TN | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Southern Adventist University looks strongest as a selective value play, with its best program landing at $1,064,552 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 13.4 years.
4-year net cost
$97,380
Estimated debt
$60,376
Early salary signal
$87,858
Graduation rate
49%
Why this score?
Fair Value is a Degreeli Value Score v1 directional read based on modeled cost ($97,380), estimated debt ($60,376), early-career salary ($87,858), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that completion or outcome confidence needs more scrutiny. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
74
Fair Value
Data Confidence
Medium
Completion ROI
$1,064,552
Salary Outlook
$87,858
Estimated Debt
$60,376
Payback
5.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$776,964
Salary Outlook
$65,150
Estimated Debt
$60,376
Payback
7.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
51
High Risk
Data Confidence
Medium
Completion ROI
$701,555
Salary Outlook
$59,195
Estimated Debt
$60,376
Payback
8.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
36
High Risk
Data Confidence
Medium
Completion ROI
$543,547
Salary Outlook
$46,718
Estimated Debt
$60,376
Payback
10.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
31
High Risk
Data Confidence
Medium
Completion ROI
$493,011
Salary Outlook
$42,728
Estimated Debt
$60,376
Payback
11.9 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
29
High Risk
Data Confidence
Medium
Completion ROI
$472,791
Salary Outlook
$41,131
Estimated Debt
$60,376
Payback
12.3 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
28
High Risk
Data Confidence
Medium
Completion ROI
$460,779
Salary Outlook
$40,182
Estimated Debt
$60,376
Payback
12.6 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
27
High Risk
Data Confidence
Medium
Completion ROI
$446,980
Salary Outlook
$39,093
Estimated Debt
$60,376
Payback
13 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
26
High Risk
Data Confidence
Medium
Completion ROI
$429,081
Salary Outlook
$37,679
Estimated Debt
$60,376
Payback
13.4 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Verified reviews
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ROI Snapshot
MASTERS
74
Fair Value
On-time ROI
$2,155,400
Risk-adjusted ROI
$1,064,552
Value at risk
$1,090,848
Payback
5.8 years
BACHELORS
58
High Risk
On-time ROI
$1,573,120
Risk-adjusted ROI
$776,964
Value at risk
$796,156
Payback
7.8 years
ASSOCIATE
51
High Risk
On-time ROI
$1,420,440
Risk-adjusted ROI
$701,555
Value at risk
$718,885
Payback
8.6 years
BACHELORS
36
High Risk
On-time ROI
$1,100,520
Risk-adjusted ROI
$543,547
Value at risk
$556,973
Payback
10.8 years
MASTERS
31
High Risk
On-time ROI
$998,200
Risk-adjusted ROI
$493,011
Value at risk
$505,189
Payback
11.9 years
MASTERS
29
High Risk
On-time ROI
$957,260
Risk-adjusted ROI
$472,791
Value at risk
$484,469
Payback
12.3 years
BACHELORS
28
High Risk
On-time ROI
$932,940
Risk-adjusted ROI
$460,779
Value at risk
$472,161
Payback
12.6 years
BACHELORS
27
High Risk
On-time ROI
$905,000
Risk-adjusted ROI
$446,980
Value at risk
$458,020
Payback
13 years
BACHELORS
26
High Risk
On-time ROI
$868,760
Risk-adjusted ROI
$429,081
Value at risk
$439,679
Payback
13.4 years
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