NJ | PUBLIC
Degreeli reads this school through school + degree value, not prestige alone. Start with the Value Score, then expand each program to see cost, salary, payback, and risk.
Overview
William Paterson University of New Jersey looks strongest as a selective value play, with its best program landing at $1,171,631 in completion-adjusted ROI.
Families should compare the strongest path against weaker options, especially if recoup times stretch well beyond 12.6 years.
4-year net cost
$74,980
Estimated debt
$38,990
Early salary signal
$106,868
Graduation rate
44%
Why this score?
Strong Value is a Degreeli Value Score v1 directional read based on modeled cost ($74,980), estimated debt ($38,990), early-career salary ($106,868), payback, completion, and review signals. The strongest signal is that cost looks efficient relative to expected early-career pay. The main caution is that completion or outcome confidence needs more scrutiny. Data confidence is medium, so this should support comparison rather than act as a guarantee.
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
Programs
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
83
Strong Value
Data Confidence
Medium
Completion ROI
$1,171,631
Salary Outlook
$106,868
Estimated Debt
$38,990
Payback
3.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
76
Fair Value
Data Confidence
Medium
Completion ROI
$857,915
Salary Outlook
$79,036
Estimated Debt
$38,990
Payback
4.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Estimated debt appears manageable relative to salary.
Earnings outlook is strong for a first-decade career path.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$637,710
Salary Outlook
$59,500
Estimated Debt
$38,990
Payback
6.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
61
Caution Zone
Data Confidence
Medium
Completion ROI
$630,052
Salary Outlook
$58,821
Estimated Debt
$38,990
Payback
6.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
60
Caution Zone
Data Confidence
Medium
Completion ROI
$620,803
Salary Outlook
$58,000
Estimated Debt
$38,990
Payback
6.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
60
Caution Zone
Data Confidence
Medium
Completion ROI
$620,065
Salary Outlook
$57,935
Estimated Debt
$38,990
Payback
6.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
59
High Risk
Data Confidence
Medium
Completion ROI
$603,993
Salary Outlook
$56,509
Estimated Debt
$38,990
Payback
6.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$597,821
Salary Outlook
$55,961
Estimated Debt
$38,990
Payback
7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$597,416
Salary Outlook
$55,925
Estimated Debt
$38,990
Payback
7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$594,260
Salary Outlook
$55,645
Estimated Debt
$38,990
Payback
7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$591,499
Salary Outlook
$55,400
Estimated Debt
$38,990
Payback
7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$588,677
Salary Outlook
$55,150
Estimated Debt
$38,990
Payback
7.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
58
High Risk
Data Confidence
Medium
Completion ROI
$585,609
Salary Outlook
$54,878
Estimated Debt
$38,990
Payback
7.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
55
High Risk
Data Confidence
Medium
Completion ROI
$553,861
Salary Outlook
$52,061
Estimated Debt
$38,990
Payback
7.5 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$522,720
Salary Outlook
$49,298
Estimated Debt
$38,990
Payback
7.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
52
High Risk
Data Confidence
Medium
Completion ROI
$521,884
Salary Outlook
$49,224
Estimated Debt
$38,990
Payback
7.9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
50
High Risk
Data Confidence
Medium
Completion ROI
$504,722
Salary Outlook
$47,702
Estimated Debt
$38,990
Payback
8.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
47
High Risk
Data Confidence
Medium
Completion ROI
$477,924
Salary Outlook
$45,324
Estimated Debt
$38,990
Payback
8.6 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
MASTERS
Click to inspect salary, debt, payback, strengths, and risks.
46
High Risk
Data Confidence
Medium
Completion ROI
$464,525
Salary Outlook
$44,136
Estimated Debt
$38,990
Payback
8.8 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
44
High Risk
Data Confidence
Medium
Completion ROI
$455,804
Salary Outlook
$43,362
Estimated Debt
$38,990
Payback
9 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
43
High Risk
Data Confidence
Medium
Completion ROI
$447,144
Salary Outlook
$42,593
Estimated Debt
$38,990
Payback
9.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
Graduate review signal is limited or modeled.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
42
High Risk
Data Confidence
Medium
Completion ROI
$438,193
Salary Outlook
$41,799
Estimated Debt
$38,990
Payback
9.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
42
High Risk
Data Confidence
Medium
Completion ROI
$435,239
Salary Outlook
$41,537
Estimated Debt
$38,990
Payback
9.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
39
High Risk
Data Confidence
Medium
Completion ROI
$419,844
Salary Outlook
$40,172
Estimated Debt
$38,990
Payback
9.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
37
High Risk
Data Confidence
Medium
Completion ROI
$401,979
Salary Outlook
$38,587
Estimated Debt
$38,990
Payback
10.1 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
37
High Risk
Data Confidence
Medium
Completion ROI
$397,715
Salary Outlook
$38,208
Estimated Debt
$38,990
Payback
10.2 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
36
High Risk
Data Confidence
Medium
Completion ROI
$389,943
Salary Outlook
$37,519
Estimated Debt
$38,990
Payback
10.4 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
35
High Risk
Data Confidence
Medium
Completion ROI
$377,722
Salary Outlook
$36,435
Estimated Debt
$38,990
Payback
10.7 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
32
High Risk
Data Confidence
Medium
Completion ROI
$356,507
Salary Outlook
$34,552
Estimated Debt
$38,990
Payback
11.3 years
Strengths
Cost looks efficient relative to expected early-career pay.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
31
High Risk
Data Confidence
Medium
Completion ROI
$341,859
Salary Outlook
$33,253
Estimated Debt
$38,990
Payback
11.7 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
BACHELORS
Click to inspect salary, debt, payback, strengths, and risks.
28
High Risk
Data Confidence
Medium
Completion ROI
$314,789
Salary Outlook
$30,851
Estimated Debt
$38,990
Payback
12.6 years
Strengths
Enough directional data exists to compare this option against alternatives.
Risks
Debt risk rises quickly if borrowing approaches the modeled estimate.
Payback could take longer than many families expect.
Completion or outcome confidence needs more scrutiny.
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ROI Snapshot
MASTERS
83
Strong Value
On-time ROI
$2,665,220
Risk-adjusted ROI
$1,171,631
Value at risk
$1,493,589
Payback
3.6 years
BACHELORS
76
Fair Value
On-time ROI
$1,951,580
Risk-adjusted ROI
$857,915
Value at risk
$1,093,665
Payback
4.9 years
BACHELORS
61
Caution Zone
On-time ROI
$1,450,660
Risk-adjusted ROI
$637,710
Value at risk
$812,950
Payback
6.6 years
MASTERS
61
Caution Zone
On-time ROI
$1,433,240
Risk-adjusted ROI
$630,052
Value at risk
$803,188
Payback
6.6 years
MASTERS
60
Caution Zone
On-time ROI
$1,412,200
Risk-adjusted ROI
$620,803
Value at risk
$791,397
Payback
6.7 years
MASTERS
60
Caution Zone
On-time ROI
$1,410,520
Risk-adjusted ROI
$620,065
Value at risk
$790,455
Payback
6.7 years
MASTERS
59
High Risk
On-time ROI
$1,373,960
Risk-adjusted ROI
$603,993
Value at risk
$769,967
Payback
6.9 years
BACHELORS
58
High Risk
On-time ROI
$1,359,920
Risk-adjusted ROI
$597,821
Value at risk
$762,099
Payback
7 years
MASTERS
58
High Risk
On-time ROI
$1,359,000
Risk-adjusted ROI
$597,416
Value at risk
$761,584
Payback
7 years
BACHELORS
58
High Risk
On-time ROI
$1,351,820
Risk-adjusted ROI
$594,260
Value at risk
$757,560
Payback
7 years
BACHELORS
58
High Risk
On-time ROI
$1,345,540
Risk-adjusted ROI
$591,499
Value at risk
$754,041
Payback
7 years
BACHELORS
58
High Risk
On-time ROI
$1,339,120
Risk-adjusted ROI
$588,677
Value at risk
$750,443
Payback
7.1 years
BACHELORS
58
High Risk
On-time ROI
$1,332,140
Risk-adjusted ROI
$585,609
Value at risk
$746,531
Payback
7.1 years
BACHELORS
55
High Risk
On-time ROI
$1,259,920
Risk-adjusted ROI
$553,861
Value at risk
$706,059
Payback
7.5 years
BACHELORS
52
High Risk
On-time ROI
$1,189,080
Risk-adjusted ROI
$522,720
Value at risk
$666,360
Payback
7.9 years
BACHELORS
52
High Risk
On-time ROI
$1,187,180
Risk-adjusted ROI
$521,884
Value at risk
$665,296
Payback
7.9 years
BACHELORS
50
High Risk
On-time ROI
$1,148,140
Risk-adjusted ROI
$504,722
Value at risk
$643,418
Payback
8.2 years
BACHELORS
47
High Risk
On-time ROI
$1,087,180
Risk-adjusted ROI
$477,924
Value at risk
$609,256
Payback
8.6 years
MASTERS
46
High Risk
On-time ROI
$1,056,700
Risk-adjusted ROI
$464,525
Value at risk
$592,175
Payback
8.8 years
BACHELORS
44
High Risk
On-time ROI
$1,036,860
Risk-adjusted ROI
$455,804
Value at risk
$581,056
Payback
9 years
BACHELORS
43
High Risk
On-time ROI
$1,017,160
Risk-adjusted ROI
$447,144
Value at risk
$570,016
Payback
9.2 years
BACHELORS
42
High Risk
On-time ROI
$996,800
Risk-adjusted ROI
$438,193
Value at risk
$558,607
Payback
9.3 years
BACHELORS
42
High Risk
On-time ROI
$990,080
Risk-adjusted ROI
$435,239
Value at risk
$554,841
Payback
9.4 years
BACHELORS
39
High Risk
On-time ROI
$955,060
Risk-adjusted ROI
$419,844
Value at risk
$535,216
Payback
9.7 years
BACHELORS
37
High Risk
On-time ROI
$914,420
Risk-adjusted ROI
$401,979
Value at risk
$512,441
Payback
10.1 years
BACHELORS
37
High Risk
On-time ROI
$904,720
Risk-adjusted ROI
$397,715
Value at risk
$507,005
Payback
10.2 years
BACHELORS
36
High Risk
On-time ROI
$887,040
Risk-adjusted ROI
$389,943
Value at risk
$497,097
Payback
10.4 years
BACHELORS
35
High Risk
On-time ROI
$859,240
Risk-adjusted ROI
$377,722
Value at risk
$481,518
Payback
10.7 years
BACHELORS
32
High Risk
On-time ROI
$810,980
Risk-adjusted ROI
$356,507
Value at risk
$454,473
Payback
11.3 years
BACHELORS
31
High Risk
On-time ROI
$777,660
Risk-adjusted ROI
$341,859
Value at risk
$435,801
Payback
11.7 years
BACHELORS
28
High Risk
On-time ROI
$716,080
Risk-adjusted ROI
$314,789
Value at risk
$401,291
Payback
12.6 years
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