CA | FOR PROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
San Joaquin Valley College--Visalia looks strongest as a selective value play, with its best program landing at $790,474 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 22 years.
4-year net cost
$111,416
Estimated debt
$69,078
Early salary signal
$88,876
Graduation rate
36%
Why this score?
Caution Zone is a Degreeli Value Score v1 directional read based on modeled cost ($111,416), estimated debt ($69,078), early-career salary ($88,876), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that completion or outcome confidence needs more scrutiny. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Programs
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$790,474
Salary Outlook
$88,876
Estimated Debt
$69,078
Payback
6.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$635,221
Salary Outlook
$72,274
Estimated Debt
$69,078
Payback
8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
47
High Risk
Data Confidence
Medium
Completion ROI
$553,908
Salary Outlook
$63,579
Estimated Debt
$69,078
Payback
9.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
45
High Risk
Data Confidence
Medium
Completion ROI
$540,429
Salary Outlook
$62,137
Estimated Debt
$69,078
Payback
9.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
43
High Risk
Data Confidence
Medium
Completion ROI
$526,541
Salary Outlook
$60,652
Estimated Debt
$69,078
Payback
9.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
42
High Risk
Data Confidence
Medium
Completion ROI
$515,994
Salary Outlook
$59,524
Estimated Debt
$69,078
Payback
9.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
41
High Risk
Data Confidence
Medium
Completion ROI
$509,830
Salary Outlook
$58,865
Estimated Debt
$69,078
Payback
9.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
40
High Risk
Data Confidence
Medium
Completion ROI
$503,980
Salary Outlook
$58,239
Estimated Debt
$69,078
Payback
9.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
CERTIFICATE
Click to inspect salary, debt, payback, strengths, and risks.
39
High Risk
Data Confidence
Medium
Completion ROI
$491,646
Salary Outlook
$56,921
Estimated Debt
$69,078
Payback
10.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
29
High Risk
Data Confidence
Medium
Completion ROI
$409,129
Salary Outlook
$48,096
Estimated Debt
$69,078
Payback
12 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
29
High Risk
Data Confidence
Medium
Completion ROI
$408,845
Salary Outlook
$48,066
Estimated Debt
$69,078
Payback
12.1 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
CERTIFICATE
Click to inspect salary, debt, payback, strengths, and risks.
27
High Risk
Data Confidence
Medium
Completion ROI
$385,373
Salary Outlook
$45,556
Estimated Debt
$69,078
Payback
12.7 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
CERTIFICATE
Click to inspect salary, debt, payback, strengths, and risks.
25
High Risk
Data Confidence
Medium
Completion ROI
$364,869
Salary Outlook
$43,363
Estimated Debt
$69,078
Payback
13.4 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
CERTIFICATE
Click to inspect salary, debt, payback, strengths, and risks.
23
High Risk
Data Confidence
Medium
Completion ROI
$334,599
Salary Outlook
$40,126
Estimated Debt
$69,078
Payback
14.4 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
21
High Risk
Data Confidence
Medium
Completion ROI
$320,018
Salary Outlook
$38,567
Estimated Debt
$69,078
Payback
15 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
CERTIFICATE
Click to inspect salary, debt, payback, strengths, and risks.
21
High Risk
Data Confidence
Medium
Completion ROI
$315,511
Salary Outlook
$38,085
Estimated Debt
$69,078
Payback
15.2 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
19
High Risk
Data Confidence
Medium
Completion ROI
$295,963
Salary Outlook
$35,995
Estimated Debt
$69,078
Payback
16.1 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
18
High Risk
Data Confidence
Medium
Completion ROI
$281,054
Salary Outlook
$34,400
Estimated Debt
$69,078
Payback
16.8 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
15
High Risk
Data Confidence
Medium
Completion ROI
$232,447
Salary Outlook
$29,202
Estimated Debt
$69,078
Payback
19.8 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
CERTIFICATE
Click to inspect salary, debt, payback, strengths, and risks.
14
High Risk
Data Confidence
Medium
Completion ROI
$226,291
Salary Outlook
$28,544
Estimated Debt
$69,078
Payback
20.3 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
14
High Risk
Data Confidence
Medium
Completion ROI
$220,010
Salary Outlook
$27,873
Estimated Debt
$69,078
Payback
20.8 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
CERTIFICATE
Click to inspect salary, debt, payback, strengths, and risks.
13
High Risk
Data Confidence
Medium
Completion ROI
$215,780
Salary Outlook
$27,420
Estimated Debt
$69,078
Payback
21.1 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
CERTIFICATE
Click to inspect salary, debt, payback, strengths, and risks.
13
High Risk
Data Confidence
Medium
Completion ROI
$214,146
Salary Outlook
$27,245
Estimated Debt
$69,078
Payback
21.3 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
CERTIFICATE
Click to inspect salary, debt, payback, strengths, and risks.
13
High Risk
Data Confidence
Medium
Completion ROI
$210,200
Salary Outlook
$26,823
Estimated Debt
$69,078
Payback
21.6 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
13
High Risk
Data Confidence
Medium
Completion ROI
$208,355
Salary Outlook
$26,626
Estimated Debt
$69,078
Payback
21.8 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
CERTIFICATE
Click to inspect salary, debt, payback, strengths, and risks.
12
High Risk
Data Confidence
Medium
Completion ROI
$205,882
Salary Outlook
$26,362
Estimated Debt
$69,078
Payback
22 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
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ROI Snapshot
ASSOCIATE
68
Caution Zone
On-time ROI
$2,167,464
Risk-adjusted ROI
$790,474
Value at risk
$1,376,990
Payback
6.5 years
BACHELORS
56
High Risk
On-time ROI
$1,741,764
Risk-adjusted ROI
$635,221
Value at risk
$1,106,543
Payback
8 years
ASSOCIATE
47
High Risk
On-time ROI
$1,518,804
Risk-adjusted ROI
$553,908
Value at risk
$964,896
Payback
9.1 years
ASSOCIATE
45
High Risk
On-time ROI
$1,481,844
Risk-adjusted ROI
$540,429
Value at risk
$941,415
Payback
9.3 years
ASSOCIATE
43
High Risk
On-time ROI
$1,443,764
Risk-adjusted ROI
$526,541
Value at risk
$917,223
Payback
9.6 years
ASSOCIATE
42
High Risk
On-time ROI
$1,414,844
Risk-adjusted ROI
$515,994
Value at risk
$898,850
Payback
9.7 years
ASSOCIATE
41
High Risk
On-time ROI
$1,397,944
Risk-adjusted ROI
$509,830
Value at risk
$888,114
Payback
9.8 years
ASSOCIATE
40
High Risk
On-time ROI
$1,381,904
Risk-adjusted ROI
$503,980
Value at risk
$877,924
Payback
9.9 years
CERTIFICATE
39
High Risk
On-time ROI
$1,348,084
Risk-adjusted ROI
$491,646
Value at risk
$856,438
Payback
10.2 years
ASSOCIATE
29
High Risk
On-time ROI
$1,121,824
Risk-adjusted ROI
$409,129
Value at risk
$712,695
Payback
12 years
ASSOCIATE
29
High Risk
On-time ROI
$1,121,044
Risk-adjusted ROI
$408,845
Value at risk
$712,199
Payback
12.1 years
CERTIFICATE
27
High Risk
On-time ROI
$1,056,684
Risk-adjusted ROI
$385,373
Value at risk
$671,311
Payback
12.7 years
CERTIFICATE
25
High Risk
On-time ROI
$1,000,464
Risk-adjusted ROI
$364,869
Value at risk
$635,595
Payback
13.4 years
CERTIFICATE
23
High Risk
On-time ROI
$917,464
Risk-adjusted ROI
$334,599
Value at risk
$582,865
Payback
14.4 years
ASSOCIATE
21
High Risk
On-time ROI
$877,484
Risk-adjusted ROI
$320,018
Value at risk
$557,466
Payback
15 years
CERTIFICATE
21
High Risk
On-time ROI
$865,124
Risk-adjusted ROI
$315,511
Value at risk
$549,613
Payback
15.2 years
ASSOCIATE
19
High Risk
On-time ROI
$811,524
Risk-adjusted ROI
$295,963
Value at risk
$515,561
Payback
16.1 years
ASSOCIATE
18
High Risk
On-time ROI
$770,644
Risk-adjusted ROI
$281,054
Value at risk
$489,590
Payback
16.8 years
ASSOCIATE
15
High Risk
On-time ROI
$637,364
Risk-adjusted ROI
$232,447
Value at risk
$404,917
Payback
19.8 years
CERTIFICATE
14
High Risk
On-time ROI
$620,484
Risk-adjusted ROI
$226,291
Value at risk
$394,193
Payback
20.3 years
ASSOCIATE
14
High Risk
On-time ROI
$603,264
Risk-adjusted ROI
$220,010
Value at risk
$383,254
Payback
20.8 years
CERTIFICATE
13
High Risk
On-time ROI
$591,664
Risk-adjusted ROI
$215,780
Value at risk
$375,884
Payback
21.1 years
CERTIFICATE
13
High Risk
On-time ROI
$587,184
Risk-adjusted ROI
$214,146
Value at risk
$373,038
Payback
21.3 years
CERTIFICATE
13
High Risk
On-time ROI
$576,364
Risk-adjusted ROI
$210,200
Value at risk
$366,164
Payback
21.6 years
ASSOCIATE
13
High Risk
On-time ROI
$571,304
Risk-adjusted ROI
$208,355
Value at risk
$362,949
Payback
21.8 years
CERTIFICATE
12
High Risk
On-time ROI
$564,524
Risk-adjusted ROI
$205,882
Value at risk
$358,642
Payback
22 years
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