$67,111
Payback
17.5 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
20
High Risk
Data Confidence
Medium
Completion ROI
$346,463
Salary Outlook
$31,079
Estimated Debt
$67,111
Payback
18.1 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Verified reviews
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ROI Snapshot
MASTERS
43
High Risk
On-time ROI
$1,339,776
Risk-adjusted ROI
$674,041
Value at risk
$665,735
Payback
10 years
BACHELORS
39
High Risk
On-time ROI
$1,232,436
Risk-adjusted ROI
$620,039
Value at risk
$612,397
Payback
10.8 years
MASTERS
29
High Risk
On-time ROI
$999,776
Risk-adjusted ROI
$502,987
Value at risk
$496,789
Payback
13 years
BACHELORS
20
High Risk
On-time ROI
$715,936
Risk-adjusted ROI
$360,187
Value at risk
$355,749
Payback
17.5 years
BACHELORS
20
High Risk
On-time ROI
$688,656
Risk-adjusted ROI
$346,463
Value at risk
$342,193
Payback
18.1 years
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