KY | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Spalding University looks strongest as a selective value play, with its best program landing at $1,162,087 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 18.7 years.
4-year net cost
$101,964
Estimated debt
$63,218
Early salary signal
$91,690
Graduation rate
52%
Why this score?
Fair Value is a Degreeli Value Score v1 directional read based on modeled cost ($101,964), estimated debt ($63,218), early-career salary ($91,690), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that completion or outcome confidence needs more scrutiny. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
75
Fair Value
Data Confidence
Medium
Completion ROI
$1,162,087
Salary Outlook
$91,690
Estimated Debt
$63,218
Payback
5.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
DOCTORAL
Click to inspect salary, debt, payback, strengths, and risks.
69
Caution Zone
Data Confidence
Medium
Completion ROI
$999,657
Salary Outlook
$79,430
Estimated Debt
$63,218
Payback
6.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
DOCTORAL
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$833,394
Salary Outlook
$66,880
Estimated Debt
$63,218
Payback
7.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
51
High Risk
Data Confidence
Medium
Completion ROI
$753,192
Salary Outlook
$60,827
Estimated Debt
$63,218
Payback
8.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
41
High Risk
Data Confidence
Medium
Completion ROI
$636,262
Salary Outlook
$52,001
Estimated Debt
$63,218
Payback
10.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
39
High Risk
Data Confidence
Medium
Completion ROI
$622,001
Salary Outlook
$50,925
Estimated Debt
$63,218
Payback
10.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
38
High Risk
Data Confidence
Medium
Completion ROI
$601,716
Salary Outlook
$49,394
Estimated Debt
$63,218
Payback
10.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
36
High Risk
Data Confidence
Medium
Completion ROI
$579,529
Salary Outlook
$47,719
Estimated Debt
$63,218
Payback
11.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
36
High Risk
Data Confidence
Medium
Completion ROI
$578,681
Salary Outlook
$47,655
Estimated Debt
$63,218
Payback
11.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
35
High Risk
Data Confidence
Medium
Completion ROI
$564,885
Salary Outlook
$46,614
Estimated Debt
$63,218
Payback
11.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
34
High Risk
Data Confidence
Medium
Completion ROI
$557,166
Salary Outlook
$46,031
Estimated Debt
$63,218
Payback
11.5 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
27
High Risk
Data Confidence
Medium
Completion ROI
$467,384
Salary Outlook
$39,254
Estimated Debt
$63,218
Payback
13.5 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
22
High Risk
Data Confidence
Medium
Completion ROI
$375,763
Salary Outlook
$32,339
Estimated Debt
$63,218
Payback
16.4 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
20
High Risk
Data Confidence
Medium
Completion ROI
$323,638
Salary Outlook
$28,404
Estimated Debt
$63,218
Payback
18.7 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Total cost may be high relative to expected early-career salary.
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Verified reviews
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ROI Snapshot
MASTERS
75
Fair Value
On-time ROI
$2,249,056
Risk-adjusted ROI
$1,162,087
Value at risk
$1,086,969
Payback
5.8 years
DOCTORAL
69
Caution Zone
On-time ROI
$1,934,696
Risk-adjusted ROI
$999,657
Value at risk
$935,039
Payback
6.7 years
DOCTORAL
58
High Risk
On-time ROI
$1,612,916
Risk-adjusted ROI
$833,394
Value at risk
$779,522
Payback
7.9 years
BACHELORS
51
High Risk
On-time ROI
$1,457,696
Risk-adjusted ROI
$753,192
Value at risk
$704,504
Payback
8.7 years
MASTERS
41
High Risk
On-time ROI
$1,231,396
Risk-adjusted ROI
$636,262
Value at risk
$595,134
Payback
10.2 years
BACHELORS
39
High Risk
On-time ROI
$1,203,796
Risk-adjusted ROI
$622,001
Value at risk
$581,795
Payback
10.4 years
BACHELORS
38
High Risk
On-time ROI
$1,164,536
Risk-adjusted ROI
$601,716
Value at risk
$562,820
Payback
10.7 years
MASTERS
36
High Risk
On-time ROI
$1,121,596
Risk-adjusted ROI
$579,529
Value at risk
$542,067
Payback
11.1 years
MASTERS
36
High Risk
On-time ROI
$1,119,956
Risk-adjusted ROI
$578,681
Value at risk
$541,275
Payback
11.1 years
BACHELORS
35
High Risk
On-time ROI
$1,093,256
Risk-adjusted ROI
$564,885
Value at risk
$528,371
Payback
11.4 years
MASTERS
34
High Risk
On-time ROI
$1,078,316
Risk-adjusted ROI
$557,166
Value at risk
$521,150
Payback
11.5 years
MASTERS
27
High Risk
On-time ROI
$904,556
Risk-adjusted ROI
$467,384
Value at risk
$437,172
Payback
13.5 years
BACHELORS
22
High Risk
On-time ROI
$727,236
Risk-adjusted ROI
$375,763
Value at risk
$351,473
Payback
16.4 years
BACHELORS
20
High Risk
On-time ROI
$626,356
Risk-adjusted ROI
$323,638
Value at risk
$302,718
Payback
18.7 years
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