MN | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Saint Mary's University of Minnesota looks strongest as a selective value play, with its best program landing at $3,145,313 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 7.6 years.
4-year net cost
$46,816
Estimated debt
$29,026
Early salary signal
$187,657
Graduation rate
66%
Why this score?
Excellent Value is a Degreeli Value Score v1 directional read based on modeled cost ($46,816), estimated debt ($29,026), early-career salary ($187,657), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that graduate review signal is limited or modeled. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
90
Excellent Value
Data Confidence
Medium
Completion ROI
$3,145,313
Salary Outlook
$187,657
Estimated Debt
$29,026
Payback
1.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
88
Strong Value
Data Confidence
Medium
Completion ROI
$1,357,485
Salary Outlook
$82,029
Estimated Debt
$29,026
Payback
3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
88
Strong Value
Data Confidence
Medium
Completion ROI
$1,352,151
Salary Outlook
$81,714
Estimated Debt
$29,026
Payback
3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
DOCTORAL
Click to inspect salary, debt, payback, strengths, and risks.
88
Strong Value
Data Confidence
Medium
Completion ROI
$1,347,927
Salary Outlook
$81,464
Estimated Debt
$29,026
Payback
3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
GRADUATE CERTIFICATE
Click to inspect salary, debt, payback, strengths, and risks.
86
Strong Value
Data Confidence
Medium
Completion ROI
$1,280,649
Salary Outlook
$77,489
Estimated Debt
$29,026
Payback
3.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
DOCTORAL
Click to inspect salary, debt, payback, strengths, and risks.
81
Strong Value
Data Confidence
Medium
Completion ROI
$1,145,303
Salary Outlook
$69,493
Estimated Debt
$29,026
Payback
3.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
80
Strong Value
Data Confidence
Medium
Completion ROI
$1,110,344
Salary Outlook
$67,427
Estimated Debt
$29,026
Payback
3.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
79
Fair Value
Data Confidence
Medium
Completion ROI
$1,087,887
Salary Outlook
$66,100
Estimated Debt
$29,026
Payback
3.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
79
Fair Value
Data Confidence
Medium
Completion ROI
$1,085,854
Salary Outlook
$65,980
Estimated Debt
$29,026
Payback
3.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
78
Fair Value
Data Confidence
Medium
Completion ROI
$1,065,906
Salary Outlook
$64,802
Estimated Debt
$29,026
Payback
3.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
77
Fair Value
Data Confidence
Medium
Completion ROI
$1,018,180
Salary Outlook
$61,982
Estimated Debt
$29,026
Payback
3.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
76
Fair Value
Data Confidence
Medium
Completion ROI
$1,010,154
Salary Outlook
$61,508
Estimated Debt
$29,026
Payback
4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
75
Fair Value
Data Confidence
Medium
Completion ROI
$976,541
Salary Outlook
$59,522
Estimated Debt
$29,026
Payback
4.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
75
Fair Value
Data Confidence
Medium
Completion ROI
$976,211
Salary Outlook
$59,502
Estimated Debt
$29,026
Payback
4.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
74
Fair Value
Data Confidence
Medium
Completion ROI
$958,481
Salary Outlook
$58,455
Estimated Debt
$29,026
Payback
4.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
74
Fair Value
Data Confidence
Medium
Completion ROI
$954,520
Salary Outlook
$58,221
Estimated Debt
$29,026
Payback
4.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
74
Fair Value
Data Confidence
Medium
Completion ROI
$944,553
Salary Outlook
$57,632
Estimated Debt
$29,026
Payback
4.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
73
Fair Value
Data Confidence
Medium
Completion ROI
$944,381
Salary Outlook
$57,622
Estimated Debt
$29,026
Payback
4.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
71
Fair Value
Data Confidence
Medium
Completion ROI
$892,709
Salary Outlook
$54,569
Estimated Debt
$29,026
Payback
4.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
70
Fair Value
Data Confidence
Medium
Completion ROI
$860,931
Salary Outlook
$52,691
Estimated Debt
$29,026
Payback
4.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
69
Caution Zone
Data Confidence
Medium
Completion ROI
$842,264
Salary Outlook
$51,588
Estimated Debt
$29,026
Payback
4.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
69
Caution Zone
Data Confidence
Medium
Completion ROI
$834,422
Salary Outlook
$51,125
Estimated Debt
$29,026
Payback
4.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$829,484
Salary Outlook
$50,833
Estimated Debt
$29,026
Payback
4.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$826,765
Salary Outlook
$50,673
Estimated Debt
$29,026
Payback
4.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$815,583
Salary Outlook
$50,012
Estimated Debt
$29,026
Payback
4.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Completion/outcome signal supports the value case.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
67
Caution Zone
Data Confidence
Medium
Completion ROI
$796,823
Salary Outlook
$48,904
Estimated Debt
$29,026
Payback
5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
64
Caution Zone
Data Confidence
Medium
Completion ROI
$738,324
Salary Outlook
$45,447
Estimated Debt
$29,026
Payback
5.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
60
Caution Zone
Data Confidence
Medium
Completion ROI
$674,664
Salary Outlook
$41,686
Estimated Debt
$29,026
Payback
5.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$547,410
Salary Outlook
$34,168
Estimated Debt
$29,026
Payback
7.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
50
High Risk
Data Confidence
Medium
Completion ROI
$507,791
Salary Outlook
$31,827
Estimated Debt
$29,026
Payback
7.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
Verified reviews
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ROI Snapshot
MASTERS
90
Excellent Value
On-time ROI
$4,764,904
Risk-adjusted ROI
$3,145,313
Value at risk
$1,619,591
Payback
1.3 years
MASTERS
88
Strong Value
On-time ROI
$2,056,484
Risk-adjusted ROI
$1,357,485
Value at risk
$698,999
Payback
3 years
BACHELORS
88
Strong Value
On-time ROI
$2,048,404
Risk-adjusted ROI
$1,352,151
Value at risk
$696,253
Payback
3 years
DOCTORAL
88
Strong Value
On-time ROI
$2,042,004
Risk-adjusted ROI
$1,347,927
Value at risk
$694,077
Payback
3 years
GRADUATE CERTIFICATE
86
Strong Value
On-time ROI
$1,940,084
Risk-adjusted ROI
$1,280,649
Value at risk
$659,435
Payback
3.1 years
DOCTORAL
81
Strong Value
On-time ROI
$1,735,044
Risk-adjusted ROI
$1,145,303
Value at risk
$589,741
Payback
3.5 years
MASTERS
80
Strong Value
On-time ROI
$1,682,084
Risk-adjusted ROI
$1,110,344
Value at risk
$571,740
Payback
3.6 years
MASTERS
79
Fair Value
On-time ROI
$1,648,064
Risk-adjusted ROI
$1,087,887
Value at risk
$560,177
Payback
3.7 years
MASTERS
79
Fair Value
On-time ROI
$1,644,984
Risk-adjusted ROI
$1,085,854
Value at risk
$559,130
Payback
3.7 years
BACHELORS
78
Fair Value
On-time ROI
$1,614,764
Risk-adjusted ROI
$1,065,906
Value at risk
$548,858
Payback
3.8 years
BACHELORS
77
Fair Value
On-time ROI
$1,542,464
Risk-adjusted ROI
$1,018,180
Value at risk
$524,284
Payback
3.9 years
BACHELORS
76
Fair Value
On-time ROI
$1,530,304
Risk-adjusted ROI
$1,010,154
Value at risk
$520,150
Payback
4 years
MASTERS
75
Fair Value
On-time ROI
$1,479,384
Risk-adjusted ROI
$976,541
Value at risk
$502,843
Payback
4.1 years
BACHELORS
75
Fair Value
On-time ROI
$1,478,884
Risk-adjusted ROI
$976,211
Value at risk
$502,673
Payback
4.1 years
BACHELORS
74
Fair Value
On-time ROI
$1,452,024
Risk-adjusted ROI
$958,481
Value at risk
$493,543
Payback
4.2 years
BACHELORS
74
Fair Value
On-time ROI
$1,446,024
Risk-adjusted ROI
$954,520
Value at risk
$491,504
Payback
4.2 years
BACHELORS
74
Fair Value
On-time ROI
$1,430,924
Risk-adjusted ROI
$944,553
Value at risk
$486,371
Payback
4.2 years
MASTERS
73
Fair Value
On-time ROI
$1,430,664
Risk-adjusted ROI
$944,381
Value at risk
$486,283
Payback
4.2 years
MASTERS
71
Fair Value
On-time ROI
$1,352,384
Risk-adjusted ROI
$892,709
Value at risk
$459,675
Payback
4.5 years
MASTERS
70
Fair Value
On-time ROI
$1,304,244
Risk-adjusted ROI
$860,931
Value at risk
$443,313
Payback
4.6 years
BACHELORS
69
Caution Zone
On-time ROI
$1,275,964
Risk-adjusted ROI
$842,264
Value at risk
$433,700
Payback
4.7 years
MASTERS
69
Caution Zone
On-time ROI
$1,264,084
Risk-adjusted ROI
$834,422
Value at risk
$429,662
Payback
4.8 years
MASTERS
68
Caution Zone
On-time ROI
$1,256,604
Risk-adjusted ROI
$829,484
Value at risk
$427,120
Payback
4.8 years
MASTERS
68
Caution Zone
On-time ROI
$1,252,484
Risk-adjusted ROI
$826,765
Value at risk
$425,719
Payback
4.8 years
MASTERS
68
Caution Zone
On-time ROI
$1,235,544
Risk-adjusted ROI
$815,583
Value at risk
$419,961
Payback
4.9 years
MASTERS
67
Caution Zone
On-time ROI
$1,207,124
Risk-adjusted ROI
$796,823
Value at risk
$410,301
Payback
5 years
MASTERS
64
Caution Zone
On-time ROI
$1,118,504
Risk-adjusted ROI
$738,324
Value at risk
$380,180
Payback
5.4 years
MASTERS
60
Caution Zone
On-time ROI
$1,022,064
Risk-adjusted ROI
$674,664
Value at risk
$347,400
Payback
5.8 years
BACHELORS
52
High Risk
On-time ROI
$829,284
Risk-adjusted ROI
$547,410
Value at risk
$281,874
Payback
7.1 years
BACHELORS
50
High Risk
On-time ROI
$769,264
Risk-adjusted ROI
$507,791
Value at risk
$261,473
Payback
7.6 years
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