TN | PUBLIC
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
The University of Tennessee at Martin looks strongest as a selective value play, with its best program landing at $1,023,393 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 7.8 years.
4-year net cost
$42,804
Estimated debt
$22,258
Early salary signal
$77,635
Graduation rate
53%
Why this score?
Strong Value is a Degreeli Value Score v1 directional read based on modeled cost ($42,804), estimated debt ($22,258), early-career salary ($77,635), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that completion or outcome confidence needs more scrutiny. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
84
Strong Value
Data Confidence
Medium
Completion ROI
$1,023,393
Salary Outlook
$77,635
Estimated Debt
$22,258
Payback
2.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
79
Fair Value
Data Confidence
Medium
Completion ROI
$892,159
Salary Outlook
$67,894
Estimated Debt
$22,258
Payback
3.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
76
Fair Value
Data Confidence
Medium
Completion ROI
$811,878
Salary Outlook
$61,934
Estimated Debt
$22,258
Payback
3.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
75
Fair Value
Data Confidence
Medium
Completion ROI
$787,594
Salary Outlook
$60,132
Estimated Debt
$22,258
Payback
3.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$658,849
Salary Outlook
$50,575
Estimated Debt
$22,258
Payback
4.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$643,823
Salary Outlook
$49,460
Estimated Debt
$22,258
Payback
4.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
65
Caution Zone
Data Confidence
Medium
Completion ROI
$605,458
Salary Outlook
$46,612
Estimated Debt
$22,258
Payback
4.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
65
Caution Zone
Data Confidence
Medium
Completion ROI
$599,059
Salary Outlook
$46,137
Estimated Debt
$22,258
Payback
4.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
62
Caution Zone
Data Confidence
Medium
Completion ROI
$550,743
Salary Outlook
$42,551
Estimated Debt
$22,258
Payback
5.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
60
Caution Zone
Data Confidence
Medium
Completion ROI
$524,232
Salary Outlook
$40,583
Estimated Debt
$22,258
Payback
5.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
59
High Risk
Data Confidence
Medium
Completion ROI
$503,394
Salary Outlook
$39,036
Estimated Debt
$22,258
Payback
5.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$500,988
Salary Outlook
$38,857
Estimated Debt
$22,258
Payback
5.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$498,235
Salary Outlook
$38,653
Estimated Debt
$22,258
Payback
5.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$484,574
Salary Outlook
$37,639
Estimated Debt
$22,258
Payback
5.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$481,432
Salary Outlook
$37,406
Estimated Debt
$22,258
Payback
6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$466,553
Salary Outlook
$36,301
Estimated Debt
$22,258
Payback
6.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
55
High Risk
Data Confidence
Medium
Completion ROI
$462,371
Salary Outlook
$35,991
Estimated Debt
$22,258
Payback
6.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
54
High Risk
Data Confidence
Medium
Completion ROI
$449,425
Salary Outlook
$35,030
Estimated Debt
$22,258
Payback
6.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
54
High Risk
Data Confidence
Medium
Completion ROI
$442,290
Salary Outlook
$34,500
Estimated Debt
$22,258
Payback
6.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
53
High Risk
Data Confidence
Medium
Completion ROI
$427,369
Salary Outlook
$33,393
Estimated Debt
$22,258
Payback
6.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
53
High Risk
Data Confidence
Medium
Completion ROI
$423,901
Salary Outlook
$33,135
Estimated Debt
$22,258
Payback
6.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$406,889
Salary Outlook
$31,872
Estimated Debt
$22,258
Payback
7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$396,927
Salary Outlook
$31,133
Estimated Debt
$22,258
Payback
7.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
50
High Risk
Data Confidence
Medium
Completion ROI
$376,079
Salary Outlook
$29,585
Estimated Debt
$22,258
Payback
7.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
49
High Risk
Data Confidence
Medium
Completion ROI
$361,126
Salary Outlook
$28,475
Estimated Debt
$22,258
Payback
7.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Verified reviews
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ROI Snapshot
MASTERS
84
Strong Value
On-time ROI
$1,947,836
Risk-adjusted ROI
$1,023,393
Value at risk
$924,443
Payback
2.9 years
BACHELORS
79
Fair Value
On-time ROI
$1,698,056
Risk-adjusted ROI
$892,159
Value at risk
$805,897
Payback
3.3 years
BACHELORS
76
Fair Value
On-time ROI
$1,545,256
Risk-adjusted ROI
$811,878
Value at risk
$733,378
Payback
3.6 years
BACHELORS
75
Fair Value
On-time ROI
$1,499,036
Risk-adjusted ROI
$787,594
Value at risk
$711,442
Payback
3.7 years
BACHELORS
68
Caution Zone
On-time ROI
$1,253,996
Risk-adjusted ROI
$658,849
Value at risk
$595,147
Payback
4.4 years
BACHELORS
68
Caution Zone
On-time ROI
$1,225,396
Risk-adjusted ROI
$643,823
Value at risk
$581,573
Payback
4.5 years
MASTERS
65
Caution Zone
On-time ROI
$1,152,376
Risk-adjusted ROI
$605,458
Value at risk
$546,918
Payback
4.8 years
BACHELORS
65
Caution Zone
On-time ROI
$1,140,196
Risk-adjusted ROI
$599,059
Value at risk
$541,137
Payback
4.8 years
BACHELORS
62
Caution Zone
On-time ROI
$1,048,236
Risk-adjusted ROI
$550,743
Value at risk
$497,493
Payback
5.2 years
BACHELORS
60
Caution Zone
On-time ROI
$997,776
Risk-adjusted ROI
$524,232
Value at risk
$473,544
Payback
5.5 years
MASTERS
59
High Risk
On-time ROI
$958,116
Risk-adjusted ROI
$503,394
Value at risk
$454,722
Payback
5.7 years
BACHELORS
58
High Risk
On-time ROI
$953,536
Risk-adjusted ROI
$500,988
Value at risk
$452,548
Payback
5.7 years
BACHELORS
58
High Risk
On-time ROI
$948,296
Risk-adjusted ROI
$498,235
Value at risk
$450,061
Payback
5.8 years
BACHELORS
57
High Risk
On-time ROI
$922,296
Risk-adjusted ROI
$484,574
Value at risk
$437,722
Payback
5.9 years
BACHELORS
57
High Risk
On-time ROI
$916,316
Risk-adjusted ROI
$481,432
Value at risk
$434,884
Payback
6 years
BACHELORS
56
High Risk
On-time ROI
$887,996
Risk-adjusted ROI
$466,553
Value at risk
$421,443
Payback
6.1 years
BACHELORS
55
High Risk
On-time ROI
$880,036
Risk-adjusted ROI
$462,371
Value at risk
$417,665
Payback
6.2 years
BACHELORS
54
High Risk
On-time ROI
$855,396
Risk-adjusted ROI
$449,425
Value at risk
$405,971
Payback
6.4 years
BACHELORS
54
High Risk
On-time ROI
$841,816
Risk-adjusted ROI
$442,290
Value at risk
$399,526
Payback
6.5 years
BACHELORS
53
High Risk
On-time ROI
$813,416
Risk-adjusted ROI
$427,369
Value at risk
$386,047
Payback
6.7 years
BACHELORS
53
High Risk
On-time ROI
$806,816
Risk-adjusted ROI
$423,901
Value at risk
$382,915
Payback
6.7 years
BACHELORS
52
High Risk
On-time ROI
$774,436
Risk-adjusted ROI
$406,889
Value at risk
$367,547
Payback
7 years
BACHELORS
52
High Risk
On-time ROI
$755,476
Risk-adjusted ROI
$396,927
Value at risk
$358,549
Payback
7.1 years
BACHELORS
50
High Risk
On-time ROI
$715,796
Risk-adjusted ROI
$376,079
Value at risk
$339,717
Payback
7.5 years
BACHELORS
49
High Risk
On-time ROI
$687,336
Risk-adjusted ROI
$361,126
Value at risk
$326,210
Payback
7.8 years
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