IA | PRIVATE NONPROFIT
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
Upper Iowa University looks strongest as a selective value play, with its best program landing at $608,919 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 13.6 years.
4-year net cost
$83,768
Estimated debt
$51,936
Early salary signal
$73,340
Graduation rate
34%
Why this score?
Caution Zone is a Degreeli Value Score v1 directional read based on modeled cost ($83,768), estimated debt ($51,936), early-career salary ($73,340), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that completion or outcome confidence needs more scrutiny. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
65
Caution Zone
Data Confidence
Medium
Completion ROI
$608,919
Salary Outlook
$73,340
Estimated Debt
$51,936
Payback
5.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
59
High Risk
Data Confidence
Medium
Completion ROI
$533,094
Salary Outlook
$64,614
Estimated Debt
$51,936
Payback
6.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
57
High Risk
Data Confidence
Medium
Completion ROI
$515,979
Salary Outlook
$62,645
Estimated Debt
$51,936
Payback
7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
54
High Risk
Data Confidence
Medium
Completion ROI
$489,077
Salary Outlook
$59,549
Estimated Debt
$51,936
Payback
7.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
50
High Risk
Data Confidence
Medium
Completion ROI
$452,334
Salary Outlook
$55,321
Estimated Debt
$51,936
Payback
7.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
50
High Risk
Data Confidence
Medium
Completion ROI
$448,606
Salary Outlook
$54,892
Estimated Debt
$51,936
Payback
7.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
49
High Risk
Data Confidence
Medium
Completion ROI
$445,976
Salary Outlook
$54,589
Estimated Debt
$51,936
Payback
8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
46
High Risk
Data Confidence
Medium
Completion ROI
$425,269
Salary Outlook
$52,206
Estimated Debt
$51,936
Payback
8.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
45
High Risk
Data Confidence
Medium
Completion ROI
$417,997
Salary Outlook
$51,369
Estimated Debt
$51,936
Payback
8.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
44
High Risk
Data Confidence
Medium
Completion ROI
$410,188
Salary Outlook
$50,471
Estimated Debt
$51,936
Payback
8.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
43
High Risk
Data Confidence
Medium
Completion ROI
$406,149
Salary Outlook
$50,006
Estimated Debt
$51,936
Payback
8.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
43
High Risk
Data Confidence
Medium
Completion ROI
$403,614
Salary Outlook
$49,714
Estimated Debt
$51,936
Payback
8.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
43
High Risk
Data Confidence
Medium
Completion ROI
$402,997
Salary Outlook
$49,643
Estimated Debt
$51,936
Payback
8.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
41
High Risk
Data Confidence
Medium
Completion ROI
$388,634
Salary Outlook
$47,990
Estimated Debt
$51,936
Payback
9.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
37
High Risk
Data Confidence
Medium
Completion ROI
$368,517
Salary Outlook
$45,675
Estimated Debt
$51,936
Payback
9.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
36
High Risk
Data Confidence
Medium
Completion ROI
$360,872
Salary Outlook
$44,795
Estimated Debt
$51,936
Payback
9.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
35
High Risk
Data Confidence
Medium
Completion ROI
$359,292
Salary Outlook
$44,614
Estimated Debt
$51,936
Payback
9.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
35
High Risk
Data Confidence
Medium
Completion ROI
$356,378
Salary Outlook
$44,278
Estimated Debt
$51,936
Payback
9.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
35
High Risk
Data Confidence
Medium
Completion ROI
$354,643
Salary Outlook
$44,079
Estimated Debt
$51,936
Payback
9.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
33
High Risk
Data Confidence
Medium
Completion ROI
$343,439
Salary Outlook
$42,789
Estimated Debt
$51,936
Payback
10.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
ASSOCIATE
Click to inspect salary, debt, payback, strengths, and risks.
31
High Risk
Data Confidence
Medium
Completion ROI
$326,250
Salary Outlook
$40,811
Estimated Debt
$51,936
Payback
10.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
29
High Risk
Data Confidence
Medium
Completion ROI
$316,455
Salary Outlook
$39,684
Estimated Debt
$51,936
Payback
11 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
27
High Risk
Data Confidence
Medium
Completion ROI
$304,397
Salary Outlook
$38,296
Estimated Debt
$51,936
Payback
11.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
27
High Risk
Data Confidence
Medium
Completion ROI
$303,747
Salary Outlook
$38,222
Estimated Debt
$51,936
Payback
11.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
27
High Risk
Data Confidence
Medium
Completion ROI
$300,080
Salary Outlook
$37,800
Estimated Debt
$51,936
Payback
11.5 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
26
High Risk
Data Confidence
Medium
Completion ROI
$295,532
Salary Outlook
$37,276
Estimated Debt
$51,936
Payback
11.7 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
24
High Risk
Data Confidence
Medium
Completion ROI
$283,026
Salary Outlook
$35,837
Estimated Debt
$51,936
Payback
12.2 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
21
High Risk
Data Confidence
Medium
Completion ROI
$254,694
Salary Outlook
$32,577
Estimated Debt
$51,936
Payback
13.4 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
21
High Risk
Data Confidence
Medium
Completion ROI
$250,248
Salary Outlook
$32,065
Estimated Debt
$51,936
Payback
13.6 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Verified reviews
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ROI Snapshot
MASTERS
65
Caution Zone
On-time ROI
$1,796,752
Risk-adjusted ROI
$608,919
Value at risk
$1,187,833
Payback
5.9 years
MASTERS
59
High Risk
On-time ROI
$1,573,012
Risk-adjusted ROI
$533,094
Value at risk
$1,039,918
Payback
6.7 years
MASTERS
57
High Risk
On-time ROI
$1,522,512
Risk-adjusted ROI
$515,979
Value at risk
$1,006,533
Payback
7 years
BACHELORS
54
High Risk
On-time ROI
$1,443,132
Risk-adjusted ROI
$489,077
Value at risk
$954,055
Payback
7.3 years
MASTERS
50
High Risk
On-time ROI
$1,334,712
Risk-adjusted ROI
$452,334
Value at risk
$882,378
Payback
7.9 years
BACHELORS
50
High Risk
On-time ROI
$1,323,712
Risk-adjusted ROI
$448,606
Value at risk
$875,106
Payback
7.9 years
MASTERS
49
High Risk
On-time ROI
$1,315,952
Risk-adjusted ROI
$445,976
Value at risk
$869,976
Payback
8 years
BACHELORS
46
High Risk
On-time ROI
$1,254,852
Risk-adjusted ROI
$425,269
Value at risk
$829,583
Payback
8.3 years
BACHELORS
45
High Risk
On-time ROI
$1,233,392
Risk-adjusted ROI
$417,997
Value at risk
$815,395
Payback
8.5 years
BACHELORS
44
High Risk
On-time ROI
$1,210,352
Risk-adjusted ROI
$410,188
Value at risk
$800,164
Payback
8.6 years
BACHELORS
43
High Risk
On-time ROI
$1,198,432
Risk-adjusted ROI
$406,149
Value at risk
$792,283
Payback
8.7 years
BACHELORS
43
High Risk
On-time ROI
$1,190,952
Risk-adjusted ROI
$403,614
Value at risk
$787,338
Payback
8.8 years
BACHELORS
43
High Risk
On-time ROI
$1,189,132
Risk-adjusted ROI
$402,997
Value at risk
$786,135
Payback
8.8 years
MASTERS
41
High Risk
On-time ROI
$1,146,752
Risk-adjusted ROI
$388,634
Value at risk
$758,118
Payback
9.1 years
MASTERS
37
High Risk
On-time ROI
$1,087,392
Risk-adjusted ROI
$368,517
Value at risk
$718,875
Payback
9.5 years
BACHELORS
36
High Risk
On-time ROI
$1,064,832
Risk-adjusted ROI
$360,872
Value at risk
$703,960
Payback
9.7 years
MASTERS
35
High Risk
On-time ROI
$1,060,172
Risk-adjusted ROI
$359,292
Value at risk
$700,880
Payback
9.8 years
BACHELORS
35
High Risk
On-time ROI
$1,051,572
Risk-adjusted ROI
$356,378
Value at risk
$695,194
Payback
9.8 years
ASSOCIATE
35
High Risk
On-time ROI
$1,046,452
Risk-adjusted ROI
$354,643
Value at risk
$691,809
Payback
9.9 years
BACHELORS
33
High Risk
On-time ROI
$1,013,392
Risk-adjusted ROI
$343,439
Value at risk
$669,953
Payback
10.2 years
ASSOCIATE
31
High Risk
On-time ROI
$962,672
Risk-adjusted ROI
$326,250
Value at risk
$636,422
Payback
10.7 years
BACHELORS
29
High Risk
On-time ROI
$933,772
Risk-adjusted ROI
$316,455
Value at risk
$617,317
Payback
11 years
BACHELORS
27
High Risk
On-time ROI
$898,192
Risk-adjusted ROI
$304,397
Value at risk
$593,795
Payback
11.4 years
BACHELORS
27
High Risk
On-time ROI
$896,272
Risk-adjusted ROI
$303,747
Value at risk
$592,525
Payback
11.4 years
BACHELORS
27
High Risk
On-time ROI
$885,452
Risk-adjusted ROI
$300,080
Value at risk
$585,372
Payback
11.5 years
BACHELORS
26
High Risk
On-time ROI
$872,032
Risk-adjusted ROI
$295,532
Value at risk
$576,500
Payback
11.7 years
BACHELORS
24
High Risk
On-time ROI
$835,132
Risk-adjusted ROI
$283,026
Value at risk
$552,106
Payback
12.2 years
BACHELORS
21
High Risk
On-time ROI
$751,532
Risk-adjusted ROI
$254,694
Value at risk
$496,838
Payback
13.4 years
BACHELORS
21
High Risk
On-time ROI
$738,412
Risk-adjusted ROI
$250,248
Value at risk
$488,164
Payback
13.6 years
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