MI | PUBLIC
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Saginaw Valley State University looks strongest as a selective value play, with its best program landing at $1,074,914 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 6.9 years.
4-year net cost
$43,100
Estimated debt
$22,412
Early salary signal
$88,565
Graduation rate
48%
Why this score?
Strong Value is a Degreeli Value Score v1 directional read based on modeled cost ($43,100), estimated debt ($22,412), early-career salary ($88,565), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that completion or outcome confidence needs more scrutiny. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
86
Strong Value
Data Confidence
Medium
Completion ROI
$1,074,914
Salary Outlook
$88,565
Estimated Debt
$22,412
Payback
2.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
79
Fair Value
Data Confidence
Medium
Completion ROI
$854,276
Salary Outlook
$70,731
Estimated Debt
$22,412
Payback
3.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
79
Fair Value
Data Confidence
Medium
Completion ROI
$852,356
Salary Outlook
$70,576
Estimated Debt
$22,412
Payback
3.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
77
Fair Value
Data Confidence
Medium
Completion ROI
$788,579
Salary Outlook
$65,421
Estimated Debt
$22,412
Payback
3.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
76
Fair Value
Data Confidence
Medium
Completion ROI
$777,964
Salary Outlook
$64,563
Estimated Debt
$22,412
Payback
3.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
76
Fair Value
Data Confidence
Medium
Completion ROI
$761,848
Salary Outlook
$63,260
Estimated Debt
$22,412
Payback
3.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
72
Fair Value
Data Confidence
Medium
Completion ROI
$682,573
Salary Outlook
$56,853
Estimated Debt
$22,412
Payback
3.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
71
Fair Value
Data Confidence
Medium
Completion ROI
$675,654
Salary Outlook
$56,293
Estimated Debt
$22,412
Payback
4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
70
Fair Value
Data Confidence
Medium
Completion ROI
$657,947
Salary Outlook
$54,862
Estimated Debt
$22,412
Payback
4.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
70
Fair Value
Data Confidence
Medium
Completion ROI
$655,486
Salary Outlook
$54,663
Estimated Debt
$22,412
Payback
4.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
70
Fair Value
Data Confidence
Medium
Completion ROI
$654,251
Salary Outlook
$54,563
Estimated Debt
$22,412
Payback
4.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$614,425
Salary Outlook
$51,344
Estimated Debt
$22,412
Payback
4.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$612,341
Salary Outlook
$51,176
Estimated Debt
$22,412
Payback
4.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$612,186
Salary Outlook
$51,163
Estimated Debt
$22,412
Payback
4.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$612,157
Salary Outlook
$51,161
Estimated Debt
$22,412
Payback
4.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
67
Caution Zone
Data Confidence
Medium
Completion ROI
$600,577
Salary Outlook
$50,225
Estimated Debt
$22,412
Payback
4.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
65
Caution Zone
Data Confidence
Medium
Completion ROI
$566,889
Salary Outlook
$47,502
Estimated Debt
$22,412
Payback
4.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
64
Caution Zone
Data Confidence
Medium
Completion ROI
$548,960
Salary Outlook
$46,053
Estimated Debt
$22,412
Payback
4.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
63
Caution Zone
Data Confidence
Medium
Completion ROI
$546,460
Salary Outlook
$45,851
Estimated Debt
$22,412
Payback
4.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
62
Caution Zone
Data Confidence
Medium
Completion ROI
$528,878
Salary Outlook
$44,430
Estimated Debt
$22,412
Payback
5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$515,339
Salary Outlook
$43,335
Estimated Debt
$22,412
Payback
5.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$512,869
Salary Outlook
$43,136
Estimated Debt
$22,412
Payback
5.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
60
Caution Zone
Data Confidence
Medium
Completion ROI
$500,671
Salary Outlook
$42,150
Estimated Debt
$22,412
Payback
5.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
60
Caution Zone
Data Confidence
Medium
Completion ROI
$498,616
Salary Outlook
$41,984
Estimated Debt
$22,412
Payback
5.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
60
Caution Zone
Data Confidence
Medium
Completion ROI
$494,283
Salary Outlook
$41,633
Estimated Debt
$22,412
Payback
5.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$470,148
Salary Outlook
$39,683
Estimated Debt
$22,412
Payback
5.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$469,579
Salary Outlook
$39,636
Estimated Debt
$22,412
Payback
5.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$467,813
Salary Outlook
$39,494
Estimated Debt
$22,412
Payback
5.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$462,457
Salary Outlook
$39,061
Estimated Debt
$22,412
Payback
5.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$462,341
Salary Outlook
$39,051
Estimated Debt
$22,412
Payback
5.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$459,398
Salary Outlook
$38,814
Estimated Debt
$22,412
Payback
5.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$447,818
Salary Outlook
$37,878
Estimated Debt
$22,412
Payback
5.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
55
High Risk
Data Confidence
Medium
Completion ROI
$433,382
Salary Outlook
$36,711
Estimated Debt
$22,412
Payback
6.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$392,253
Salary Outlook
$33,386
Estimated Debt
$22,412
Payback
6.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$387,110
Salary Outlook
$32,971
Estimated Debt
$22,412
Payback
6.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
51
High Risk
Data Confidence
Medium
Completion ROI
$383,192
Salary Outlook
$32,654
Estimated Debt
$22,412
Payback
6.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Verified reviews
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ROI Snapshot
MASTERS
86
Strong Value
On-time ROI
$2,227,800
Risk-adjusted ROI
$1,074,914
Value at risk
$1,152,886
Payback
2.5 years
BACHELORS
79
Fair Value
On-time ROI
$1,770,520
Risk-adjusted ROI
$854,276
Value at risk
$916,244
Payback
3.2 years
BACHELORS
79
Fair Value
On-time ROI
$1,766,540
Risk-adjusted ROI
$852,356
Value at risk
$914,184
Payback
3.2 years
BACHELORS
77
Fair Value
On-time ROI
$1,634,360
Risk-adjusted ROI
$788,579
Value at risk
$845,781
Payback
3.4 years
MASTERS
76
Fair Value
On-time ROI
$1,612,360
Risk-adjusted ROI
$777,964
Value at risk
$834,396
Payback
3.5 years
BACHELORS
76
Fair Value
On-time ROI
$1,578,960
Risk-adjusted ROI
$761,848
Value at risk
$817,112
Payback
3.5 years
BACHELORS
72
Fair Value
On-time ROI
$1,414,660
Risk-adjusted ROI
$682,573
Value at risk
$732,087
Payback
3.9 years
BACHELORS
71
Fair Value
On-time ROI
$1,400,320
Risk-adjusted ROI
$675,654
Value at risk
$724,666
Payback
4 years
MASTERS
70
Fair Value
On-time ROI
$1,363,620
Risk-adjusted ROI
$657,947
Value at risk
$705,673
Payback
4.1 years
BACHELORS
70
Fair Value
On-time ROI
$1,358,520
Risk-adjusted ROI
$655,486
Value at risk
$703,034
Payback
4.1 years
MASTERS
70
Fair Value
On-time ROI
$1,355,960
Risk-adjusted ROI
$654,251
Value at risk
$701,709
Payback
4.1 years
BACHELORS
68
Caution Zone
On-time ROI
$1,273,420
Risk-adjusted ROI
$614,425
Value at risk
$658,995
Payback
4.4 years
BACHELORS
68
Caution Zone
On-time ROI
$1,269,100
Risk-adjusted ROI
$612,341
Value at risk
$656,759
Payback
4.4 years
BACHELORS
68
Caution Zone
On-time ROI
$1,268,780
Risk-adjusted ROI
$612,186
Value at risk
$656,594
Payback
4.4 years
MASTERS
68
Caution Zone
On-time ROI
$1,268,720
Risk-adjusted ROI
$612,157
Value at risk
$656,563
Payback
4.4 years
MASTERS
67
Caution Zone
On-time ROI
$1,244,720
Risk-adjusted ROI
$600,577
Value at risk
$644,143
Payback
4.5 years
MASTERS
65
Caution Zone
On-time ROI
$1,174,900
Risk-adjusted ROI
$566,889
Value at risk
$608,011
Payback
4.7 years
BACHELORS
64
Caution Zone
On-time ROI
$1,137,740
Risk-adjusted ROI
$548,960
Value at risk
$588,780
Payback
4.9 years
BACHELORS
63
Caution Zone
On-time ROI
$1,132,560
Risk-adjusted ROI
$546,460
Value at risk
$586,100
Payback
4.9 years
BACHELORS
62
Caution Zone
On-time ROI
$1,096,120
Risk-adjusted ROI
$528,878
Value at risk
$567,242
Payback
5 years
BACHELORS
61
Caution Zone
On-time ROI
$1,068,060
Risk-adjusted ROI
$515,339
Value at risk
$552,721
Payback
5.2 years
BACHELORS
61
Caution Zone
On-time ROI
$1,062,940
Risk-adjusted ROI
$512,869
Value at risk
$550,071
Payback
5.2 years
BACHELORS
60
Caution Zone
On-time ROI
$1,037,660
Risk-adjusted ROI
$500,671
Value at risk
$536,989
Payback
5.3 years
BACHELORS
60
Caution Zone
On-time ROI
$1,033,400
Risk-adjusted ROI
$498,616
Value at risk
$534,784
Payback
5.3 years
BACHELORS
60
Caution Zone
On-time ROI
$1,024,420
Risk-adjusted ROI
$494,283
Value at risk
$530,137
Payback
5.4 years
BACHELORS
58
High Risk
On-time ROI
$974,400
Risk-adjusted ROI
$470,148
Value at risk
$504,252
Payback
5.6 years
BACHELORS
58
High Risk
On-time ROI
$973,220
Risk-adjusted ROI
$469,579
Value at risk
$503,641
Payback
5.7 years
MASTERS
58
High Risk
On-time ROI
$969,560
Risk-adjusted ROI
$467,813
Value at risk
$501,747
Payback
5.7 years
BACHELORS
58
High Risk
On-time ROI
$958,460
Risk-adjusted ROI
$462,457
Value at risk
$496,003
Payback
5.7 years
BACHELORS
58
High Risk
On-time ROI
$958,220
Risk-adjusted ROI
$462,341
Value at risk
$495,879
Payback
5.7 years
BACHELORS
57
High Risk
On-time ROI
$952,120
Risk-adjusted ROI
$459,398
Value at risk
$492,722
Payback
5.8 years
BACHELORS
56
High Risk
On-time ROI
$928,120
Risk-adjusted ROI
$447,818
Value at risk
$480,302
Payback
5.9 years
BACHELORS
55
High Risk
On-time ROI
$898,200
Risk-adjusted ROI
$433,382
Value at risk
$464,818
Payback
6.1 years
BACHELORS
52
High Risk
On-time ROI
$812,960
Risk-adjusted ROI
$392,253
Value at risk
$420,707
Payback
6.7 years
BACHELORS
52
High Risk
On-time ROI
$802,300
Risk-adjusted ROI
$387,110
Value at risk
$415,190
Payback
6.8 years
BACHELORS
51
High Risk
On-time ROI
$794,180
Risk-adjusted ROI
$383,192
Value at risk
$410,988
Payback
6.9 years
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