VT | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Saint Michael's College has at least one program with standout ROI and a graduation rate of 73%, which lowers the odds that upside disappears in practice.
The main watchout is dispersion. Results span from $607,007 to $1,126,468, so program choice matters more than brand alone.
4-year net cost
$100,956
Estimated debt
$62,593
Early salary signal
$64,309
Graduation rate
73%
Why this score?
Caution Zone is a Degreeli Value Score v1 directional read based on modeled cost ($100,956), estimated debt ($62,593), early-career salary ($64,309), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that debt risk rises quickly if borrowing approaches the modeled estimate. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
Programs
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$1,126,468
Salary Outlook
$64,309
Estimated Debt
$62,593
Payback
8.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
53
High Risk
Data Confidence
Medium
Completion ROI
$997,214
Salary Outlook
$57,381
Estimated Debt
$62,593
Payback
9.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
44
High Risk
Data Confidence
Medium
Completion ROI
$860,945
Salary Outlook
$50,078
Estimated Debt
$62,593
Payback
10.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
40
High Risk
Data Confidence
Medium
Completion ROI
$802,030
Salary Outlook
$46,921
Estimated Debt
$62,593
Payback
11.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
40
High Risk
Data Confidence
Medium
Completion ROI
$798,523
Salary Outlook
$46,733
Estimated Debt
$62,593
Payback
11.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
40
High Risk
Data Confidence
Medium
Completion ROI
$789,776
Salary Outlook
$46,264
Estimated Debt
$62,593
Payback
11.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
38
High Risk
Data Confidence
Medium
Completion ROI
$772,660
Salary Outlook
$45,347
Estimated Debt
$62,593
Payback
11.6 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
38
High Risk
Data Confidence
Medium
Completion ROI
$760,566
Salary Outlook
$44,699
Estimated Debt
$62,593
Payback
11.7 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
37
High Risk
Data Confidence
Medium
Completion ROI
$755,443
Salary Outlook
$44,424
Estimated Debt
$62,593
Payback
11.8 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
35
High Risk
Data Confidence
Medium
Completion ROI
$716,933
Salary Outlook
$42,360
Estimated Debt
$62,593
Payback
12.4 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
33
High Risk
Data Confidence
Medium
Completion ROI
$691,915
Salary Outlook
$41,019
Estimated Debt
$62,593
Payback
12.8 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
30
High Risk
Data Confidence
Medium
Completion ROI
$620,600
Salary Outlook
$37,197
Estimated Debt
$62,593
Payback
14.1 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
30
High Risk
Data Confidence
Medium
Completion ROI
$607,007
Salary Outlook
$36,469
Estimated Debt
$62,593
Payback
14.4 years
Strengths
Completion/outcome signal supports the value case.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
Verified reviews
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ROI Snapshot
BACHELORS
61
Caution Zone
On-time ROI
$1,547,984
Risk-adjusted ROI
$1,126,468
Value at risk
$421,516
Payback
8.2 years
BACHELORS
53
High Risk
On-time ROI
$1,370,364
Risk-adjusted ROI
$997,214
Value at risk
$373,150
Payback
9.1 years
BACHELORS
44
High Risk
On-time ROI
$1,183,104
Risk-adjusted ROI
$860,945
Value at risk
$322,159
Payback
10.5 years
MASTERS
40
High Risk
On-time ROI
$1,102,144
Risk-adjusted ROI
$802,030
Value at risk
$300,114
Payback
11.2 years
BACHELORS
40
High Risk
On-time ROI
$1,097,324
Risk-adjusted ROI
$798,523
Value at risk
$298,801
Payback
11.2 years
BACHELORS
40
High Risk
On-time ROI
$1,085,304
Risk-adjusted ROI
$789,776
Value at risk
$295,528
Payback
11.3 years
BACHELORS
38
High Risk
On-time ROI
$1,061,784
Risk-adjusted ROI
$772,660
Value at risk
$289,124
Payback
11.6 years
BACHELORS
38
High Risk
On-time ROI
$1,045,164
Risk-adjusted ROI
$760,566
Value at risk
$284,598
Payback
11.7 years
BACHELORS
37
High Risk
On-time ROI
$1,038,124
Risk-adjusted ROI
$755,443
Value at risk
$282,681
Payback
11.8 years
BACHELORS
35
High Risk
On-time ROI
$985,204
Risk-adjusted ROI
$716,933
Value at risk
$268,271
Payback
12.4 years
BACHELORS
33
High Risk
On-time ROI
$950,824
Risk-adjusted ROI
$691,915
Value at risk
$258,909
Payback
12.8 years
BACHELORS
30
High Risk
On-time ROI
$852,824
Risk-adjusted ROI
$620,600
Value at risk
$232,224
Payback
14.1 years
BACHELORS
30
High Risk
On-time ROI
$834,144
Risk-adjusted ROI
$607,007
Value at risk
$227,137
Payback
14.4 years
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