ME | PUBLIC
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
University of Southern Maine looks strongest as a selective value play, with its best program landing at $937,644 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 11 years.
4-year net cost
$54,384
Estimated debt
$28,280
Early salary signal
$92,748
Graduation rate
40%
Why this score?
Strong Value is a Degreeli Value Score v1 directional read based on modeled cost ($54,384), estimated debt ($28,280), early-career salary ($92,748), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that completion or outcome confidence needs more scrutiny. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
84
Strong Value
Data Confidence
Medium
Completion ROI
$937,644
Salary Outlook
$92,748
Estimated Debt
$28,280
Payback
3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
77
Fair Value
Data Confidence
Medium
Completion ROI
$742,455
Salary Outlook
$73,882
Estimated Debt
$28,280
Payback
3.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
74
Fair Value
Data Confidence
Medium
Completion ROI
$692,372
Salary Outlook
$69,042
Estimated Debt
$28,280
Payback
4.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
74
Fair Value
Data Confidence
Medium
Completion ROI
$691,476
Salary Outlook
$68,955
Estimated Debt
$28,280
Payback
4.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
PROFESSIONAL
Click to inspect salary, debt, payback, strengths, and risks.
72
Fair Value
Data Confidence
Medium
Completion ROI
$655,226
Salary Outlook
$65,451
Estimated Debt
$28,280
Payback
4.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
69
Caution Zone
Data Confidence
Medium
Completion ROI
$618,427
Salary Outlook
$61,895
Estimated Debt
$28,280
Payback
4.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$605,369
Salary Outlook
$60,633
Estimated Debt
$28,280
Payback
4.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
67
Caution Zone
Data Confidence
Medium
Completion ROI
$587,059
Salary Outlook
$58,863
Estimated Debt
$28,280
Payback
4.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Projected payback timeline is comparatively short.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
66
Caution Zone
Data Confidence
Medium
Completion ROI
$567,715
Salary Outlook
$56,993
Estimated Debt
$28,280
Payback
5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
65
Caution Zone
Data Confidence
Medium
Completion ROI
$558,652
Salary Outlook
$56,117
Estimated Debt
$28,280
Payback
5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
63
Caution Zone
Data Confidence
Medium
Completion ROI
$523,394
Salary Outlook
$52,709
Estimated Debt
$28,280
Payback
5.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
62
Caution Zone
Data Confidence
Medium
Completion ROI
$514,461
Salary Outlook
$51,846
Estimated Debt
$28,280
Payback
5.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$509,353
Salary Outlook
$51,352
Estimated Debt
$28,280
Payback
5.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$504,462
Salary Outlook
$50,879
Estimated Debt
$28,280
Payback
5.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
59
High Risk
Data Confidence
Medium
Completion ROI
$485,756
Salary Outlook
$49,071
Estimated Debt
$28,280
Payback
5.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$467,623
Salary Outlook
$47,319
Estimated Debt
$28,280
Payback
6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$462,950
Salary Outlook
$46,867
Estimated Debt
$28,280
Payback
6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$456,365
Salary Outlook
$46,231
Estimated Debt
$28,280
Payback
6.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$447,440
Salary Outlook
$45,368
Estimated Debt
$28,280
Payback
6.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$446,592
Salary Outlook
$45,286
Estimated Debt
$28,280
Payback
6.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$445,858
Salary Outlook
$45,215
Estimated Debt
$28,280
Payback
6.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
56
High Risk
Data Confidence
Medium
Completion ROI
$444,421
Salary Outlook
$45,076
Estimated Debt
$28,280
Payback
6.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
55
High Risk
Data Confidence
Medium
Completion ROI
$433,930
Salary Outlook
$44,062
Estimated Debt
$28,280
Payback
6.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
54
High Risk
Data Confidence
Medium
Completion ROI
$425,417
Salary Outlook
$43,239
Estimated Debt
$28,280
Payback
6.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
53
High Risk
Data Confidence
Medium
Completion ROI
$410,180
Salary Outlook
$41,767
Estimated Debt
$28,280
Payback
6.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$406,032
Salary Outlook
$41,366
Estimated Debt
$28,280
Payback
6.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$404,983
Salary Outlook
$41,264
Estimated Debt
$28,280
Payback
6.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$400,295
Salary Outlook
$40,811
Estimated Debt
$28,280
Payback
6.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
49
High Risk
Data Confidence
Medium
Completion ROI
$372,752
Salary Outlook
$38,149
Estimated Debt
$28,280
Payback
7.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
48
High Risk
Data Confidence
Medium
Completion ROI
$363,382
Salary Outlook
$37,243
Estimated Debt
$28,280
Payback
7.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
45
High Risk
Data Confidence
Medium
Completion ROI
$345,475
Salary Outlook
$35,513
Estimated Debt
$28,280
Payback
8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
45
High Risk
Data Confidence
Medium
Completion ROI
$345,427
Salary Outlook
$35,508
Estimated Debt
$28,280
Payback
8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
44
High Risk
Data Confidence
Medium
Completion ROI
$331,708
Salary Outlook
$34,182
Estimated Debt
$28,280
Payback
8.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
43
High Risk
Data Confidence
Medium
Completion ROI
$329,214
Salary Outlook
$33,941
Estimated Debt
$28,280
Payback
8.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
43
High Risk
Data Confidence
Medium
Completion ROI
$323,275
Salary Outlook
$33,367
Estimated Debt
$28,280
Payback
8.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
32
High Risk
Data Confidence
Medium
Completion ROI
$244,406
Salary Outlook
$25,744
Estimated Debt
$28,280
Payback
11 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Verified reviews
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ROI Snapshot
MASTERS
84
Strong Value
On-time ROI
$2,323,776
Risk-adjusted ROI
$937,644
Value at risk
$1,386,132
Payback
3 years
MASTERS
77
Fair Value
On-time ROI
$1,840,036
Risk-adjusted ROI
$742,455
Value at risk
$1,097,581
Payback
3.8 years
BACHELORS
74
Fair Value
On-time ROI
$1,715,916
Risk-adjusted ROI
$692,372
Value at risk
$1,023,544
Payback
4.1 years
MASTERS
74
Fair Value
On-time ROI
$1,713,696
Risk-adjusted ROI
$691,476
Value at risk
$1,022,220
Payback
4.1 years
PROFESSIONAL
72
Fair Value
On-time ROI
$1,623,856
Risk-adjusted ROI
$655,226
Value at risk
$968,630
Payback
4.3 years
BACHELORS
69
Caution Zone
On-time ROI
$1,532,656
Risk-adjusted ROI
$618,427
Value at risk
$914,229
Payback
4.6 years
BACHELORS
68
Caution Zone
On-time ROI
$1,500,296
Risk-adjusted ROI
$605,369
Value at risk
$894,927
Payback
4.7 years
BACHELORS
67
Caution Zone
On-time ROI
$1,454,916
Risk-adjusted ROI
$587,059
Value at risk
$867,857
Payback
4.8 years
BACHELORS
66
Caution Zone
On-time ROI
$1,406,976
Risk-adjusted ROI
$567,715
Value at risk
$839,261
Payback
5 years
BACHELORS
65
Caution Zone
On-time ROI
$1,384,516
Risk-adjusted ROI
$558,652
Value at risk
$825,864
Payback
5 years
MASTERS
63
Caution Zone
On-time ROI
$1,297,136
Risk-adjusted ROI
$523,394
Value at risk
$773,742
Payback
5.4 years
MASTERS
62
Caution Zone
On-time ROI
$1,274,996
Risk-adjusted ROI
$514,461
Value at risk
$760,535
Payback
5.5 years
BACHELORS
61
Caution Zone
On-time ROI
$1,262,336
Risk-adjusted ROI
$509,353
Value at risk
$752,983
Payback
5.5 years
BACHELORS
61
Caution Zone
On-time ROI
$1,250,216
Risk-adjusted ROI
$504,462
Value at risk
$745,754
Payback
5.6 years
MASTERS
59
High Risk
On-time ROI
$1,203,856
Risk-adjusted ROI
$485,756
Value at risk
$718,100
Payback
5.8 years
BACHELORS
58
High Risk
On-time ROI
$1,158,916
Risk-adjusted ROI
$467,623
Value at risk
$691,293
Payback
6 years
BACHELORS
58
High Risk
On-time ROI
$1,147,336
Risk-adjusted ROI
$462,950
Value at risk
$684,386
Payback
6 years
BACHELORS
57
High Risk
On-time ROI
$1,131,016
Risk-adjusted ROI
$456,365
Value at risk
$674,651
Payback
6.1 years
BACHELORS
56
High Risk
On-time ROI
$1,108,896
Risk-adjusted ROI
$447,440
Value at risk
$661,456
Payback
6.2 years
MASTERS
56
High Risk
On-time ROI
$1,106,796
Risk-adjusted ROI
$446,592
Value at risk
$660,204
Payback
6.2 years
BACHELORS
56
High Risk
On-time ROI
$1,104,976
Risk-adjusted ROI
$445,858
Value at risk
$659,118
Payback
6.3 years
BACHELORS
56
High Risk
On-time ROI
$1,101,416
Risk-adjusted ROI
$444,421
Value at risk
$656,995
Payback
6.3 years
MASTERS
55
High Risk
On-time ROI
$1,075,416
Risk-adjusted ROI
$433,930
Value at risk
$641,486
Payback
6.4 years
BACHELORS
54
High Risk
On-time ROI
$1,054,316
Risk-adjusted ROI
$425,417
Value at risk
$628,899
Payback
6.5 years
MASTERS
53
High Risk
On-time ROI
$1,016,556
Risk-adjusted ROI
$410,180
Value at risk
$606,376
Payback
6.8 years
BACHELORS
52
High Risk
On-time ROI
$1,006,276
Risk-adjusted ROI
$406,032
Value at risk
$600,244
Payback
6.8 years
BACHELORS
52
High Risk
On-time ROI
$1,003,676
Risk-adjusted ROI
$404,983
Value at risk
$598,693
Payback
6.9 years
MASTERS
52
High Risk
On-time ROI
$992,056
Risk-adjusted ROI
$400,295
Value at risk
$591,761
Payback
6.9 years
BACHELORS
49
High Risk
On-time ROI
$923,796
Risk-adjusted ROI
$372,752
Value at risk
$551,044
Payback
7.4 years
BACHELORS
48
High Risk
On-time ROI
$900,576
Risk-adjusted ROI
$363,382
Value at risk
$537,194
Payback
7.6 years
BACHELORS
45
High Risk
On-time ROI
$856,196
Risk-adjusted ROI
$345,475
Value at risk
$510,721
Payback
8 years
BACHELORS
45
High Risk
On-time ROI
$856,076
Risk-adjusted ROI
$345,427
Value at risk
$510,649
Payback
8 years
BACHELORS
44
High Risk
On-time ROI
$822,076
Risk-adjusted ROI
$331,708
Value at risk
$490,368
Payback
8.3 years
BACHELORS
43
High Risk
On-time ROI
$815,896
Risk-adjusted ROI
$329,214
Value at risk
$486,682
Payback
8.3 years
BACHELORS
43
High Risk
On-time ROI
$801,176
Risk-adjusted ROI
$323,275
Value at risk
$477,901
Payback
8.5 years
BACHELORS
32
High Risk
On-time ROI
$605,716
Risk-adjusted ROI
$244,406
Value at risk
$361,310
Payback
11 years
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