TX | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Texas Lutheran University looks strongest as a selective value play, with its best program landing at $887,526 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 11.7 years.
4-year net cost
$98,616
Estimated debt
$61,142
Early salary signal
$68,124
Graduation rate
54%
Why this score?
Caution Zone is a Degreeli Value Score v1 directional read based on modeled cost ($98,616), estimated debt ($61,142), early-career salary ($68,124), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that payback could take longer than many families expect. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$887,526
Salary Outlook
$68,124
Estimated Debt
$61,142
Payback
7.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
54
High Risk
Data Confidence
Medium
Completion ROI
$787,946
Salary Outlook
$60,912
Estimated Debt
$61,142
Payback
8.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
45
High Risk
Data Confidence
Medium
Completion ROI
$689,928
Salary Outlook
$53,813
Estimated Debt
$61,142
Payback
9.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
35
High Risk
Data Confidence
Medium
Completion ROI
$573,569
Salary Outlook
$45,386
Estimated Debt
$61,142
Payback
11.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
33
High Risk
Data Confidence
Medium
Completion ROI
$554,226
Salary Outlook
$43,985
Estimated Debt
$61,142
Payback
11.7 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Verified reviews
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ROI Snapshot
MASTERS
61
Caution Zone
On-time ROI
$1,648,144
Risk-adjusted ROI
$887,526
Value at risk
$760,618
Payback
7.5 years
BACHELORS
54
High Risk
On-time ROI
$1,463,224
Risk-adjusted ROI
$787,946
Value at risk
$675,278
Payback
8.4 years
BACHELORS
45
High Risk
On-time ROI
$1,281,204
Risk-adjusted ROI
$689,928
Value at risk
$591,276
Payback
9.5 years
BACHELORS
35
High Risk
On-time ROI
$1,065,124
Risk-adjusted ROI
$573,569
Value at risk
$491,555
Payback
11.3 years
BACHELORS
33
High Risk
On-time ROI
$1,029,204
Risk-adjusted ROI
$554,226
Value at risk
$474,978
Payback
11.7 years
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