TX | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
University of the Incarnate Word looks strongest as a selective value play, with its best program landing at $1,390,123 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 16.7 years.
4-year net cost
$91,100
Estimated debt
$56,482
Early salary signal
$109,898
Graduation rate
51%
Why this score?
Strong Value is a Degreeli Value Score v1 directional read based on modeled cost ($91,100), estimated debt ($56,482), early-career salary ($109,898), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that completion or outcome confidence needs more scrutiny. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Programs
PROFESSIONAL
Click to inspect salary, debt, payback, strengths, and risks.
81
Strong Value
Data Confidence
Medium
Completion ROI
$1,390,123
Salary Outlook
$109,898
Estimated Debt
$56,482
Payback
4.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
PROFESSIONAL
Click to inspect salary, debt, payback, strengths, and risks.
80
Strong Value
Data Confidence
Medium
Completion ROI
$1,316,191
Salary Outlook
$104,242
Estimated Debt
$56,482
Payback
4.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
PROFESSIONAL
Click to inspect salary, debt, payback, strengths, and risks.
80
Strong Value
Data Confidence
Medium
Completion ROI
$1,314,703
Salary Outlook
$104,128
Estimated Debt
$56,482
Payback
4.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
DOCTORAL
Click to inspect salary, debt, payback, strengths, and risks.
68
Caution Zone
Data Confidence
Medium
Completion ROI
$927,102
Salary Outlook
$74,477
Estimated Debt
$56,482
Payback
6.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
64
Caution Zone
Data Confidence
Medium
Completion ROI
$860,950
Salary Outlook
$69,416
Estimated Debt
$56,482
Payback
6.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
PROFESSIONAL
Click to inspect salary, debt, payback, strengths, and risks.
62
Caution Zone
Data Confidence
Medium
Completion ROI
$841,537
Salary Outlook
$67,931
Estimated Debt
$56,482
Payback
7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$812,937
Salary Outlook
$65,743
Estimated Debt
$56,482
Payback
7.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
60
Caution Zone
Data Confidence
Medium
Completion ROI
$804,383
Salary Outlook
$65,089
Estimated Debt
$56,482
Payback
7.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
59
High Risk
Data Confidence
Medium
Completion ROI
$793,290
Salary Outlook
$64,240
Estimated Debt
$56,482
Payback
7.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$776,874
Salary Outlook
$62,984
Estimated Debt
$56,482
Payback
7.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
51
High Risk
Data Confidence
Medium
Completion ROI
$688,291
Salary Outlook
$56,208
Estimated Debt
$56,482
Payback
8.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
44
High Risk
Data Confidence
Medium
Completion ROI
$620,427
Salary Outlook
$51,016
Estimated Debt
$56,482
Payback
9.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
44
High Risk
Data Confidence
Medium
Completion ROI
$613,157
Salary Outlook
$50,460
Estimated Debt
$56,482
Payback
9.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
42
High Risk
Data Confidence
Medium
Completion ROI
$600,748
Salary Outlook
$49,511
Estimated Debt
$56,482
Payback
9.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
41
High Risk
Data Confidence
Medium
Completion ROI
$590,746
Salary Outlook
$48,745
Estimated Debt
$56,482
Payback
9.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
41
High Risk
Data Confidence
Medium
Completion ROI
$586,566
Salary Outlook
$48,426
Estimated Debt
$56,482
Payback
9.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
39
High Risk
Data Confidence
Medium
Completion ROI
$573,872
Salary Outlook
$47,454
Estimated Debt
$56,482
Payback
10 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
37
High Risk
Data Confidence
Medium
Completion ROI
$545,527
Salary Outlook
$45,286
Estimated Debt
$56,482
Payback
10.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
34
High Risk
Data Confidence
Medium
Completion ROI
$517,467
Salary Outlook
$43,139
Estimated Debt
$56,482
Payback
11 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
33
High Risk
Data Confidence
Medium
Completion ROI
$505,130
Salary Outlook
$42,196
Estimated Debt
$56,482
Payback
11.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
33
High Risk
Data Confidence
Medium
Completion ROI
$499,818
Salary Outlook
$41,789
Estimated Debt
$56,482
Payback
11.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
32
High Risk
Data Confidence
Medium
Completion ROI
$493,364
Salary Outlook
$41,296
Estimated Debt
$56,482
Payback
11.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
31
High Risk
Data Confidence
Medium
Completion ROI
$478,345
Salary Outlook
$40,147
Estimated Debt
$56,482
Payback
11.8 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
30
High Risk
Data Confidence
Medium
Completion ROI
$472,238
Salary Outlook
$39,679
Estimated Debt
$56,482
Payback
11.9 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
30
High Risk
Data Confidence
Medium
Completion ROI
$468,690
Salary Outlook
$39,408
Estimated Debt
$56,482
Payback
12 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
29
High Risk
Data Confidence
Medium
Completion ROI
$467,323
Salary Outlook
$39,303
Estimated Debt
$56,482
Payback
12.1 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
27
High Risk
Data Confidence
Medium
Completion ROI
$447,778
Salary Outlook
$37,808
Estimated Debt
$56,482
Payback
12.5 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
26
High Risk
Data Confidence
Medium
Completion ROI
$419,351
Salary Outlook
$35,634
Estimated Debt
$56,482
Payback
13.3 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
24
High Risk
Data Confidence
Medium
Completion ROI
$397,328
Salary Outlook
$33,949
Estimated Debt
$56,482
Payback
14 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
24
High Risk
Data Confidence
Medium
Completion ROI
$378,934
Salary Outlook
$32,542
Estimated Debt
$56,482
Payback
14.6 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
23
High Risk
Data Confidence
Medium
Completion ROI
$357,931
Salary Outlook
$30,935
Estimated Debt
$56,482
Payback
15.3 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
22
High Risk
Data Confidence
Medium
Completion ROI
$325,171
Salary Outlook
$28,429
Estimated Debt
$56,482
Payback
16.7 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
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ROI Snapshot
PROFESSIONAL
81
Strong Value
On-time ROI
$2,726,800
Risk-adjusted ROI
$1,390,123
Value at risk
$1,336,677
Payback
4.3 years
PROFESSIONAL
80
Strong Value
On-time ROI
$2,581,780
Risk-adjusted ROI
$1,316,191
Value at risk
$1,265,589
Payback
4.5 years
PROFESSIONAL
80
Strong Value
On-time ROI
$2,578,860
Risk-adjusted ROI
$1,314,703
Value at risk
$1,264,157
Payback
4.5 years
DOCTORAL
68
Caution Zone
On-time ROI
$1,818,560
Risk-adjusted ROI
$927,102
Value at risk
$891,458
Payback
6.4 years
MASTERS
64
Caution Zone
On-time ROI
$1,688,800
Risk-adjusted ROI
$860,950
Value at risk
$827,850
Payback
6.8 years
PROFESSIONAL
62
Caution Zone
On-time ROI
$1,650,720
Risk-adjusted ROI
$841,537
Value at risk
$809,183
Payback
7 years
BACHELORS
61
Caution Zone
On-time ROI
$1,594,620
Risk-adjusted ROI
$812,937
Value at risk
$781,683
Payback
7.2 years
MASTERS
60
Caution Zone
On-time ROI
$1,577,840
Risk-adjusted ROI
$804,383
Value at risk
$773,457
Payback
7.3 years
MASTERS
59
High Risk
On-time ROI
$1,556,080
Risk-adjusted ROI
$793,290
Value at risk
$762,790
Payback
7.4 years
MASTERS
58
High Risk
On-time ROI
$1,523,880
Risk-adjusted ROI
$776,874
Value at risk
$747,006
Payback
7.5 years
BACHELORS
51
High Risk
On-time ROI
$1,350,120
Risk-adjusted ROI
$688,291
Value at risk
$661,829
Payback
8.4 years
BACHELORS
44
High Risk
On-time ROI
$1,217,000
Risk-adjusted ROI
$620,427
Value at risk
$596,573
Payback
9.3 years
BACHELORS
44
High Risk
On-time ROI
$1,202,740
Risk-adjusted ROI
$613,157
Value at risk
$589,583
Payback
9.4 years
BACHELORS
42
High Risk
On-time ROI
$1,178,400
Risk-adjusted ROI
$600,748
Value at risk
$577,652
Payback
9.6 years
MASTERS
41
High Risk
On-time ROI
$1,158,780
Risk-adjusted ROI
$590,746
Value at risk
$568,034
Payback
9.7 years
BACHELORS
41
High Risk
On-time ROI
$1,150,580
Risk-adjusted ROI
$586,566
Value at risk
$564,014
Payback
9.8 years
BACHELORS
39
High Risk
On-time ROI
$1,125,680
Risk-adjusted ROI
$573,872
Value at risk
$551,808
Payback
10 years
BACHELORS
37
High Risk
On-time ROI
$1,070,080
Risk-adjusted ROI
$545,527
Value at risk
$524,553
Payback
10.5 years
ASSOCIATE
34
High Risk
On-time ROI
$1,015,040
Risk-adjusted ROI
$517,467
Value at risk
$497,573
Payback
11 years
BACHELORS
33
High Risk
On-time ROI
$990,840
Risk-adjusted ROI
$505,130
Value at risk
$485,710
Payback
11.2 years
BACHELORS
33
High Risk
On-time ROI
$980,420
Risk-adjusted ROI
$499,818
Value at risk
$480,602
Payback
11.3 years
MASTERS
32
High Risk
On-time ROI
$967,760
Risk-adjusted ROI
$493,364
Value at risk
$474,396
Payback
11.5 years
BACHELORS
31
High Risk
On-time ROI
$938,300
Risk-adjusted ROI
$478,345
Value at risk
$459,955
Payback
11.8 years
BACHELORS
30
High Risk
On-time ROI
$926,320
Risk-adjusted ROI
$472,238
Value at risk
$454,082
Payback
11.9 years
MASTERS
30
High Risk
On-time ROI
$919,360
Risk-adjusted ROI
$468,690
Value at risk
$450,670
Payback
12 years
BACHELORS
29
High Risk
On-time ROI
$916,680
Risk-adjusted ROI
$467,323
Value at risk
$449,357
Payback
12.1 years
BACHELORS
27
High Risk
On-time ROI
$878,340
Risk-adjusted ROI
$447,778
Value at risk
$430,562
Payback
12.5 years
BACHELORS
26
High Risk
On-time ROI
$822,580
Risk-adjusted ROI
$419,351
Value at risk
$403,229
Payback
13.3 years
BACHELORS
24
High Risk
On-time ROI
$779,380
Risk-adjusted ROI
$397,328
Value at risk
$382,052
Payback
14 years
BACHELORS
24
High Risk
On-time ROI
$743,300
Risk-adjusted ROI
$378,934
Value at risk
$364,366
Payback
14.6 years
BACHELORS
23
High Risk
On-time ROI
$702,100
Risk-adjusted ROI
$357,931
Value at risk
$344,169
Payback
15.3 years
BACHELORS
22
High Risk
On-time ROI
$637,840
Risk-adjusted ROI
$325,171
Value at risk
$312,669
Payback
16.7 years
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