NY | PUBLIC
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
SUNY Oswego looks strongest as a selective value play, with its best program landing at $1,169,786 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 11.9 years.
4-year net cost
$64,944
Estimated debt
$33,771
Early salary signal
$78,115
Graduation rate
60%
Why this score?
Strong Value is a Degreeli Value Score v1 directional read based on modeled cost ($64,944), estimated debt ($33,771), early-career salary ($78,115), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that graduate review signal is limited or modeled. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
Programs
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
81
Strong Value
Data Confidence
Medium
Completion ROI
$1,169,786
Salary Outlook
$78,115
Estimated Debt
$33,771
Payback
4.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
78
Fair Value
Data Confidence
Medium
Completion ROI
$1,080,828
Salary Outlook
$72,368
Estimated Debt
$33,771
Payback
4.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
75
Fair Value
Data Confidence
Medium
Completion ROI
$1,019,116
Salary Outlook
$68,380
Estimated Debt
$33,771
Payback
4.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
75
Fair Value
Data Confidence
Medium
Completion ROI
$1,009,434
Salary Outlook
$67,755
Estimated Debt
$33,771
Payback
5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
74
Fair Value
Data Confidence
Medium
Completion ROI
$982,634
Salary Outlook
$66,023
Estimated Debt
$33,771
Payback
5.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
69
Caution Zone
Data Confidence
Medium
Completion ROI
$879,696
Salary Outlook
$59,372
Estimated Debt
$33,771
Payback
5.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$863,930
Salary Outlook
$58,353
Estimated Debt
$33,771
Payback
5.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
67
Caution Zone
Data Confidence
Medium
Completion ROI
$839,448
Salary Outlook
$56,772
Estimated Debt
$33,771
Payback
5.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
65
Caution Zone
Data Confidence
Medium
Completion ROI
$815,570
Salary Outlook
$55,229
Estimated Debt
$33,771
Payback
6.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
65
Caution Zone
Data Confidence
Medium
Completion ROI
$808,471
Salary Outlook
$54,770
Estimated Debt
$33,771
Payback
6.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
63
Caution Zone
Data Confidence
Medium
Completion ROI
$767,680
Salary Outlook
$52,134
Estimated Debt
$33,771
Payback
6.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
62
Caution Zone
Data Confidence
Medium
Completion ROI
$766,799
Salary Outlook
$52,077
Estimated Debt
$33,771
Payback
6.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
62
Caution Zone
Data Confidence
Medium
Completion ROI
$764,119
Salary Outlook
$51,904
Estimated Debt
$33,771
Payback
6.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
62
Caution Zone
Data Confidence
Medium
Completion ROI
$758,131
Salary Outlook
$51,517
Estimated Debt
$33,771
Payback
6.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$746,711
Salary Outlook
$50,780
Estimated Debt
$33,771
Payback
6.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$741,061
Salary Outlook
$50,415
Estimated Debt
$33,771
Payback
6.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$735,001
Salary Outlook
$50,023
Estimated Debt
$33,771
Payback
6.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
59
High Risk
Data Confidence
Medium
Completion ROI
$707,187
Salary Outlook
$48,226
Estimated Debt
$33,771
Payback
7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
59
High Risk
Data Confidence
Medium
Completion ROI
$703,204
Salary Outlook
$47,968
Estimated Debt
$33,771
Payback
7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$679,844
Salary Outlook
$46,459
Estimated Debt
$33,771
Payback
7.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$678,203
Salary Outlook
$46,353
Estimated Debt
$33,771
Payback
7.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$678,021
Salary Outlook
$46,341
Estimated Debt
$33,771
Payback
7.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$672,227
Salary Outlook
$45,967
Estimated Debt
$33,771
Payback
7.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$669,124
Salary Outlook
$45,767
Estimated Debt
$33,771
Payback
7.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$656,413
Salary Outlook
$44,945
Estimated Debt
$33,771
Payback
7.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
55
High Risk
Data Confidence
Medium
Completion ROI
$640,224
Salary Outlook
$43,899
Estimated Debt
$33,771
Payback
7.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$605,795
Salary Outlook
$41,675
Estimated Debt
$33,771
Payback
8.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
50
High Risk
Data Confidence
Medium
Completion ROI
$588,821
Salary Outlook
$40,578
Estimated Debt
$33,771
Payback
8.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
50
High Risk
Data Confidence
Medium
Completion ROI
$582,954
Salary Outlook
$40,199
Estimated Debt
$33,771
Payback
8.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
49
High Risk
Data Confidence
Medium
Completion ROI
$574,214
Salary Outlook
$39,634
Estimated Debt
$33,771
Payback
8.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
46
High Risk
Data Confidence
Medium
Completion ROI
$546,159
Salary Outlook
$37,821
Estimated Debt
$33,771
Payback
8.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
42
High Risk
Data Confidence
Medium
Completion ROI
$503,303
Salary Outlook
$35,052
Estimated Debt
$33,771
Payback
9.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
38
High Risk
Data Confidence
Medium
Completion ROI
$457,225
Salary Outlook
$32,075
Estimated Debt
$33,771
Payback
10.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
38
High Risk
Data Confidence
Medium
Completion ROI
$452,794
Salary Outlook
$31,789
Estimated Debt
$33,771
Payback
10.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
38
High Risk
Data Confidence
Medium
Completion ROI
$450,669
Salary Outlook
$31,652
Estimated Debt
$33,771
Payback
10.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
38
High Risk
Data Confidence
Medium
Completion ROI
$448,883
Salary Outlook
$31,536
Estimated Debt
$33,771
Payback
10.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
36
High Risk
Data Confidence
Medium
Completion ROI
$424,715
Salary Outlook
$29,975
Estimated Debt
$33,771
Payback
11.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
34
High Risk
Data Confidence
Medium
Completion ROI
$401,561
Salary Outlook
$28,479
Estimated Debt
$33,771
Payback
11.9 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Graduate review signal is limited or modeled.
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ROI Snapshot
BACHELORS
81
Strong Value
On-time ROI
$1,938,016
Risk-adjusted ROI
$1,169,786
Value at risk
$768,230
Payback
4.3 years
MASTERS
78
Fair Value
On-time ROI
$1,790,636
Risk-adjusted ROI
$1,080,828
Value at risk
$709,808
Payback
4.7 years
BACHELORS
75
Fair Value
On-time ROI
$1,688,396
Risk-adjusted ROI
$1,019,116
Value at risk
$669,280
Payback
4.9 years
BACHELORS
75
Fair Value
On-time ROI
$1,672,356
Risk-adjusted ROI
$1,009,434
Value at risk
$662,922
Payback
5 years
MASTERS
74
Fair Value
On-time ROI
$1,627,956
Risk-adjusted ROI
$982,634
Value at risk
$645,322
Payback
5.1 years
BACHELORS
69
Caution Zone
On-time ROI
$1,457,416
Risk-adjusted ROI
$879,696
Value at risk
$577,720
Payback
5.7 years
BACHELORS
68
Caution Zone
On-time ROI
$1,431,296
Risk-adjusted ROI
$863,930
Value at risk
$567,366
Payback
5.8 years
BACHELORS
67
Caution Zone
On-time ROI
$1,390,736
Risk-adjusted ROI
$839,448
Value at risk
$551,288
Payback
5.9 years
MASTERS
65
Caution Zone
On-time ROI
$1,351,176
Risk-adjusted ROI
$815,570
Value at risk
$535,606
Payback
6.1 years
BACHELORS
65
Caution Zone
On-time ROI
$1,339,416
Risk-adjusted ROI
$808,471
Value at risk
$530,945
Payback
6.2 years
MASTERS
63
Caution Zone
On-time ROI
$1,271,836
Risk-adjusted ROI
$767,680
Value at risk
$504,156
Payback
6.5 years
BACHELORS
62
Caution Zone
On-time ROI
$1,270,376
Risk-adjusted ROI
$766,799
Value at risk
$503,577
Payback
6.5 years
BACHELORS
62
Caution Zone
On-time ROI
$1,265,936
Risk-adjusted ROI
$764,119
Value at risk
$501,817
Payback
6.5 years
BACHELORS
62
Caution Zone
On-time ROI
$1,256,016
Risk-adjusted ROI
$758,131
Value at risk
$497,885
Payback
6.6 years
MASTERS
61
Caution Zone
On-time ROI
$1,237,096
Risk-adjusted ROI
$746,711
Value at risk
$490,385
Payback
6.7 years
BACHELORS
61
Caution Zone
On-time ROI
$1,227,736
Risk-adjusted ROI
$741,061
Value at risk
$486,675
Payback
6.7 years
MASTERS
61
Caution Zone
On-time ROI
$1,217,696
Risk-adjusted ROI
$735,001
Value at risk
$482,695
Payback
6.8 years
MASTERS
59
High Risk
On-time ROI
$1,171,616
Risk-adjusted ROI
$707,187
Value at risk
$464,429
Payback
7 years
MASTERS
59
High Risk
On-time ROI
$1,165,016
Risk-adjusted ROI
$703,204
Value at risk
$461,812
Payback
7 years
BACHELORS
57
High Risk
On-time ROI
$1,126,316
Risk-adjusted ROI
$679,844
Value at risk
$446,472
Payback
7.3 years
BACHELORS
57
High Risk
On-time ROI
$1,123,596
Risk-adjusted ROI
$678,203
Value at risk
$445,393
Payback
7.3 years
BACHELORS
57
High Risk
On-time ROI
$1,123,296
Risk-adjusted ROI
$678,021
Value at risk
$445,275
Payback
7.3 years
BACHELORS
57
High Risk
On-time ROI
$1,113,696
Risk-adjusted ROI
$672,227
Value at risk
$441,469
Payback
7.3 years
BACHELORS
57
High Risk
On-time ROI
$1,108,556
Risk-adjusted ROI
$669,124
Value at risk
$439,432
Payback
7.4 years
BACHELORS
56
High Risk
On-time ROI
$1,087,496
Risk-adjusted ROI
$656,413
Value at risk
$431,083
Payback
7.5 years
BACHELORS
55
High Risk
On-time ROI
$1,060,676
Risk-adjusted ROI
$640,224
Value at risk
$420,452
Payback
7.7 years
BACHELORS
52
High Risk
On-time ROI
$1,003,636
Risk-adjusted ROI
$605,795
Value at risk
$397,841
Payback
8.1 years
BACHELORS
50
High Risk
On-time ROI
$975,516
Risk-adjusted ROI
$588,821
Value at risk
$386,695
Payback
8.3 years
BACHELORS
50
High Risk
On-time ROI
$965,796
Risk-adjusted ROI
$582,954
Value at risk
$382,842
Payback
8.4 years
BACHELORS
49
High Risk
On-time ROI
$951,316
Risk-adjusted ROI
$574,214
Value at risk
$377,102
Payback
8.5 years
BACHELORS
46
High Risk
On-time ROI
$904,836
Risk-adjusted ROI
$546,159
Value at risk
$358,677
Payback
8.9 years
BACHELORS
42
High Risk
On-time ROI
$833,836
Risk-adjusted ROI
$503,303
Value at risk
$330,533
Payback
9.6 years
BACHELORS
38
High Risk
On-time ROI
$757,496
Risk-adjusted ROI
$457,225
Value at risk
$300,271
Payback
10.5 years
BACHELORS
38
High Risk
On-time ROI
$750,156
Risk-adjusted ROI
$452,794
Value at risk
$297,362
Payback
10.6 years
BACHELORS
38
High Risk
On-time ROI
$746,636
Risk-adjusted ROI
$450,669
Value at risk
$295,967
Payback
10.7 years
BACHELORS
38
High Risk
On-time ROI
$743,676
Risk-adjusted ROI
$448,883
Value at risk
$294,793
Payback
10.7 years
BACHELORS
36
High Risk
On-time ROI
$703,636
Risk-adjusted ROI
$424,715
Value at risk
$278,921
Payback
11.3 years
BACHELORS
34
High Risk
On-time ROI
$665,276
Risk-adjusted ROI
$401,561
Value at risk
$263,715
Payback
11.9 years
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