MA | PUBLIC
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Salem State University looks strongest as a selective value play, with its best program landing at $1,182,961 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 13.1 years.
4-year net cost
$63,984
Estimated debt
$33,272
Early salary signal
$95,193
Graduation rate
50%
Why this score?
Strong Value is a Degreeli Value Score v1 directional read based on modeled cost ($63,984), estimated debt ($33,272), early-career salary ($95,193), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that completion or outcome confidence needs more scrutiny. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
85
Strong Value
Data Confidence
Medium
Completion ROI
$1,182,961
Salary Outlook
$95,193
Estimated Debt
$33,272
Payback
3.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
83
Strong Value
Data Confidence
Medium
Completion ROI
$1,036,608
Salary Outlook
$83,724
Estimated Debt
$33,272
Payback
4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
77
Fair Value
Data Confidence
Medium
Completion ROI
$919,260
Salary Outlook
$74,529
Estimated Debt
$33,272
Payback
4.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
75
Fair Value
Data Confidence
Medium
Completion ROI
$887,706
Salary Outlook
$72,056
Estimated Debt
$33,272
Payback
4.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
70
Fair Value
Data Confidence
Medium
Completion ROI
$777,077
Salary Outlook
$63,387
Estimated Debt
$33,272
Payback
5.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
69
Caution Zone
Data Confidence
Medium
Completion ROI
$764,804
Salary Outlook
$62,426
Estimated Debt
$33,272
Payback
5.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
64
Caution Zone
Data Confidence
Medium
Completion ROI
$690,417
Salary Outlook
$56,597
Estimated Debt
$33,272
Payback
5.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
63
Caution Zone
Data Confidence
Medium
Completion ROI
$663,133
Salary Outlook
$54,459
Estimated Debt
$33,272
Payback
6.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
63
Caution Zone
Data Confidence
Medium
Completion ROI
$662,486
Salary Outlook
$54,408
Estimated Debt
$33,272
Payback
6.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
62
Caution Zone
Data Confidence
Medium
Completion ROI
$660,595
Salary Outlook
$54,260
Estimated Debt
$33,272
Payback
6.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
62
Caution Zone
Data Confidence
Medium
Completion ROI
$659,908
Salary Outlook
$54,206
Estimated Debt
$33,272
Payback
6.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$642,927
Salary Outlook
$52,875
Estimated Debt
$33,272
Payback
6.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$640,558
Salary Outlook
$52,690
Estimated Debt
$33,272
Payback
6.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$604,106
Salary Outlook
$49,833
Estimated Debt
$33,272
Payback
6.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$588,697
Salary Outlook
$48,626
Estimated Debt
$33,272
Payback
6.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$577,927
Salary Outlook
$47,782
Estimated Debt
$33,272
Payback
7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$574,632
Salary Outlook
$47,524
Estimated Debt
$33,272
Payback
7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$565,654
Salary Outlook
$46,820
Estimated Debt
$33,272
Payback
7.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
55
High Risk
Data Confidence
Medium
Completion ROI
$563,146
Salary Outlook
$46,624
Estimated Debt
$33,272
Payback
7.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
55
High Risk
Data Confidence
Medium
Completion ROI
$559,662
Salary Outlook
$46,351
Estimated Debt
$33,272
Payback
7.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
54
High Risk
Data Confidence
Medium
Completion ROI
$551,390
Salary Outlook
$45,703
Estimated Debt
$33,272
Payback
7.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
54
High Risk
Data Confidence
Medium
Completion ROI
$550,454
Salary Outlook
$45,629
Estimated Debt
$33,272
Payback
7.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
54
High Risk
Data Confidence
Medium
Completion ROI
$543,666
Salary Outlook
$45,097
Estimated Debt
$33,272
Payback
7.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
53
High Risk
Data Confidence
Medium
Completion ROI
$530,646
Salary Outlook
$44,077
Estimated Debt
$33,272
Payback
7.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$523,668
Salary Outlook
$43,530
Estimated Debt
$33,272
Payback
7.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$518,840
Salary Outlook
$43,152
Estimated Debt
$33,272
Payback
7.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
51
High Risk
Data Confidence
Medium
Completion ROI
$512,808
Salary Outlook
$42,679
Estimated Debt
$33,272
Payback
7.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
48
High Risk
Data Confidence
Medium
Completion ROI
$481,513
Salary Outlook
$40,227
Estimated Debt
$33,272
Payback
8.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
48
High Risk
Data Confidence
Medium
Completion ROI
$479,413
Salary Outlook
$40,062
Estimated Debt
$33,272
Payback
8.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
47
High Risk
Data Confidence
Medium
Completion ROI
$469,807
Salary Outlook
$39,310
Estimated Debt
$33,272
Payback
8.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
46
High Risk
Data Confidence
Medium
Completion ROI
$468,443
Salary Outlook
$39,203
Estimated Debt
$33,272
Payback
8.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
46
High Risk
Data Confidence
Medium
Completion ROI
$461,595
Salary Outlook
$38,666
Estimated Debt
$33,272
Payback
8.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
41
High Risk
Data Confidence
Medium
Completion ROI
$421,739
Salary Outlook
$35,543
Estimated Debt
$33,272
Payback
9.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
38
High Risk
Data Confidence
Medium
Completion ROI
$402,359
Salary Outlook
$34,024
Estimated Debt
$33,272
Payback
9.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
28
High Risk
Data Confidence
Medium
Completion ROI
$291,501
Salary Outlook
$25,338
Estimated Debt
$33,272
Payback
13.1 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
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ROI Snapshot
MASTERS
85
Strong Value
On-time ROI
$2,376,856
Risk-adjusted ROI
$1,182,961
Value at risk
$1,193,895
Payback
3.5 years
MASTERS
83
Strong Value
On-time ROI
$2,082,796
Risk-adjusted ROI
$1,036,608
Value at risk
$1,046,188
Payback
4 years
BACHELORS
77
Fair Value
On-time ROI
$1,847,016
Risk-adjusted ROI
$919,260
Value at risk
$927,756
Payback
4.5 years
BACHELORS
75
Fair Value
On-time ROI
$1,783,616
Risk-adjusted ROI
$887,706
Value at risk
$895,910
Payback
4.6 years
BACHELORS
70
Fair Value
On-time ROI
$1,561,336
Risk-adjusted ROI
$777,077
Value at risk
$784,259
Payback
5.2 years
MASTERS
69
Caution Zone
On-time ROI
$1,536,676
Risk-adjusted ROI
$764,804
Value at risk
$771,872
Payback
5.3 years
MASTERS
64
Caution Zone
On-time ROI
$1,387,216
Risk-adjusted ROI
$690,417
Value at risk
$696,799
Payback
5.9 years
MASTERS
63
Caution Zone
On-time ROI
$1,332,396
Risk-adjusted ROI
$663,133
Value at risk
$669,263
Payback
6.1 years
MASTERS
63
Caution Zone
On-time ROI
$1,331,096
Risk-adjusted ROI
$662,486
Value at risk
$668,610
Payback
6.1 years
MASTERS
62
Caution Zone
On-time ROI
$1,327,296
Risk-adjusted ROI
$660,595
Value at risk
$666,701
Payback
6.1 years
MASTERS
62
Caution Zone
On-time ROI
$1,325,916
Risk-adjusted ROI
$659,908
Value at risk
$666,008
Payback
6.1 years
BACHELORS
61
Caution Zone
On-time ROI
$1,291,796
Risk-adjusted ROI
$642,927
Value at risk
$648,869
Payback
6.3 years
BACHELORS
61
Caution Zone
On-time ROI
$1,287,036
Risk-adjusted ROI
$640,558
Value at risk
$646,478
Payback
6.3 years
MASTERS
58
High Risk
On-time ROI
$1,213,796
Risk-adjusted ROI
$604,106
Value at risk
$609,690
Payback
6.7 years
MASTERS
58
High Risk
On-time ROI
$1,182,836
Risk-adjusted ROI
$588,697
Value at risk
$594,139
Payback
6.8 years
BACHELORS
56
High Risk
On-time ROI
$1,161,196
Risk-adjusted ROI
$577,927
Value at risk
$583,269
Payback
7 years
MASTERS
56
High Risk
On-time ROI
$1,154,576
Risk-adjusted ROI
$574,632
Value at risk
$579,944
Payback
7 years
BACHELORS
56
High Risk
On-time ROI
$1,136,536
Risk-adjusted ROI
$565,654
Value at risk
$570,882
Payback
7.1 years
BACHELORS
55
High Risk
On-time ROI
$1,131,496
Risk-adjusted ROI
$563,146
Value at risk
$568,350
Payback
7.1 years
BACHELORS
55
High Risk
On-time ROI
$1,124,496
Risk-adjusted ROI
$559,662
Value at risk
$564,834
Payback
7.2 years
BACHELORS
54
High Risk
On-time ROI
$1,107,876
Risk-adjusted ROI
$551,390
Value at risk
$556,486
Payback
7.3 years
BACHELORS
54
High Risk
On-time ROI
$1,105,996
Risk-adjusted ROI
$550,454
Value at risk
$555,542
Payback
7.3 years
MASTERS
54
High Risk
On-time ROI
$1,092,356
Risk-adjusted ROI
$543,666
Value at risk
$548,690
Payback
7.4 years
BACHELORS
53
High Risk
On-time ROI
$1,066,196
Risk-adjusted ROI
$530,646
Value at risk
$535,550
Payback
7.5 years
BACHELORS
52
High Risk
On-time ROI
$1,052,176
Risk-adjusted ROI
$523,668
Value at risk
$528,508
Payback
7.6 years
BACHELORS
52
High Risk
On-time ROI
$1,042,476
Risk-adjusted ROI
$518,840
Value at risk
$523,636
Payback
7.7 years
BACHELORS
51
High Risk
On-time ROI
$1,030,356
Risk-adjusted ROI
$512,808
Value at risk
$517,548
Payback
7.8 years
BACHELORS
48
High Risk
On-time ROI
$967,476
Risk-adjusted ROI
$481,513
Value at risk
$485,963
Payback
8.3 years
BACHELORS
48
High Risk
On-time ROI
$963,256
Risk-adjusted ROI
$479,413
Value at risk
$483,843
Payback
8.3 years
BACHELORS
47
High Risk
On-time ROI
$943,956
Risk-adjusted ROI
$469,807
Value at risk
$474,149
Payback
8.5 years
BACHELORS
46
High Risk
On-time ROI
$941,216
Risk-adjusted ROI
$468,443
Value at risk
$472,773
Payback
8.5 years
BACHELORS
46
High Risk
On-time ROI
$927,456
Risk-adjusted ROI
$461,595
Value at risk
$465,861
Payback
8.6 years
BACHELORS
41
High Risk
On-time ROI
$847,376
Risk-adjusted ROI
$421,739
Value at risk
$425,637
Payback
9.4 years
BACHELORS
38
High Risk
On-time ROI
$808,436
Risk-adjusted ROI
$402,359
Value at risk
$406,077
Payback
9.8 years
BACHELORS
28
High Risk
On-time ROI
$585,696
Risk-adjusted ROI
$291,501
Value at risk
$294,195
Payback
13.1 years
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