NY | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Paul Smith's College looks strongest as a selective value play, with its best program landing at $489,844 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 17 years.
4-year net cost
$106,732
Estimated debt
$66,174
Early salary signal
$41,955
Graduation rate
51%
Why this score?
High Risk is a Degreeli Value Score v1 directional read based on modeled cost ($106,732), estimated debt ($66,174), early-career salary ($41,955), payback, completion, and review signals. The strongest signal is that enough directional data exists to compare this option against alternatives. The main caution is that debt risk rises quickly if borrowing approaches the modeled estimate. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Programs
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
28
High Risk
Data Confidence
Medium
Completion ROI
$489,844
Salary Outlook
$41,955
Estimated Debt
$66,174
Payback
13.2 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
26
High Risk
Data Confidence
Medium
Completion ROI
$465,286
Salary Outlook
$40,060
Estimated Debt
$66,174
Payback
13.9 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
26
High Risk
Data Confidence
Medium
Completion ROI
$453,276
Salary Outlook
$39,133
Estimated Debt
$66,174
Payback
14.2 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
26
High Risk
Data Confidence
Medium
Completion ROI
$451,041
Salary Outlook
$38,961
Estimated Debt
$66,174
Payback
14.2 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
25
High Risk
Data Confidence
Medium
Completion ROI
$444,379
Salary Outlook
$38,447
Estimated Debt
$66,174
Payback
14.4 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
24
High Risk
Data Confidence
Medium
Completion ROI
$419,539
Salary Outlook
$36,531
Estimated Debt
$66,174
Payback
15.2 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
21
High Risk
Data Confidence
Medium
Completion ROI
$377,259
Salary Outlook
$33,269
Estimated Debt
$66,174
Payback
16.7 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
21
High Risk
Data Confidence
Medium
Completion ROI
$369,747
Salary Outlook
$32,689
Estimated Debt
$66,174
Payback
17 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
21
High Risk
Data Confidence
Medium
Completion ROI
$368,615
Salary Outlook
$32,602
Estimated Debt
$66,174
Payback
17 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Verified reviews
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ROI Snapshot
BACHELORS
28
High Risk
On-time ROI
$969,028
Risk-adjusted ROI
$489,844
Value at risk
$479,184
Payback
13.2 years
BACHELORS
26
High Risk
On-time ROI
$920,448
Risk-adjusted ROI
$465,286
Value at risk
$455,162
Payback
13.9 years
BACHELORS
26
High Risk
On-time ROI
$896,688
Risk-adjusted ROI
$453,276
Value at risk
$443,412
Payback
14.2 years
ASSOCIATE
26
High Risk
On-time ROI
$892,268
Risk-adjusted ROI
$451,041
Value at risk
$441,227
Payback
14.2 years
BACHELORS
25
High Risk
On-time ROI
$879,088
Risk-adjusted ROI
$444,379
Value at risk
$434,709
Payback
14.4 years
BACHELORS
24
High Risk
On-time ROI
$829,948
Risk-adjusted ROI
$419,539
Value at risk
$410,409
Payback
15.2 years
BACHELORS
21
High Risk
On-time ROI
$746,308
Risk-adjusted ROI
$377,259
Value at risk
$369,049
Payback
16.7 years
ASSOCIATE
21
High Risk
On-time ROI
$731,448
Risk-adjusted ROI
$369,747
Value at risk
$361,701
Payback
17 years
BACHELORS
21
High Risk
On-time ROI
$729,208
Risk-adjusted ROI
$368,615
Value at risk
$360,593
Payback
17 years
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